Candidate Responsibilities
Capital Stress Testing (CCAR / Risk Appetite)
- Lead the end-to-end stress testing model lifecycle (design, development, implementation, change governance, and periodic review) in line with firm model risk management standards.
- Provide oversight of model methodology, ensuring alignment to business fundamentals while maintaining empirically supported relationships and defensible evidence.
- Partner with Model Risk, LOB Risk, and LOB Finance to ensure complete coverage of relevant streams/accounts, consistency across forecasts, and avoidance of double counting.
- Establish and drive ongoing model performance monitoring; proactively recalibrate/enhance models as business mix, macro, and geopolitical conditions evolve.
- Leverage deep knowledge of CIB legal-entity booking models to quantify and explain stress impacts at the legal-entity level.
- Own and deliver key CCAR outputs (including consolidation of CIB CCAR financials) to support internal analysis and regulatory submission timelines.
- Review outputs across time periods, scenarios, and methodologies; challenge results, identify drivers, and recommend overlays/adjustments where appropriate.
- Present clear, decision-oriented insights to senior leadership (e.g., CIB CFO/CRO) and downstream stakeholders (e.g., Corporate Capital Stress Testing), balancing qualitative narrative with quantitative support.
- Own regulatory reporting delivery (e.g., FR Y-14), ensuring adherence to FRB/OCC instructions and external reporting standards; ensure submissions are timely, accurate, and well-controlled.
- Drive cross-functional execution with partners across Risk, Finance, Treasury, Technology, and Data to deliver recurring cycles and high-priority ad-hoc initiatives.
Legal Entity Planning & Analysis
- Lead legal-entity P&L budgeting and forecasting, combining business judgment with historical performance and economic outlook.
- Provide senior-level variance analysis and narrative; explain actuals vs. forecast, key drivers, and forward-looking implications to stakeholders.
- Partner with Product Control to understand booking mechanics, attribution drivers, and structural changes impacting the outlook.
- Continuously refine forecasting frameworks to improve accuracy, stability, and transparency of results.
Earnings & Competitor Analysis
- Lead preparation and review of quarterly earnings disclosures (Earnings Presentation, Press Release, Earnings Supplement) for assigned scope.
- Draft/review MD&A (Management Discussion & Analysis) content for 10-Q and 10-K (as applicable), ensuring consistency of messaging, drivers, and disclosures.
- Produce competitor benchmarking and strategic insights on key CIB peers (financial performance, drivers, and strategy).
- Deliver monthly/quarterly performance commentary with a management perspective on trends, risks, and actions.
Controls & Process Excellence
- Maintain a strong control environment (SOPs, control checks, audit trails) and ensure effective governance over key tools/processes.
- Lead change management for evolving requirements (e.g., FRB instruction updates, expense guidance changes, additional scenarios), including impact assessment and implementation.
- Drive continuous improvement and re-engineering to enhance efficiency, reduce operational risk, and strengthen end-to-end accountability.
Desired Candidate Profile
The ideal candidate will bring a strong blend of analytics, technical capability, and executive communication, with deep experience in financial analysis and risk management within CIB. Qualifications include:
- 10+ years of experience in financial analysis, stress testing, or risk management within a Commercial & Investment Bank.
- Proven track record managing complex financial models and delivering senior-ready insights.
- Proficiency in financial modeling and analytics tools (e.g., Excel, Databricks, Python).
- Experience with stress testing frameworks, legal-entity regulations and booking models, and regulatory reporting requirements (FRB, OCC).
- Strong analytical and problem-solving skills, with the ability to interpret complex data and identify insights and improvement opportunities.
- Excellent verbal and written communication skills; ability to present complex information clearly and concisely to senior management and stakeholders.
- Experience preparing documentation and supporting materials for regulatory exams and audits.
- Strong leadership skills, including the ability to lead cross-functional initiatives and collaborate effectively across Risk, Finance, and Technology.
- Experience leading technology initiatives to improve financial processes, controls, and reporting.
- Ability to operate effectively in a rapidly changing business and regulatory environment, with a proactive improvement mindset.
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
Skills Required
- 10+ years of experience in financial analysis, stress testing, or risk management within a Commercial and Investment Bank
- Experience managing complex financial models and delivering senior-ready insights
- Proficiency in financial modeling and analytics tools, including Excel, Databricks, or Python
- Experience with stress testing frameworks, legal-entity regulations and booking models, and FRB/OCC regulatory reporting
- Strong analytical and problem-solving skills
- Excellent verbal and written communication skills, including presenting complex information to senior management
- Experience preparing documentation and supporting materials for regulatory exams and audits
- Strong leadership and cross-functional collaboration skills
- Experience leading technology initiatives that improve financial processes, controls, and reporting
- Ability to operate effectively in a rapidly changing business and regulatory environment
JPMorganChase Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about JPMorganChase and has not been reviewed or approved by JPMorganChase.
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Healthcare Strength — Medical, dental, vision, and mental-health coverage are broad, with wellness incentives, on-site or virtual care, and an EAP offering coaching and counseling. Plan materials emphasize accessible options, including multiple medical choices and tools to manage costs.
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Parental & Family Support — Paid parental leave extends up to 16 weeks for all parents, supplemented by paid Critical Caregiver Leave. Family resources include backup childcare via Bright Horizons, lactation support and milk-shipping, family-building assistance, and even a free five-month SNOO rental for newborns.
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Retirement Support — Retirement programs include a 401(k) with an annual company match and automatic pay credits for most employees, with a legacy pension available to earlier hires. An Employee Stock Purchase Plan at a 5% discount further supports long-term savings.
JPMorganChase Insights
What We Do
JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $3.7 trillion and operations worldwide. The firm is a leader in investment banking, financial services for consumers and small businesses, commercial banking, financial transaction processing, and asset management. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of consumers in the United States and many of the world’s most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands. Technology fuels every aspect of our company and is at the heart of everything we do. With over 50,000 technologists globally and an annual tech spend of $12 billion, we are dedicated to improving the design, analytics, development, coding, testing and application programming that goes into creating high quality software and new products. Learn more about technology at our firm, explore resources from our Distinguished Engineers, AI & ML researchers, and other experts; access the latest episode of our TechTrends podcast, and more at www.jpmorgan.com/technology. Information about JPMorgan Chase & Co. is available at www.jpmorganchase.com. ©2023 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase is an Equal Opportunity Employer, including Disability/Veterans.
Why Work With Us
Our technologists work on a diverse range of solutions that include strategic technology initiatives, big data, mobile, electronic payments, machine learning, cybersecurity, enterprise cloud development, and other state-of-the-art technologies.
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