Vice President, ABS Structuring & Analytics

Posted 2 Days Ago
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Charlotte, NC, USA
Hybrid
Senior level
Fintech • Financial Services
Wells Fargo: Tech-powered. Innovation-led. We're transforming financial services.
The Role
Lead structuring and quantitative modeling for ABS transactions (consumer and commercial assets). Build and run Intex/Excel/VBA models, evaluate capital structure, prepare credit analyses, review deal documents, and communicate results to banking, credit, issuers, and investors.
Summary Generated by Built In
Wells Fargo Corporate & Investment Banking delivers a comprehensive suite of capital markets, banking, and financial products and services. A trusted partner to our clients, we provide corporate and transactional banking, commercial real estate lending and servicing, investment banking, equity and fixed income solutions including sales, trading, and research capabilities to corporate, commercial real estate, government, and institutional clients across the globe.
Markets provides solutions to clients with the means to manage their exposure through various derivatives, lending and cash products across Structured Products Group, Macro, Equities, Municipal Products Group, Credit Sales & Trading.
About this role:
Wells Fargo is seeking an ABS Structurer at the Vice President level to join our team within the Asset Backed Securitization Group (ABS). ABS provides financing and capital markets solutions to entities that own, originate, or service consumer and commercial assets. The Structuring & Analytics team within ABS is responsible for the front-office analytical aspects of the business including structuring and modeling term securitization and loan transactions backed by assets including but not limited to auto loans and leases, credit card receivables, consumer loans, timeshare receivables, equipment loans and leases, royalty payments, and operating assets such as containers, railcars, and aircraft.
In this role, you will:
  • Structure and run modeling scenarios for term ABS securitization, warehouse, and term loan transactions backed by commercial and consumer assets
  • Utilize knowledge of analytical tools, rating agency methodologies, and market conditions to develop appropriate capital structure for transactions in conjunction with banking team
  • Reverse engineer deals using Intex Dealmaker, Excel, VBA, and rating agency tools
  • Review deal documents (offering circular, indenture, term sheets, credit agreements) to ensure documents and modeling are consistent
  • Explain key structural features and modeling results to banking team, credit officers, issuers, and investors
  • Provide quantitative analyses required for internal credit packages in support of our lending business
  • Review analysis results and offer recommendations to improve capital structure efficiency
  • Interact with syndicate and salespeople in support of marketing activities
Required Qualifications:
  • 5+ years of Investment Banking experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Desired Qualifications:
  • 5+ years of experience in commercial and consumer structured products
  • 5 years capital markets industry experience. Experience in structuring and modeling ABS or similar CLO, CMBS, RMBS, products is preferred
  • Intermediate Microsoft Office skills, superior knowledge of Excel and VBA programming
  • Strong technical and analytical skills including financial analysis
  • Knowledge of fixed income mathematics
  • Familiarity with Intex and rating agency tools and methodology
  • Excellent verbal, written, and interpersonal communication skills
  • Effective organizational, multi-tasking, and prioritizing skills with attention to detail
  • Ability to work effectively, as well as independently, in a team environment
  • Ability to work in a fast-paced deadline driven environment
  • A BS/BA degree or higher in a quantitative field or business degree with quantitative emphasis
Job Expectations:
  • Ability to travel up to 10% of the time
  • Registration for FINRA Series SIE, 63 and 79 must be completed within 90 days of hire date, if it is not available for transfer upon hire. FINRA recognized equivalents will be accepted
  • This position is subject to FINRA background screening requirements. Candidates must successfully complete and pass a background check prior to hire. In accordance with FINRA rules, individuals who are subject to statutory disqualification are not eligible to be associated with a FINRA-registered broker-dealer. Successful candidates must also meet and comply with ongoing regulatory obligations, which include periodic screening and mandatory reporting of certain incidents.
  • Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process.
  • Visa sponsorship is not available
  • Ability to travel up to 50% of the time
Posting Locations:
  • 550 S Tryon St CHARLOTTE, NC 28202
Posting End Date:
16 Jul 2026
*Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

Skills Required

  • 5+ years of Investment Banking experience
  • Experience in commercial and consumer structured products (ABS, CLO, CMBS, RMBS)
  • 5+ years capital markets industry experience
  • Superior knowledge of Excel and VBA programming
  • Familiarity with Intex Dealmaker and rating agency tools and methodologies
  • Strong technical and analytical skills including financial analysis
  • Knowledge of fixed income mathematics
  • Excellent verbal, written, and interpersonal communication skills
  • Effective organizational, multi-tasking, and prioritizing skills with attention to detail
  • Ability to work independently and in a team environment in a fast-paced deadline driven environment
  • BS/BA degree or higher in a quantitative field or business degree with quantitative emphasis
  • Registration for FINRA Series SIE, 63 and 79 within 90 days if not transferable
  • Successful completion of FINRA background screening and ongoing regulatory obligations
  • Ability to travel up to the role's stated requirement

Wells Fargo Compensation & Benefits Highlights

  • Healthcare Strength Health coverage begins on day 1 with medical, dental, and vision, and includes mental health, prescription drugs, and preventive care often covered at 100% in-network. Well-being resources such as 24-hour clinical support and an Employee Assistance Program add to the breadth.
  • Parental & Family Support Paid parental leave provides up to 16 weeks for a primary caregiver (4 weeks for non-primary) alongside fertility benefits and up to a $35,000 lifetime reimbursement for adoption, surrogacy, and donor expenses. Backup child and adult care further supports family needs.
  • Retirement Support Retirement benefits feature a 401(k) with company matching contributions up to 6% of eligible pay. An employee stock purchase plan adds another avenue for long-term savings.

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The Company
HQ: San Francisco, CA
205,000 Employees
Year Founded: 1852

What We Do

Wells Fargo & Company (NYSE: WFC) is a leading financial services company that has approximately $2.2 trillion in assets. We provide a diversified set of banking, investment and mortgage products and services, as well as consumer and commercial finance, through our four reportable operating segments: Consumer Banking and Lending, Commercial Banking, Corporate and Investment Banking, and Wealth & Investment Management. Wells Fargo ranked No. 33 on Fortune’s 2025 rankings of America’s largest corporations. Our technology professionals drive innovation, information security, and big data analytics while maintaining a network that handles more than 12 billion customer interactions a year. Join us! Are you looking for more? Find it here. At Wells Fargo, we're more than a financial services leader – we’re a global trailblazer committed to driving innovation, empowering communities, and helping our customers succeed. We believe that a meaningful career is much more than just a job – it’s about finding all of the elements to help you thrive, in one place. Living the Well Life means you’re supported in life, not just work. It means having robust benefits, competitive compensation, and programs designed to help you find work-life balance and well-being. You’ll be rewarded for investing in your community, celebrated for being your authentic self, and empowered to grow. And we’re recognized for it — Wells Fargo continues to rank on the LinkedIn Top Companies lists of best workplaces “to grow your career.” All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. © 2026 Wells Fargo Bank, N.A. All rights reserved. Member FDIC.

Why Work With Us

We're known for our “Well Life” approach to supporting employees’ career aspirations, work-life balance, and mental and physical health. Wells Fargo continues to rank on the LinkedIn Top Companies lists of best workplaces “to grow your career.”

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