Verification Specialist

The Verification Specialist will be responsible for accurate and timely investigation of sub-prime consumer loan applications. Ensure that critical loan approval stipulations are addressed, resolved, and meet company policies. Identify and escalate complex issues as they are identified. Support both a Centralized Sales operation and a nationwide branch office network.

In the Role

• Verification activities may include validating identity, address, and social security number; employment, auto insurance, automobile value, lien and title verification; analyzing proof of income and disposable income; fulfilling loan requests, perfecting liens and reviewing loan documents for accuracy and completeness.
• Perform funding-related activities, including reviewing and validating all required documents prior to funding, confirming accuracy and completeness, and ensuring all funding stipulations meet company and regulatory requirements.
• Ensure timely and accurate processing of funding tasks to meet service level expectations and provide a seamless customer experience.
• Identify and escalate funding discrepancies or complex funding-related issues to ensure loans are funded accurately and without delay.
• Provide escalation support on complex issues that may occur to ensure timely and accurate processing of loan stipulations.
• Identify, investigate, and/or escalate potential fraud risks.
• Act as a liaison between multiple internal and external customers and/or vendors. This will include written and verbal communication with Centralized Sales, Underwriting, and Branch personnel.

Requirements

• High School Diploma or GED.
• Prior experience in verification processing and/or fulfillment.
• Strong communication skills (oral, written, and interpersonal).
• Excellent customer service skills.
• High level of motivation to deliver results.

Location
Mendota Heights, MN Hybrid: 4 days in office (Mon-Thurs)

Monday–Friday, 7:30 AM–7:00 PM (local time)
Saturdays, 7:30 AM–1:00 PM (local time; up to 3 per quarter)

Who We Are

OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we’ve looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future.

Driven collaborators and innovators, our team thrives on transformative digital thinking, customer-first energy and flexible work arrangements that grow lives, careers and our company. At every level, we’re committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There’s never been a better time to shine with OneMain.

Because team members at their best means OneMain at our best, we provide opportunities and benefits that make their health and careers a priority. That’s why we’ve packed our comprehensive benefits package for full- and some part-timers with:

· Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances

· Up to 4% matching 401(k)

· Employee Stock Purchase Plan (10% share discount)

· Tuition reimbursement

· Paid time off (15 days’ vacation per year, prorated based on start date)

· Paid sick leave as determined by state or local ordinance (prorated based on start date)

· 11 Paid holidays (4 floating holidays, prorated based on start date)

· Paid volunteer time (3 days per year, prorated based on start date)

Target base salary range is $17-19 hr., which is based on various factors including skills and work experience. In addition to base salary, this role is eligible for a competitive additional compensation program that is based on individual and company performance.

OneMain Holdings, Inc. is an Equal Employment Opportunity (EEO) employer. Qualified applicants will receive consideration for employment without regard to age, ancestry, citizenship status, color, creed, culture, disability, ethnicity, gender, gender identity or expression, genetic information or history, marital status, military status, national origin, nationality, pregnancy, race, religion, sex, sexual orientation, socioeconomic status, transgender or on any other basis protected by law.

OneMain Holdings, Inc. is an Equal Employment Opportunity (EEO) employer. Qualified applicants will receive consideration for employment without regard to age, ancestry, citizenship status, color, creed, culture, disability, ethnicity, gender, gender identity or expression, genetic information or history, marital status, military status, national origin, nationality, pregnancy, race, religion, sex, sexual orientation, socioeconomic status, transgender or on any other basis protected by law.