Portfolio Management Associate - CIB Lending M1
Location: New York City, New York, US
Type: Full-time
Department: BFSI
Job Summary
The Portfolio Management Associate is an individual contributor role within US SCIB COO Lending Solutions responsible for supporting portfolio monitoring, credit reviews, financial spreading, covenant tracking, collateral monitoring and lifecycle credit administration across SCIB lending portfolios. The role supports a range of business lines and products, including Infrastructure Finance, Structured Finance, Leveraged Finance, Investment Grade corporate lending and GTB-linked credit exposures. Objectives are to:
- Ensure accurate and timely portfolio monitoring support
- Maintain high-quality credit, covenant, collateral and review materials,
- Support a scalable first line portfolio management framework.
Responsibilities
- Credit Review Support
- Prepare drafts and supporting analysis for quarterly and annual reviews, including borrower performance, financial trends, covenant compliance, collateral status, rating considerations and risk commentary.
- Perform credit spreading, ratio analysis, variance analysis and borrower update analysis using available financial statements and internal systems.
- Maintain portfolio review calendars, deliverable trackers and supporting evidence for assigned portfolio names.
- Covenant and Collateral Monitoring
- Track borrower reporting deliverables, financial covenants, non-financial covenants, borrowing base requirements, collateral documents, insurance requirements and other ongoing obligations.
- Identify missing items, potential breaches, data quality issues and exceptions for escalation to Portfolio Management leadership, Credit, Agency, Legal or Operations as appropriate.
- Update covenant, collateral and portfolio monitoring tools accurately and timely.
- Amendment and Waiver Support
- Support analysis and tracking for amendments, waivers, consents, extensions, repricings and other lifecycle events.
- Coordinate with Transaction Management, Credit, Legal, Agency and Operations to gather information and track approvals, documentation changes and system updates.
- Maintain documentation and evidence of lifecycle decisions and post-close or post-amendment follow-ups.
- Portfolio Reporting and Controls
- Prepare recurring portfolio reports, exception trackers, covenant dashboards, collateral monitoring updates and management reporting inputs.
- Support internal control, audit, credit review and regulatory information requests related to portfolio monitoring activities.
- Assist with data quality cleanup, process improvement initiatives and procedure documentation.
- Stakeholder Collaboration
- Work with Front Office, Credit, Risk, Agency, Operations, Transaction Management and Finance to obtain data, resolve monitoring issues and support timely reviews.
- Provide support across Infrastructure Finance, Structured Finance, Leveraged Finance, IG and GTB portfolios as assigned.
- Help train analysts on spreading, covenant tracking, monitoring tools and review preparation standards.
Eligibility Requirements
- Bachelor Degree or equivalent work experience.
- 3–6 years of relevant experience in portfolio management, credit analysis, financial spreading, lending, agency, credit administration, risk management, or related roles.
- Working knowledge of credit analysis, financial statements, portfolio monitoring, covenant tracking, collateral monitoring, and lending documentation.
- Exposure to Infrastructure Finance, Structured Finance, Leveraged Finance, Investment Grade (IG) corporate lending, or GTB preferred.
- Strong analytical, organizational, and written communication skills.
- Ability to perform financial spreading, covenant calculations, and recurring portfolio tracking.
- Strong Excel skills and comfort with credit, covenant, loan, and reporting systems.
- Ability to manage deadlines and escalate issues clearly.
- Attention to detail and commitment to delivering high-quality work.
- Curiosity, ownership, and willingness to learn complex lending products.
- Strong collaboration skills across Business, Credit, Risk, and Operations teams.
- Good judgment in identifying exceptions and escalation items.
In the US, the target base salary for this role is $110,000-$130,000. Compensation is based on a range of factors that include relevant experience, knowledge, skills, other job-related qualifications, and geography. We expect the majority of candidates who are offered roles at our company to fall throughout the range based on these factors
How to Apply
- Click "Apply Now" to submit your resume through our career site
- Be sure to include any relevant experience that aligns with the role.
- Qualified candidates will be contacted by a member of our recruitment team for next steps
About eClerx
eClerx is a leading provider of productized services, bringing together people, technology and domain expertise to amplify business results.
The firm provides business process management, automation, and analytics services to a number of Fortune 2000 enterprises, including some of the world’s leading financial services, communications, retail, fashion, media & entertainment, manufacturing, travel & leisure, and technology companies. Incorporated in 2000, eClerx is traded on both the Bombay and National Stock Exchanges of India. The firm employs more than 19,000 people across Australia, Canada, France, Germany, Switzerland, Egypt. India, Italy, Netherlands, Peru, Philippines, Singapore, Thailand, the UK, and the USA.
For more information, visit www.eclerx.com
You can also find us on:
https://www.linkedin.com/company/eclerx/
https://www.indeed.com/cmp/Eclerx/about
https://www.glassdoor.com/eClerx
eClerx is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability or protected veteran status, or any other legally protected basis, in accordance with applicable law. We are also committed to protecting and safeguarding your personal data. Please find our policy here
Skills Required
- Bachelor Degree or equivalent work experience.
- 3-6 years of relevant experience in portfolio management, credit analysis, financial spreading, lending, agency, credit administration, or risk management.
- Working knowledge of credit analysis, financial statements, portfolio monitoring, covenant tracking, collateral monitoring, and lending documentation.
- Exposure to Infrastructure Finance, Structured Finance, Leveraged Finance, Investment Grade corporate lending, or GTB.
- Strong analytical, organizational, and written communication skills.
- Ability to perform financial spreading, covenant calculations, and recurring portfolio tracking.
- Strong Excel skills and comfort with credit, covenant, loan, and reporting systems.
- Ability to manage deadlines and escalate issues clearly.
- Attention to detail and commitment to delivering high-quality work.
- Curiosity, ownership, and willingness to learn complex lending products.
- Strong collaboration skills across Business, Credit, Risk, and Operations teams.
- Good judgment in identifying exceptions and escalation items.
eClerx LLC Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about eClerx LLC and has not been reviewed or approved by eClerx LLC.
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Healthcare Strength — Feedback suggests U.S. employees have access to medical, dental, and vision coverage, with HSA/FSA options and life insurance included. An Employee Assistance Program also appears in the public benefits profile supporting wellbeing.
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Retirement Support — Feedback suggests a 401(k) is part of the U.S. package, with some mentions of an employer match. Retirement provision is consistently cited across company profiles and listings.
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Leave & Time Off Breadth — Feedback suggests paid holidays, sick leave, and PTO are part of the offering, alongside parental leave. Parental leave is also highlighted in public benefits profiles.
eClerx LLC Insights
What We Do
eClerx provides business process management, automation and analytics services to a number of Fortune 2000 enterprises, including some of the world's leading financial services, communications, retail, fashion, media & entertainment, manufacturing, travel & leisure, and technology companies. Incorporated in 2000, eClerx is today traded on both the Bombay and National Stock Exchanges of India. The firm employs 16,000+ people across Australia, Canada, Germany, India, Italy, Netherlands, Philippines, Singapore, Thailand, UK, and the USA.
