Prudential’s purpose is to be partners for every life and protectors for every future. Our purpose encourages everything we do by creating a culture in which diversity is celebrated and inclusion assured, for our people, customers, and partners. We provide a platform for our people to do their best work and make an impact to the business, and we support our people’s career ambitions. We pledge to make Prudential a place where you can Connect, Grow, and Succeed.
Job Profile Summary:
In this role, you will assess medical and financial risks of applicants for life and health insurance policies. As part of this dynamic role, you will report to Lead, Underwriting Consultant, New Business and work closely with internal and external stakeholders to evaluate the risk and exposures of potential clients
Job Description:
• Assess medical and financial risks of applicants and lives to be assured for life and health insurance applications
• Make decisions, within the given authority, that are consistent with underwriting standards and compatible with market trends
• Review cases with complex medical conditions and multiple risk factors
• Process the insurance applications end-to-end
• Provide support and services to Financial Consultants on matters relating to underwriting
• Face to face service interaction with the sales team at PruBusiness Centre on New Business matter
• Be involved in ad hoc tasks assigned by Team Lead
Who we are looking for:
Competencies & Personal Traits
• Sound knowledge of medical conditions, insurance laws & regulations
• Good understanding of insurance products
• Customer-oriented, with good interpersonal and communication skills
• Confident in problem solving and decision making
• Proficient in MS Office
Working Experience
• At least 4 years of experience in life underwriting
Professional Qualifications & Education
• Relevant industry qualifications are an asset
Prudential is an equal opportunity employer. We provide equality of opportunity of benefits for all who apply and who perform work for our organisation irrespective of sex, race, age, ethnic origin, educational, social and cultural background, marital status, pregnancy and maternity, religion or belief, disability or part-time / fixed-term work, or any other status protected by applicable law. We encourage the same standards from our recruitment and third-party suppliers taking into account the context of grade, job and location. We also allow for reasonable adjustments to support people with individual physical or mental health requirements.
Skills Required
- At least 4 years of experience in life underwriting
- Sound knowledge of medical conditions, insurance laws & regulations
- Good understanding of insurance products
- Customer-oriented, with good interpersonal and communication skills
- Confident in problem solving and decision making
- Relevant industry qualifications are an asset
What We Do
In Asia and Africa, Prudential has been providing familiar, trusted financial security to people for 100 years. Today, headquartered in Hong Kong and London, we are ranked top three in 12 Asian markets with 18 million customers, around 68,000 average monthly active agents and access to over 27,000 bank branches in the region. Prudential is focused on opportunities in the most exciting growth markets in Asia and Africa. With access to over 4 billion people in both these regions, we are investing in broadening our presence and building our leadership in the life and asset management markets. We are committed to making a positive impact on our customers, our employees and our communities by delivering the best savings, health and protection solutions to people so they can get the most out of life. Visit our websites for more information Prudential plc: https://www.prudentialplc.com/ Prudence Foundation: https://www.prudentialplc.com/en/prudence-foundation
