Underwriting Operations Analyst

Posted 25 Days Ago
Hiring Remotely in USA
Remote
70K-75K Annually
Mid level
Insurance • Pet
The Role
The Underwriting Operations Analyst coordinates service escalations, conducts audits, supports compliance, and assists in underwriting processes within the insurance team.
Summary Generated by Built In

About Fetch

At Fetch, we’re dedicated to helping pets live their healthiest and happiest lives. Our comprehensive insurance coverage is designed with modern pet parents in mind, and we’re proud to support the veterinary, shelter, and breeder communities. We believe in ensuring pets receive the best care possible and are committed to making that vision a reality every day.

Fetch is a high-growth Warburg Pincus portfolio company with an expanding team of over 350 pet-loving employees working together to shape the future of pet health and wellness.

About the Industry

The pet insurance industry is more important than ever, offering peace of mind and financial protection for pet owners. The sector is expanding quickly, fueled by growing awareness of the need for accessible, high-quality veterinary care. With advances in veterinary medicine, pets now have access to the most effective treatments available, making pet insurance an essential component of modern pet care.

About the Role

Overview

The Underwriting Operations Analyst is part of the Operations function within the Insurance team, reporting into the SVP of Insurance Operations. This role provides cross functional support to multiple functional areas at Fetch, including Underwriting, Compliance, Service, and Claims. This role is a good fit for you if you want to learn more about and get involved in the inner workings of the insurance operations here at Fetch.
Location

Remote (U.S.)

Key Responsibilities

Primary Responsibilities: 

  • Coordinate the response to service escalations, including investigation of the escalation, drafting the referral, obtaining approval, and documenting direction to service staff. 
  • Perform root cause analysis and reporting of service escalations to identify opportunities for improvement.
  • Operational and Underwriting Excellence
    • Aid cross functional teams to identify and support training needs for company and product.
    • Help identify and write Underwriting manuals and SOP’s. 
    • Assist in the identifying and development of Operations Reporting.
  • Conduct screening process for Office of Foreign Assets Control (OFAC) and Office of Financial Sanctions Implementation (OFSI) referrals in the United States and Canada and provide required reporting to the insurance carrier.
  • Complete the underwriting referral process for suspicious claims activity and execute any resulting underwriting action in partnership with Platform Operations.
  • Conduct and support monthly review of Bordereaux reporting for the insurance carrier.
  • Support and conduct internal audits, and aid in the annual underwriting and claims audits, including file gathering, general support, and coordination with the insurance carrier.
  • Monitor and process CCPA requests.

Secondary Responsibilities:  

  • Support the investigation of all regulatory complaints, working closely with the Compliance Specialist.
  • Conduct proactive monitoring of the competitor landscape on filed products and filing activity. 
  • Conduct ad hoc research and/or projects as needed (e.g emerging issues, competitor changes).
Qualifications
  • Bachelor’s degree preferred, and/or 5+ years of experience in the P&C insurance industry
  • Pet Insurance and/or Insurtech experience is a plus 
  • Exhibit general knowledge regarding insurance, operations, policy forms,  IT applications, and regulatory compliance requirements
  • Ability to effectively leverage resources to solve problems independently
  • Excellent verbal and written communication skills, organizational skills, and the ability to work in a fast-paced environment under tight deadlines
  • Intellectually curious with a desire to learn and improve processes
  • Ability to effectively collaborate with cross-functional teams and stakeholders at all levels
  • Ability to independently analyze and resolve complex issues 
  • Ability to research topics, organize information, and clearly communicate findings
Compensation
  • The pay range for this position is $70,000 - $75,000 on a full-time basis
  • Along with base salary, your position may qualify for additional bonuses
  • This position is eligible for the Company’s bonus plan(s)
Why Join Fetch
  • Be part of a mission-driven company that values creativity, innovation, transparency, and collaboration
  • When in office, enjoy complimentary lunch daily, and pets are always welcome
  • Join a team that genuinely cares about creating a positive, inclusive work environment where everyone can thrive
Benefits & Perks

At Fetch, we recognize the importance of work-life balance and prioritize our employees' mental health and well-being, ensuring everyone can flourish both professionally and personally. Not just pets, we want our employees to live their best lives too — here at Fetch, you have access to the valuable benefits listed below. 

  • Comprehensive Medical, dental, and vision plan for you and your family
  • Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs) are available 
  • Highly competitive 401(k) matching 
  • Generous 20-day PTO Policy, with rollover options. Earn an additional day of PTO each year on your anniversary with Fetch, for a maximum of 30 days
  • Paid company (9) holidays, including (1) floating holiday
  • Fetch Pet Insurance discount - up to 50% off, up to $1,000 savings/year
  • Educational Assistance Program
  • Fetch Discount Perks Program
  • Volunteering - earn up to 8 hours per calendar year at nonprofit organizations
  • NYC Office Amenities: Pet-friendly environment, free lunch, snacks, and additional amenities; transit accessible
  • Employee Referral Incentive
  • Tuition Assistance
  • Commuter Benefits
  • Employee Assistance Program (EAP)
Pay Range
$70,000$75,000 USD

Recruiting Fraud Alert

At Fetch, your personal information and online safety are paramount. Please be aware that only Fetch Recruiters and Hiring Managers will contact you regarding your application or background. All official communications from Fetch employees will originate from a fetchpet.com email address. You will never be asked for payments, financial details, or sensitive information like social security numbers by our Recruiters or Hiring Managers.

EEO Statement

Fetch is proud to be an equal opportunity employer.

We’re committed to building a workplace that reflects the diversity of pet parents everywhere—hiring and developing individuals from all backgrounds and experiences to strengthen our inclusive, collaborative culture. We welcome applications from all qualified candidates regardless of race, color, religion, national origin, sex, gender, age, marital status, appearance, sexual orientation, gender identity or expression, family responsibilities, disability, medical condition, student status, political affiliation, military or veteran status, citizenship, genetic information, or any other status protected by law. Fetch will provide reasonable accommodations for individuals with disabilities throughout the hiring process. 

If you need assistance or an accommodation to apply, please contact us at [email protected]

Read our Privacy Notice for California Residents

Skills Required

  • Bachelor's degree preferred
  • 5+ years of experience in the P&C insurance industry
  • General knowledge of insurance, operations, and regulatory compliance
  • Ability to solve problems independently
  • Excellent verbal and written communication skills
  • Ability to analyze and resolve complex issues
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The Company
HQ: New York, New York
369 Employees

What We Do

Fetch Pet Insurance is a leading tech-enabled pet wellness company dedicated to helping pet parents give their cats and dogs a longer, healthier life. We offer the most complete pet insurance coverage in the U.S. and Canada. But our commitment to pets and their parents doesn’t stop there. We also champion causes that strengthen the bonds between pets and people — from supporting Project Street Vet, a nonprofit that provides free veterinary care to the pets of those experiencing homelessness, to raising hundreds of thousands of dollars in aid for animals displaced by natural disasters and developing groundbreaking tools that help pet parents better support their pets’ health. Fetch is proud to be the preferred pet insurance provider for shelters across North America. Since 2018, we’ve contributed over $9 million to support shelters and the vital work they do to find forever homes for dogs and cats. Helping pets live healthier, happier lives alongside the people who love them is at the heart of our mission. To advance that mission, we created the Fetch Veterinary Advisory Board, a team of leading veterinarians, industry experts, and pet health specialists whose expertise helps shape our products, policies, and tools. Every decision we make is guided by what’s best for pets and their families. None of this would be possible without the talented, passionate people who make up our team. We’re a team of over 350 passionate pet lovers and pet parents worldwide. Fetch employees are pet lovers who are motivated by deepening the human-pet connection. As part of that culture, we’re honored to partner with Autism Speaks, an organization dedicated to creating a more inclusive world for all individuals. We also embrace inclusive hiring practices and foster supportive workplace environments so that every employee feels empowered to thrive. Fetch offers more coverage. More money back. More peace of mind. That’s why we’re proud to protect over 500,000 dogs and cats — and counting!

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