Why CIG?
At Capital Insurance Group we offer our employees more than just a job. We foster career growth, provide opportunities to give back to our communities, and help you take the next step in your career!
CIG was founded in 1898 by a group of earnest farmers in need of protection and today, we are the leading West Coast Property & Casualty insurer. CIG is certified as a Great Place to Work and provides a collaborative, inclusive, and fun work culture for all employees.
Why choose CIG’s Underwriting Team?
This is your perfect opportunity to join a company that is building momentum with our independent agents and protecting the dreams and assets of our policyholders. Join the CIG Underwriting team in helping build a safer world where dreams soar!
Benefits
- Accrue twenty-one days of Paid Time Off during your first year
- Up to eighty-seven percent of benefits are covered by CIG for you and your family members
- Medical, Dental, Vision plans, Telehealth
- One hundred percent covered plans
- Basic Life & AD&D
- Employee Assistance
- Leave Management
- Long Term Disability
- Short Term Disability (Outside of CA)
- Employee Benefit Advocacy Hot Line
- Family Caregiver Support (Homethrive)
- Child Care Resources (Tootris)
- Business Travel Accident Protection
- Voluntary benefit offerings
- Short-term Disability (CA only)
- Voluntary Life AD&D self, spouse, and child plans
- Flexible Spending (FSA)
- Health Savings (HSA)
- Hospital Indemnity
- Accidental Injury
- Pet Insurance
- Commuter Benefit
- Critical Illness
- ARAG Legal Services
- Norton LifeLock
- Nine paid holidays, plus two floating holidays
- Above and Beyond Reward Recognition Program
- Kudos & Shout Out Points Program
- Quarterly Above and Beyond Bonus Program
- Annual Above and Beyond Bonus Program
- Competitive compensation
- Base compensation
- Salary Management Spot Bonuses
- Annual Incentive/Profit sharing program, potential payout annually based on company results.
- Discount partnerships
- Gym memberships, credit union, travel, shopping, restaurants, theme parks, and more
- Insurance, educational reimbursement, and bonus programs
- Employee Referral Bonus Program
- Home and Auto Insurance Discount Program.
- Paid Volunteer Time – Through company-planned community events and choose your own adventure PVT in giving back in ways that are meaningful to you!
- Retirement savings benefit (401k and Roth + match)
- Health & Financial Wellness
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Wellness platform, tools, and events - Vitality
- Health Savings Account – match
- Financial Wellness Resources
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Work Environment & Format
This is a hybrid position requiring you to work from our Spokane, WA office Monday through Wednesday.
Job Overview
This position represents the highest level of technical underwriting competency within the assigned practice group and is responsible for leading and directing the underwriting team(s) in a virtual and office working environment. Underwriting authority is delegated by the Practice Executive. The Underwriting Manager works closely with the Practice Executive and is responsible for compliance, underwriting integrity, service standards, and production. The position provides mentoring and technical assistance and training to the underwriting team and in the interpretation of underwriting policies and procedures. The Underwriting Manager may review and underwrite the most complex technical risks and grants underwriting authority to all direct reports. This position assists in the development of the business strategy, develops metrics, and determines what products and services best support the organization.
Minimum Requirements
- Bachelor’s Degree in Business, Finance, Risk Management, Insurance, or other related discipline with advanced degree or technical development highly desirable.
- CPCU designation and related experience preferred.
- 10+ years of progressively responsible Property-Casualty insurance underwriting experience, including significant underwriting leadership and management experience
- 5+ years demonstrated experience leading diverse teams and developing underwriting leaders and technical talent
- Knowledge and risk selection experience involving high value or complex exposures.
- Comprehensive knowledge of DOI regulations and pending legislative issues.
- Underwriting and marketing philosophy and procedure.
- Effectively negotiate with and influence others with ability to exchange ideas and information through oral and written presentation
- Effectively interact with others in order to accomplish work responsibilities and objectives
- Correlate risk factors to underwriting standards to determine acceptance of risk
Career Path potential:
- Director Underwriting
- Practice Executive
Salary Range: $120,367.00 - $200,612.00
The salary range listed here has been provided to comply with local regulations and represents a potential base salary range for this role. Please note that actual salaries may vary within the range above or below, depending on experience and location. We look at compensation for each individual and base our offer on your unique qualifications, experience, and expected contributions. This position may also be eligible for other types of compensation in addition to base salary, such as benefits and bonus programs.
Skills Required
- Bachelor's degree in Business, Finance, Risk Management, Insurance, or a related discipline
- Advanced degree or technical development
- CPCU designation
- 10+ years of progressively responsible property-casualty insurance underwriting experience
- Significant underwriting leadership and management experience
- 5+ years of experience leading diverse teams and developing underwriting leaders and technical talent
- Knowledge and risk selection experience involving high-value or complex exposures
- Comprehensive knowledge of DOI regulations and pending legislative issues
- Knowledge of underwriting and marketing philosophy and procedures
- Ability to negotiate, influence others, and exchange ideas through oral and written presentations
- Ability to effectively interact with others to accomplish work responsibilities and objectives
- Ability to correlate risk factors to underwriting standards to determine risk acceptance
What We Do
Established in 1898, Capital Insurance Group® (CIG) is a leading regional property and casualty insurer in the Western U.S. Headquartered in Monterey, California, CIG offers trusted Agriculture, Commercial, and Personal coverage across Arizona, California, Nevada, Oregon, and Washington. CIG delivers insurance solutions tailored to meet the needs of policyholders, sold exclusively through independent agents. Throughout its footprint, CIG partners with regional and local charitable organizations and events to give back to communities in ways that promote preparedness, enhance resilience, and bring relief to communities in crisis. CIG is underwritten by its affiliate companies: California Capital Insurance Company, Eagle West Insurance Company, Nevada Capital Insurance Company, and Monterey Insurance Company. CIG is rated “A“(Excellent) by AM Best, the independent financial monitor of the insurance industry and is proud to be part of the Auto-Owners Insurance group of companies, one of the nation’s largest, most-trusted insurers. For more information please visit CIGInsurance.com.
