Underwriting Associate

Sorry, this job was removed at 04:07 p.m. (CST) on Friday, May 02, 2025
2 Locations
In-Office or Remote
Artificial Intelligence • Insurance • Cybersecurity
The Role

Cowbell is signaling a new era in cyber insurance by harnessing technology and data to provide small and medium-sized enterprises (SMEs) with advanced warning of cyber risk exposures bundled with cyber insurance coverage adaptable to the threats of today and tomorrow. Championing adaptive insurance, Cowbell follows policyholders’ cyber risk exposures as they evolve through continuous risk assessment and continuous underwriting. In its unique AI-based approach to risk selection and pricing, Cowbell’s underwriting platform, powered by Cowbell Factors, compresses the insurance process from submission to issue to less than 5 minutes.

Founded in 2019 and based in the San Francisco Bay Area, Cowbell has rapidly grown, now operating across the U.S., Canada, U.K., and India. This growth was recently bolstered by a successful Series C fundraising round of $60 million from Zurich Insurance. This investment not only underscores the confidence in Cowbell’s mission but also accelerates our capacity to revolutionize cyber insurance on a global scale. With the backing of over 25 prominent reinsurance partners, Cowbell is poised to redefine how SMEs navigate the evolving landscape of cyber threats.

Cowbell is signaling a new era in cyber insurance by harnessing technology and data to provide small and medium-sized enterprises (SMEs) with advanced warning of cyber risk exposures bundled with cyber insurance coverage adaptable to the threats of today and tomorrow. Championing adaptive insurance, Cowbell follows policyholders’ cyber risk exposures as they evolve through continuous risk assessment and continuous underwriting. In its unique AI-based approach to risk selection and pricing, Cowbell’s underwriting platform, powered by Cowbell Factors, compresses the insurance process from submission to issue to less than 5 minutes.

Founded in 2019 and based in the San Francisco Bay Area, Cowbell has rapidly grown, now operating across the U.S., Canada, U.K., and India. This growth was recently bolstered by a successful Series C fundraising round of $60 million from Zurich Insurance. This investment not only underscores the confidence in Cowbell’s mission but also accelerates our capacity to revolutionize cyber insurance on a global scale. With the backing of over 25 prominent reinsurance partners, Cowbell is poised to redefine how SMEs navigate the evolving landscape of cyber threats.

What you will do:

  • Perform underwriting support activities associated with information gathering and clearance of new business, renewals, and mid-term changes.
  • Responsible for file documentation 
  • Sends requests for additional information as required for incomplete submissions 
  • Issuance policies as instructed by the Underwriter
  • Management of the follow up and diarying of subjectivities 
  • Process and issue mid-term premium and non-premium bearing endorsement transaction
  • Provides administrative support to the Underwriting Team as needed for special projects or assignments. 
  • You will learn the ins and outs of leveraging technology and data science as applied to risk management and risk selection.  
  • You will learn the intricacies and details of policy forms, wording and pricing of insurance policies.   an influential part of our story.

 What Cowbell needs from you:

  • Four year college degree or equivalent work experience
  • Experience in commercial insurance products is a plus.
  • Capable of mastering multiple systems and have experience working in a paperless environment.
  • Strong competency in Microsoft Office applications: Excel, Word and Outlook.
  • Ability to adapt to a fast paced, high production environment.
  • Excellent written and oral communication skills
  • Strong interpersonal skills.

What Cowbell brings to the table:

  • Employee equity plan for all and wealth enablement plan for select customer facing roles
  • Comprehensive wellness program, meditation app subscriptions, lunch and learn, book club, happy hours and much more
  • Professional development and the opportunity to learn the ins and outs of cyber insurance, cyber security as well as continuing to build your professional skills in a team environment

Equal Employment Opportunity:

We are committed to equal opportunity in the terms and conditions of employment for all employees and job applicants without regard to race, color, religion, sex, sexual orientation, age, gender identity or gender expression, national origin, disability, or veteran status.
Cowbell is a leading innovator in cyber insurance, dedicated to empowering businesses to always deliver their intended outcomes as the cyber threat landscape evolves. Guided by our core values of TRUE—Transparency, Resiliency, Urgency, and Empowerment—we are on a mission to be the gold standard for businesses to understand, manage, and transfer cyber risk.

At Cowbell, we foster a collaborative and dynamic work environment where every employee is empowered to contribute and grow. We pride ourselves on our commitment to transparency and resilience, ensuring that we not only meet but exceed industry standards.
We are proud to be an equal opportunity employer, promoting a diverse and inclusive workplace where all voices are heard and valued. Our employees enjoy competitive compensation, comprehensive benefits, and continuous opportunities for professional development.

For more information, please visit https://cowbell.insure/.

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The Company
HQ: Pleasanton, CA
200 Employees
Year Founded: 2019

What We Do

Cowbell Cyber is the leading provider of cyber insurance for small and medium-sized enterprises (SMEs). Cowbell delivers standalone cyber coverage tailored to the unique needs of each business. Our innovative approach relies on AI for continuous risk assessment and continuous underwriting while delivering policyholders a closed-loop approach to risk management with risk prevention, risk mitigation, incident preparedness and response services.

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