At EMC, we’re all about working together to make an impact. As part of our team, you’ll have the opportunity to grow, contribute, and gain experience that matters. We strive to be caring leaders, close partners, and responsive experts—always supporting each other to do our best work. Join us, and let’s improve lives together.
**This position can be performed remotely for candidates who reside in Kansas City, MO, Wichita, KS, Dallas, TX, or Arizona**
As a Large Accounts Underwriting Associate, you'll help drive profitable growth by supporting the underwriting of complex commercial accounts, analyzing risks, and delivering exceptional service to agents and brokers. Working closely with underwriters and business partners, you'll contribute to strategic account decisions, strengthen agency relationships, and help position EMC's Large Accounts portfolio for long-term success.
Essential Functions:
Lead renewal preparation for an assigned portfolio, supporting profitability, retention, and pricing objectives.
Evaluate account risk profiles and determine renewal eligibility according to underwriting guidelines.
Identify items outside authority and prepare analysis to support approval decisions.
Ensure submission quality by validating classifications, reviewing loss runs, and coordinating rating activities.
Receive, triage, and prepare new business submissions for underwriter evaluation.
Apply underwriting-directed pricing updates and assemble proposal materials for review.
Build strong relationships with agents and brokers to support retention and new business growth.
Serve as a primary contact for agent inquiries, resolving endorsement, renewal, and policy-related issues.
Review and approve endorsements, reinstatements, and cancellations within established authority.
Assess the impact of policy changes by analyzing coverage, claims history, and loss experience.
Partner with internal teams to deliver timely solutions for agents and insureds.
Provide operational and underwriting support while developing expertise in EMC's underwriting appetite, tools, and systems.
Education & Experience:
Associate degree or equivalent relevant experience
One year of insurance industry experience or related experience
Experience supporting large commercial accounts, including $500K+ premium accounts, loss-sensitive programs, and complex risk exposures, strongly preferred
Bachelor’s degree may be considered in lieu of the insurance industry experience requirement
Knowledge, Skills, & Abilities:
Attention to detail and accurate data entry skills
Good personal computer skills with proficiency in Microsoft products
General knowledge of insurance terminology
Good problem-solving and decision-making skills
Excellent customer service and communication skills
Strong organizational and time management skills
Strong negotiation skills
Ability to work in a team setting as well as independently
Occasional travel; a valid driver’s license with an acceptable motor vehicle report per company standards required if driving
The hiring salary range for this position will vary based on geographic location, falling within either of the following:
$51,201 - $70,730 or $56,581 - $77,796A hiring range represents a subset of the full salary range. The actual salary will depend on several factors, including relevant education, skills, and experience of an applicant, geographic location, and business needs.
For information relating to the benefits EMC Team Members receive as part of a comprehensive rewards package, please visit www.emcins.com/careers.
Our employment practices are in accordance with the laws that prohibit discrimination due to race, color, creed, sex, sexual orientation, gender identity, genetic information, religion, age, national origin or ancestry, physical or mental disability, medical condition, veteran status, active military status, citizenship status, marital status or any other consideration made unlawful by federal, state, or local laws.
All of our locations are tobacco free including in company vehicles.
Skills Required
- Associate degree or equivalent relevant experience
- One year of insurance industry experience or related experience
- Experience supporting large commercial accounts, including $500K+ premium accounts, loss-sensitive programs, and complex risk exposures
- Attention to detail and accurate data entry skills
- Proficiency with Microsoft products
- General knowledge of insurance terminology
- Problem-solving and decision-making skills
- Customer service and communication skills
- Organizational and time management skills
- Negotiation skills
- Ability to work independently and in a team setting
- Valid driver's license and acceptable motor vehicle report if driving
What We Do
EMC Insurance Companies is among the top 60 insurance organizations in the country based on net written premium, and we have more than 2,500 employees. The company was organized in 1911 to write workers’ compensation protection in Iowa. Today, EMC provides property and casualty insurance products and services throughout the United States and writes reinsurance contracts worldwide. Operating under the trade name EMC Insurance Companies, Employers Mutual Casualty Company and one or more of its affiliated companies is licensed in all 50 states and the District of Columbia.
