The Role
The Underwriting Analyst will conduct credit analysis and risk assessments for merchants, ensuring compliance and adhering to company policies while optimizing internal processes.
Summary Generated by Built In
About Unlimit
Founded in 2009, Unlimit is a global fintech company that offers a large portfolio of financial services, including payment processing, banking as a service (BaaS), and an on&off-ramp fiat solution for crypto, DeFi, and GameFi. The company’s mission is to deliver solutions that eliminate financial borders, enabling businesses to operate both locally and internationally with ease across Europe, the UK, LATAM, APAC, India, and Africa. Unlimit has 700 employees across 16 offices and five continents, including London, Singapore, São Paulo, Hong Kong, and Mexico. For further information, please visit: www.unlimit.com.
About the role:
Underwriting analyst will review and complete underwriting and credit analysis of applications by applying sound underwriting judgment and adhering to company policy. In this role, you will be responsible for reviewing potential and existing merchants from a risk, regulatory, and compliance perspective.
Part of this role is also to facilitate the Company’s growth by scaling internal processes and focusing on continuous optimization and automation.
Duties and responsibilities:
- Ensure adherence to Company and Card Schemes rules and policies
- Adhere to underwriting standards, instructions and good practice to minimize risk and maximize efficiency
- Perform underwriting and risk assessment (including but not limited to credit risks) of new and existing customers
- Perform calculation of the financial risk exposure and the relevant risk mitigation measures
- Setup processes, monitor and execute checks related to merchants on-boarding and monitoring
- Evaluate existing procedures to refine and optimize merchant on-boarding and monitoring process
- Provide advice and support to internal stakeholders with regards to new and existing merchants questions around merchant on-boarding
- Provide support for periodical reviews and audits
- Continuous process improvement and sharing best practice
Skills and experience:
- At least 3 years of experience in acquiring and merchants underwriting
- Understanding of AML, KYC, PCI, and Internal Controls
- Knowledge of Card Schemes rules and regulations in relation to merchants' onboarding and monitoring
- Solid practical knowledge of credit risk assessment
- Extremely detail-oriented, organized, and have the ability to multitask
- Able to work in an independent way, while at the same time being a strong collaborator, connecting with colleagues and sharing ideas to improve effective teamwork
- Take initiative, ownership and committed to challenging the status quo
- Self-starter who enjoys a fast-paced environment
- Excellent written and verbal communication
- English fluency required
- Analytical skills to identify and assess potential fraud and compliance issues
- Demonstrated skills in risk assessment. The ability to escalate when appropriate.
We offer:
- Attractive monthly salary paid in line with experience
- Vacation, sick, and paid holidays
- Full-time: 5/2 (Saturday and Sunday days off)
- A modern office-based workplace with all necessary equipment located in Mexico City
- A team of top international professionals to learn from
- Multicultural working environment
**** Please submit CV's in English ****
Join Unlimit Team now!
Unlimit is an equal opportunity employer. We believe passionately that employing a diverse workforce is central to our success. We make recruiting decisions based on your experience and skills. We welcome applications from all members of society irrespective of age, sex, disability, sexual orientation, race, religion or belief.
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The Company
What We Do
From London to Singapore and from San Francisco to São Paulo, we help businesses enter new markets, explore new industries, and reach new milestones. We are driven by a deep-seated determination to be the best possible partner for our customers – giving you the support you need to capitalize on a world that’s changing at breakneck speed.
Our mission is to provide innovators with a convenient and simple financial interface that enables payments to flow freely and invisibly across borders. We offer a wide range of services, including payment gateway, card acquiring, business accounts, card issuing, alternative payment methods, and more.
That’s the reason why we are called Unlimit: we provide unlimited growth opportunities for our customers, freeing them from the payment constraints.
Unlimit - Borderless Payments
