Underwriter

Reposted Yesterday
Be an Early Applicant
2 Locations
In-Office
Mid level
eCommerce • Fintech • Payments
The Role
The Underwriter will evaluate merchant applications for Card Payments, conduct financial analyses, ensure compliance, and manage credit risk for the Merchant Portfolio.
Summary Generated by Built In

Every day, Global Payments makes it possible for millions of people to move money between buyers and sellers using our payments solutions for credit, debit, prepaid and merchant services.  Our worldwide team helps over 3 million companies, more than 1,300 financial institutions and over 600 million cardholders grow with confidence and achieve amazing results.  We are driven by our passion for success and we are proud to deliver best-in-class payment technology and software solutions.  Join our dynamic team and make your mark on the payments technology landscape of tomorrow. 

We have an exciting opening and are recruiting for an Underwriter/Credit Analyst to join our expanding regional team in UK & Ireland. Team Members are based in both Dublin & Leicester'' & replace ''Work in close collaboration with wider Credit Team Members in other Global Payments locations (including Leicester, England & Manila, Philippines)'' with ''Work in close collaboration with wider Credit Team Members in other Global Payments locations (including Leicester, England, Dublin, Ireland & Manila, Philippines)''"Main Duties:
  • Underwriting of businesses applying for Card Payments facilities
  • Assessment / evaluation of feasibility of merchant’s business models in the POS (Point-of-Sale), MOTO (Mail Order/Telephone Order) and ECOM (E-Commerce) environment including the inherent risks related to card acceptance/acquiring
  • Performance of financial analysis based on financial statements and forecast
  • Assessment of business models in the context of due diligence and compliance with the guidelines of the payment institutions
  • Assess and interpret Credit Bureau Reports
  • Verification that ECOM websites fulfil card scheme’s requirements (card due diligence)
  • In line with granted credit authority, approval of merchant applications based on the risk assessment including the definition of required collaterals
  • Communicate with sales channels and partners regarding new applications
  • Proactively monitoring of the Merchant Portfolio
  • Verification of adherence to compliance requirements and credit guidelines
  • Periodic credit reviewing of the portfolio
  • Participation in training of partners and merchants on risk management processes
  • Calculation of reserves/collaterals based on credit exposure
  • Work in close collaboration with wider Credit Team Members in other Global Payments locations

Global Payments Inc. is an equal opportunity employer. Global Payments provides equal employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including pregnancy), national origin, ancestry, age, marital status, sexual orientation, gender identity or expression, disability, veteran status, genetic information or any other basis protected by law. If you wish to request reasonable accommodations related to applying for employment or provide feedback about the accessibility of this website, please contact [email protected].

Top Skills

Credit Analysis
Financial Analysis
Risk Assessment
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The Company
HQ: Atlanta, GA
24,000 Employees

What We Do

Global Payments (NYSE: GPN) is a Fortune 500 payments technology company, delivering the leading complete worldwide commerce ecosystem.

Our unique, connected infrastructure unifies every aspect of commerce, from issuer solutions to payments, and the innovative software that delivers seamless customer experiences.

Headquartered in Atlanta, Georgia, we’re a worldwide team of over 24,000 people—including local experts on the ground in nearly 40 countries. Together, we support thousands of businesses across more than 100 industries. Empowering commerce for everyone.

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