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Who we are:
Shape a brighter financial future with us.
Together with our members, we’re changing the way people think about and interact with personal finance.
We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.
The Role
SoFi is looking for Underwriters to review and conduct the appraisal of applications for Mortgage Loans. Underwriters use knowledge and independent judgment to determine eligibility of risks when compared to guidelines of programs available. The ability to maintain a positive work atmosphere by acting and communicating in a manner that you get along with customers, co-workers, and managers is a must!
What you’ll do:
- Examine and evaluate documents such as application forms, inspection reports, financial reports, and other data to determine degree of risk.
- Perform timely reviews of stipulations/conditions submitted.
- Analyze loan packages to deliver valid credit decisions.
- Maintain quality control standards while maintaining production standards by company’s definition.
- Request additional documentation necessary for the processing of an application.
- Interpret GSE guidelines as well as investor guidelines.
What you’ll need:
- Strong credit, risk analysis, and analytical skills.
- Thorough understanding and strong working knowledge of credit, underwriting, credit policy and financial statement analysis and property evaluation.
- Be able to examine loan documentation for accuracy and completeness.
- Be familiar with fraud detection techniques.
- Excellent customer service skills.
- Active CHUMS # a plus.
- Active SAR and VA credit authority are a plus.
- Knowledge of DU and LP.
- Ability to work with loan originators and production staff to acquire all required documentation.
- Must possess strong credit, risk analysis and analytical skills.
- College Degree Preferred.
- Minimum of 2 years of experience in underwriting Conventional loans
- Working 2 days in the office
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What We Do
SoFi wasn’t built to be a bank. Or a technology company. We were built for one mission: help people achieve financial independence so they can realize their ambitions.
Redefining an entire industry isn’t easy work—and it’s not for the faint of heart. It takes a certain kind of team. People with diverse perspectives and expertise, united by a common sense of purpose. People willing to challenge assumptions but always do the right thing. People proving that innovation and responsibility don’t have to compete, but can come together to create something truly unconventional in the world.
For the last eight years, we’ve been charting this new path forward. We call it The SoFi Way.
At SoFi, we don’t just talk about culture: we live it. The SoFi Way is how we show up every day, how we make decisions, and how we build for our members, clients, and each other.
Why Work With Us
Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation Fintech company using innovative, mobile-first technology to help our members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront.
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Hybrid Workspace
Employees engage in a combination of remote and on-site work.
For the majority of our workforce who work on a hybrid schedule, the in-office requirement is a handful of days per month!
