Underwiter II

Posted 3 Days Ago
Be an Early Applicant
Virginia Beach, VA, USA
In-Office
75K-101K Annually
Mid level
Financial Services
The Role
The Mortgage Underwriter II is responsible for underwriting mortgage loans, making initial credit decisions, and ensuring adherence to company guidelines, with a focus on FHA loans and self-employed applicants.
Summary Generated by Built In

Join the company defining what it means to be an Impact Lender!

Mortgages are what we do, but that doesn't define who we are. In 2008, Movement disrupted the industry with the innovative 6-7-1 mortgage process. In 2023, we pioneered again, helping launch Impact Lending – a new category of lending. Any mortgage lender that commits at least 10% of its profits to helping the neighborhoods it serves is an Impact Lender.

At Movement, we are Impact Lenders. We give 40%-50% of our profits to making an impact in our communities. For us, purpose and people have always come before profit.

Ready to disrupt the mortgage industry with us as a Mortgage Underwriter II? Then we think it’s time to #joinMovement  
What You Need To Know 
We don’t need to tell you what a Mortgage Underwriter is, but we do want to tell you why underwriting at Movement is better. We have redefined the mortgage industry, and one of the ways that makes us unique is that our process starts with you! We have removed obstacles like appraisal and title so you can just focus on making the best decision for our customers and bring families home faster. A Movement Mortgage Underwriter acts as our gatekeeper with upfront underwriting. We truly value your knowledge, so we empower you to make critical judgments. All of this in a stable, high-growth environment filled with opportunity and strong values.  
What We Are Looking For 
  • 3+ years of front-end Mortgage Underwriter experience  
  • DE and/or SAR Certification
  • Familiar with upfront review and makes the initial credit decision based on company checklists and guidelines 
  • Issues loan approvals or escalates files to loan committee when necessary based on Company guidelines  
  • Experience grading loan application quality based on criteria covered in training 
  • Methodical and analytical personality with the ability to underwrite FHA loans using our unique, upfront method 
  • Experience reviewing loan files for self-employed applicants and FHA loans and income analysis for self-employed applicants 
Even Better 
  • Associate’s Degree in Business Management or related field 
  • 5+ years of mortgage industry experience 
  • Experience with purchase loans is preferred 
  • Ability to work extended hours (late evenings and weekend work may be required) 
Sound like a good fit? Let’s talk about how we can work together 

The expected salary range for this position is between:

$74,700.00 - $101,200.00

The range for the position in other geographies may vary based on market differences. The actual compensation will be determined based on experience and other factors permitted by law.

We also offer a benefits package that includes:

  • Competitive pay

  • Benefits Offered: Medical, Dental, Vision, Life, Disability, Critical Care, Hospitalization, HSA, FSA, DCFSA and QTE

  • Retirement plan: 401(k) and Roth

  • Paid Time Off: 16 days front loaded. Prorated based on the start date month

  • 11.5 paid holidays per year

  • Employee assistance program

  • Excellent career growth opportunity

  • Fun, team-focused working environment

  • Employee driven community outreach program

  • Relocation packages available

The application window is anticipated to close on:

May 11, 2026

We’re definitely not your average mortgage company. When you’re ready to grow your career AND your impact, we’re ready for you. We’re also one of the nation’s top lenders and are redefining corporate culture. We work hard, we have fun, we invest in our people and we make a difference. Sound like a plan? Good. Learn more at www.movement.com.

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The Company
HQ: Fort Mill, SC
4,443 Employees
Year Founded: 2008

What We Do

We are an Impact Lender. We exist to love and value people by leading a movement of change in our industry, corporate cultures and communities. #MortgagesThatMeanMore https://www.nmlsconsumeraccess.org/ https://movement.com/legal NMLS 39179

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