Treasury Operations Analyst IV - Collateral Management & Liquidity Reporting (Hybrid in Buffalo, NY)

Posted 2 Days Ago
Be an Early Applicant
Buffalo, NY, USA
Hybrid
75K-124K Annually
Mid level
Fintech
The Role
Leads complex Treasury Operations projects and analysis supporting collateral management, liquidity reporting, regulatory reporting, data governance, audits, and process improvement. Develops reports, reconciliations, procedures, controls, and financial analyses; coordinates system implementations, testing, vendors, technology partners, and regulatory changes. Supports secured funding and liquidity programs while identifying data quality and risk issues and communicating solutions across business and technology teams.
Summary Generated by Built In
Work Arrangement/Location: This is a hybrid position requiring four days/week of in-office work with one day/week of remote work available and it will be based at the One M&T Plaza office in Downtown Buffalo, NY.

** Please note, every Tuesday is a mandatory in-office work day PLUS three other in-office work days of the employee's choosing are required every week.

Overview:

Independently leads projects within or across one or more functional areas of Treasury Operations and represents the Department (COE) in enterprise-wide projects. Supports collateral management, liquidity readiness, regulatory reporting, data governance, and process improvement activities critical to the Bank's funding and liquidity risk management programs.

Primary Responsibilities:

  • Develop and produce highly complex departmental reports and spreadsheets, including project or product strategy analyses, historical reporting, work flow analyses and financial analyses for one or more functional areas of Treasury Operations.
  • Conduct highly complex analysis and judgment-based work over a standard discipline or a range of disciplines to support Treasury Operations decisions.
  • Conduct highly complex data review, research, and/or reconciliation for assigned areas of Treasury Operations.
  • Lead the drafting and editing of procedures related to one or more functional areas of Treasury Operations.
  • Lead support provided for departmental audits including regulatory examinations, user certifications, and compliance testing for Treasury Operations.
  • Manage and facilitate the planning, testing and implementing of new projects, systems, products and regulatory changes impacting assigned Treasury Operations team(s).
  • Lead departmental system support, coordinating with internal business partners, external vendors and Technology to address issues for assigned Treasury Operations team(s).
  • Provide business and functional system expertise to colleagues within one or more functional areas of Treasury Operations or the entire COE.
  • Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite.  Identify risk-related issues needing escalation to management.
  • Promote an environment that supports belonging and reflects the M&T Bank brand.
  • Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
  • Complete other related duties as assigned
  • Support collateral management activities, including analysis, reporting, optimization initiatives, and coordination with internal and external stakeholders related to secured funding and liquidity programs.
Education and Experience Required:
  • Bachelor’s degree and a minimum of 3 years’ related experience, OR in lieu of a degree, a combined minimum of 7 years’ higher education and/or work experience, including a minimum of 3 years’ related experience
  • Strong analytical skills
  • Strong organizational skills
  • Proficiency with personal computers as well as pertinent word processing and spreadsheet software
  • Strong verbal and written communication skills
  • Knowledge of banking, finance, treasury, liquidity management, or regulatory reporting concepts.

  • Advanced Excel skills, including data analysis, reconciliation, and complex spreadsheet development.

  • Experience analyzing large datasets and identifying data quality issues.

  • Experience leading projects, initiatives, or workstreams involving multiple stakeholders.

  • Experience drafting procedures, controls, audit documentation, or operational process documentation.

  • Strong problem-solving skills with the ability to independently research, analyze, and resolve issues.

  • Experience communicating technical, operational, or analytical information to business and technology partners.

Education and Experience Preferred:
  • Prior experience in Treasury Operations, collateral management, loan pledging, liquidity management, FHLB, Federal Reserve Discount Window, or secured funding programs.

  • Experience with commercial, consumer, residential mortgage, HELOC, construction, or commercial real estate loan products.

  • Experience supporting audits, examinations, regulatory reporting, compliance testing, or control functions.

  • Experience with Power BI, Tableau, Power Query, SQL, Python, VBA, or similar analytics and automation tools.

  • Experience with data quality, reporting governance, process optimization, or process automation initiatives.

  • Project management experience, including requirements gathering, testing, and implementation support.

  • Experience partnering with business and technology teams on process enhancements or system implementations.

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $74,600.00 - $124,400.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.

LocationBuffalo, New York, United States of America

Skills Required

  • Bachelor's degree and at least 3 years of related experience, or 7 years of combined higher education and work experience including at least 3 years of related experience
  • Strong analytical skills
  • Strong organizational skills
  • Proficiency with personal computers and relevant word processing and spreadsheet software
  • Strong verbal and written communication skills
  • Knowledge of banking, finance, treasury, liquidity management, or regulatory reporting concepts
  • Advanced Excel skills, including data analysis, reconciliation, and complex spreadsheet development
  • Experience analyzing large datasets and identifying data quality issues
  • Experience leading projects, initiatives, or workstreams involving multiple stakeholders
  • Experience drafting procedures, controls, audit documentation, or operational process documentation
  • Strong problem-solving skills and ability to independently research, analyze, and resolve issues
  • Experience communicating technical, operational, or analytical information to business and technology partners
  • Experience in Treasury Operations, collateral management, loan pledging, liquidity management, FHLB, Federal Reserve Discount Window, or secured funding programs
  • Experience with commercial, consumer, residential mortgage, HELOC, construction, or commercial real estate loan products
  • Experience supporting audits, examinations, regulatory reporting, compliance testing, or control functions
  • Experience with Power BI, Tableau, Power Query, SQL, Python, VBA, or similar analytics and automation tools
  • Experience with data quality, reporting governance, process optimization, or process automation initiatives
  • Project management experience, including requirements gathering, testing, and implementation support
  • Experience partnering with business and technology teams on process enhancements or system implementations

M&T Bank Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about M&T Bank and has not been reviewed or approved by M&T Bank.

  • Retirement Support — Retirement benefits are positioned as a strong pillar, including a 401(k) match and the possibility of an additional employer contribution, plus access to an employee stock purchase plan.
  • Leave & Time Off Breadth — Time-off offerings are framed as competitive, with a flexible PTO approach and paid volunteer time called out as a meaningful add-on to standard leave.
  • Wellbeing & Lifestyle Benefits — Wellbeing support appears comparatively robust, highlighted by mental-health therapy/coaching sessions and broader wellness programming alongside community-oriented perks.

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The Company
HQ: Buffalo, NY
21,590 Employees
Year Founded: 1856

What We Do

M&T Bank is a multi-state community-focused bank serving New York, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia and Washington, D.C. Founded in 1856, the company provides banking, investment, insurance and mortgage financial services to more than 3.6 million consumer, business and government clients.

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