We're making Africa the first cashless continent.
In 2017, over half the population in Sub-Saharan Africa had no bank account. That's for good reason—the fees are too high, the closest branch can be miles away, and nobody takes cards. Without access to financial institutions, people are forced to keep their savings under the mattress. Small business owners rely on lenders who charge extortionate rates. Parents spend hours waiting in line to pay school fees in cash.
We're solving this by building financial services that just work: no account fees, instantly available, and accepted everywhere. In places where electricity, water and roads don't always work, you can still send money with Wave. In 2017, we launched a mobile app in Senegal for cash deposit, withdrawal, and peer-to-peer and business payments. Now, we have millions of users across 9 countries and are growing fast.
Our goal is to make Africa the first cashless continent and that's where you come in...
We're looking for a resourceful, proactive, and passionate Treasury Manager who's passionate about driving results. In this role, you'll design and implement cash flow strategies across Democratic Republic of Congo, optimize currency exchange (FX) operations, and anticipate liquidity needs to ensure our money transfer service runs smoothly and efficiently.
This is a highly data-driven role, so strong skills with spreadsheets, charts, and cash management tools are essential.
In this role, you'll:
- Propose and implement cash rebalancing solutions across our agent network to optimize liquidity and enhance operational efficiency.
- Build and nurture strong partnerships with our banking institutions.
- Manage daily banking operations efficiently and accurately.
- Identify key liquidity challenges and develop innovative strategies to address Wave's cash flow needs.
- Oversee FX operations with a deep understanding of Niger's forex market.
- Forecast cash requirements to maintain optimal balances in our bank accounts.
- Monitor bank balances, fees, and transactional activity closely.
- Manage Efloat creation, destruction, and buffer levels to ensure seamless operations.
- Coordinate the timely collection and deposit of cash by agents into the appropriate bank accounts.
- Location: You'll work from our office in Niamey and may travel to field locations.
- Work authorization in the Democratic Republic of Congo.
- This is a permanent position.
- Our salaries are competitive and calculated using a transparent formula.
- We offer generous health insurance for yourself and your dependents.
- We support working parents - we offer generous parental leave policies (26 weeks for mothers and 4 weeks for fathers) and subsidized childcare when you return to work.
- We help you live your fullest life now! We subsidize gym memberships, fitness classes, and workout equipment.
- Airtime reimbursement.
- Free food and a beautiful office space.
- Fluent in English and French.
- 7+ years of experience in operations related to cash flow.
- High proficiency with Microsoft Office Suite (Excel, Word, PowerPoint) or Google Workspace.
- Bachelor's Degree in Finance, Accounting, Business Management, or a comparable field.
- Have excellent analytical and problem-solving skills.
- Bring a proven history of collaborating effectively with cross-functional teams.
- Can juggle multiple priorities and consistently meet deadlines in a fast-paced, ever-changing environment.
- Possesses strong written, verbal, and presentation skills, with the ability to influence and convince stakeholders at all levels.
- Thrive under pressure and stay calm in high-stress situations.
- Are passionate about Wave's mission and eager to drive innovative solutions that make a real impact.
- We have a rapidly growing in-country team in Senegal, Côte d'Ivoire, Mali, Burkina Faso, The Gambia, Uganda, Niger, Sierra Leone, and Cameroon plus remote team members spread across the world.
- We're deeply passionate about our mission of bringing radically affordable financial services to the people who need them most.
- We foster autonomy for our employees. You'll own your projects at every stage, from understanding the problem to monitoring your solution in production.
- We raised the largest Series A in Africa in 2021. Our world-class investors, include Founders Fund, Sequoia Heritage, Stripe, Ribbit Capital, Y Combinator, and Partech Africa.
- We are on Y Combinator's top companies by revenue.
Fill out the form below, and upload a resume in English and a cover letter describing your interest in Wave and the role.
We review applications frequently and recommend that you apply to the role that most closely aligns with your skills, experience and career goals.
Wave is an equal-opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.
Skills Required
- Fluent in English and French
- 7+ years of experience in operations related to cash flow
- High proficiency with Microsoft Office Suite (Excel, Word, PowerPoint) or Google Workspace
- Bachelor's Degree in Finance, Accounting, Business Management, or comparable field
- Work authorization in the Democratic Republic of Congo
- Work from office in Niamey (on-site)
Wave Mobile Money Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Wave Mobile Money and has not been reviewed or approved by Wave Mobile Money.
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Parental & Family Support — Extended fully paid parental leave and subsidized fertility assistance are emphasized, alongside health coverage that includes dependents. These offerings signal a strong commitment to supporting families across locations, even as exact provisions can vary by country.
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Leave & Time Off Breadth — Flexible vacation is standard, with most people taking substantial time off in addition to public holidays. Some roles cite even higher ranges, indicating a generous approach to rest and recovery.
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Fair & Transparent Compensation — Salaries are set using a transparent formula tied to skill and experience rather than negotiation. Clear ranges and equity/bonus components indicate market-aligned offers for many roles.
Wave Mobile Money Insights
What We Do
We're making Africa the first cashless continent. In 2017, nearly 60% of adults in sub-Saharan Africa had no bank account. That's for good reason—the fees are too high, the closest branch can be miles away, and nobody takes cards. Without access to financial institutions, people are forced to keep their savings under the mattress. Small business owners rely on lenders who charge extortionate rates. Parents spend hours waiting in line to pay school fees in cash. We're solving this by building financial services that just work: no account fees, instantly available, and accepted everywhere. In places where electricity, water and roads don't always work, you can still send money with Wave. In November 2017, we launched a mobile app in Senegal for cash deposit, withdrawal, and peer-to-peer and business payments. In 2019, we expanded to Cote D'Ivoire. Now, we have millions of users and are growing fast. Our goal is to drive financial inclusion and make Africa the first cashless continent
