Treasury Management, Card Technology, Engineering Director

Posted 12 Days Ago
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Buffalo, NY, USA
In-Office
201K-335K Annually
Expert/Leader
Fintech
The Role
Leads engineering strategy and execution for Treasury Management, Corporate Card, Merchant Card, and digital commercial banking platforms. Oversees approximately 60 engineers, technology roadmaps, modernization, architecture, delivery, vendor relationships, governance, risk, and operational performance. Partners with senior business and technology stakeholders across commercial, retail, and small business banking. Builds high-performing engineering teams and drives cloud, DevOps, automation, Agile, and AI-enabled transformation initiatives.
Summary Generated by Built In

Overview

M&T Bank is at a pivotal moment of growth and transformation and we’re looking for a senior technology leader to help shape the future of our Commercial Technology division. We offer the best of both worlds: the agility and entrepreneurial spirit of a mid-sized institution, combined with the scale, stability, and sophistication of a top-tier financial institution. With a strong capital foundation and an expanding national footprint, we are well positioned for continued innovation and growth.

Reporting into the CIO of Commercial Technology, this role will lead the engineering strategy and execution for Treasury Management, Corporate Card, Merchant Card, and digital/web-based commercial products. You will play a critical leadership role in delivering modern, scalable, and client-centric solutions that power key Commercial Banking capabilities.

Relocation to Buffalo, NY is required as this is a hybrid role.

Primary Responsibilities

Lead Domain Technology Strategy & Execution

Define and execute the technology roadmap for Treasury Management and Card Platforms, ensuring alignment with enterprise architecture, Commercial Banking strategy, and client experience objectives.

Drive delivery across a portfolio of high-impact initiatives, including:

  • Treasury Management platforms (payments, receivables, liquidity, fraud, pricing, onboarding)
  • Corporate and Merchant Card systems (processing, rewards, servicing, integration)
  • Digital and web-based commercial banking capabilities
  • Enhancements to Commercial Portal, Cash Management and related client-facing platforms
  • Onboarding and Servicing tools

Engineering & Solution Leadership

Lead multiple engineering teams (size ~60), responsible for building, integrating, and supporting critical Commercial Banking platforms.

  • Develop scalable, secure, and high-performing technology solutions
  • Establish engineering best practices, including modern SDLC, DevOps, and automation
  • Ensure strong architectural alignment across platforms and lines of business
  • Provide hands-on technical direction and guidance to engineering leaders

Business & Cross-Line Collaboration

Act as a trusted advisor and technology partner to business stakeholders across:

  • Institutional Client Services
  • Commercial Banking
  • Retail and Small Business Banking

Provide consulting and strategic input to help shape product roadmaps, prioritize investments, and deliver innovative customer solutions.

Drive Innovation & Transformation

Champion modernization initiatives across Treasury Management and Card ecosystems:

  • Replace or upgrade legacy platforms with modern, cloud-enabled technologies
  • Improve straight-through processing and digital capabilities
  • Introduce emerging technologies to enhance client experience and operational efficiency
  • Lead continuous improvement efforts across products and platforms
  • Adopt AI delivery practices in line with bank policy and standards

Operational Excellence & Delivery

Ensure strong execution across all technology initiatives within your domain:

  • Oversee delivery timelines, budgets, and resource allocation
  • Maintain high standards of system performance, reliability, and scalability
  • Track and report on key performance metrics and outcomes
  • Partner with CIO and senior leadership on planning and prioritization

Vendor & Product Management

Manage strategic vendor relationships and product ecosystems supporting Treasury and Card capabilities:

  • Evaluate and implement third-party solutions
  • Optimize vendor performance and cost efficiency
  • Ensure alignment with long-term technology strategy

Risk, Compliance & Governance

Maintain strong governance and controls across all supported platforms:

  • Ensure compliance with regulatory requirements and internal risk frameworks
  • Proactively identify and mitigate technology and operational risks
  • Partner with Risk, Audit, and Compliance teams to ensure adherence to standards

People Leadership & Culture

Lead and develop a team of engineering leaders and technologists:

  • Foster a culture of innovation, accountability, and collaboration
  • Build and retain high-performing, diverse teams
  • Provide mentorship and career development opportunities
  • Promote inclusive leadership aligned with M&T Bank’s values

Education and Experience Required

  • A combined minimum of 15 years’ higher education and/or work experience, including a minimum of 4 years’ engineering and/or architecture experience and 11 years' large technology management / program leadership experience including people management
  • Minimum of 5+ years’ managerial experience leading technical teams
  • Deep understanding of Treasury Management, Payments, Card Technology, or Digital Banking platforms
  • Experience delivering complex, multi-system technology initiatives
  • Strong knowledge of system development life cycle (SDLC), architecture, and integration patterns
  • Proven ability to influence across business and technology stakeholders
  • Demonstrated success leading multiple teams across different business domains
  • Experience delivering solutions using Agile methodologies

Education and Experience Preferred

  • Bachelor or Master degree in Computer Science, Engineering, or related field
  • Strong experience in financial services, particularly Commercial Banking or Payments
  • Experience supporting multiple lines of business (Commercial, Retail, Small Business)
  • Strong understanding of modern engineering practices (cloud, APIs, microservices, DevOps)
  • Ability to translate business strategy into technical execution
  • Experience performing solutions delivery using Scaled Agile Framework
  • Exceptional problem-solving, communication, and executive presentation skills

#LI-JB3

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $201,200.00 - $335,300.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.

LocationBuffalo, New York, United States of America

Skills Required

  • Combined minimum of 15 years of higher education and/or work experience
  • Minimum of 4 years of engineering and/or architecture experience
  • Minimum of 11 years of large technology management or program leadership experience, including people management
  • Minimum of 5 years of managerial experience leading technical teams
  • Deep understanding of Treasury Management, Payments, Card Technology, or Digital Banking platforms
  • Experience delivering complex, multi-system technology initiatives
  • Strong knowledge of SDLC, architecture, and integration patterns
  • Ability to influence business and technology stakeholders
  • Experience leading multiple teams across different business domains
  • Experience delivering solutions using Agile methodologies
  • Bachelor's or Master's degree in Computer Science, Engineering, or a related field
  • Strong experience in financial services, particularly Commercial Banking or Payments
  • Experience supporting Commercial, Retail, and Small Business lines of business
  • Strong understanding of cloud, APIs, microservices, and DevOps
  • Ability to translate business strategy into technical execution
  • Experience delivering solutions using Scaled Agile Framework
  • Exceptional problem-solving, communication, and executive presentation skills

M&T Bank Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about M&T Bank and has not been reviewed or approved by M&T Bank.

  • Retirement Support Retirement benefits are positioned as a strong pillar, including a 401(k) match and the possibility of an additional employer contribution, plus access to an employee stock purchase plan.
  • Leave & Time Off Breadth Time-off offerings are framed as competitive, with a flexible PTO approach and paid volunteer time called out as a meaningful add-on to standard leave.
  • Wellbeing & Lifestyle Benefits Wellbeing support appears comparatively robust, highlighted by mental-health therapy/coaching sessions and broader wellness programming alongside community-oriented perks.

M&T Bank Insights

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The Company
HQ: Buffalo, NY
21,590 Employees
Year Founded: 1856

What We Do

M&T Bank is a multi-state community-focused bank serving New York, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia and Washington, D.C. Founded in 1856, the company provides banking, investment, insurance and mortgage financial services to more than 3.6 million consumer, business and government clients.

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