Hello, we’re Starling. We built a new kind of bank because we knew technology had the power to help people save, spend and manage their money in a new and transformative way. We’re a fully licensed UK bank with the culture and spirit of a fast-moving, disruptive tech company. We’re a bank, but better: fairer, easier to use and designed to demystify money for everyone. We employ more than 3,500 people across our London, Southampton, Cardiff and Manchester offices.
Starling Bank’s Treasury manages the bank’s rapidly growing balance sheet. We are responsible for managing liquidity, funding, Interest Rate Risk in the Banking Book (IRRBB) and structural risks using cash, investment securities, interest rate derivatives and foreign exchange. We are now looking for a driven IRRBB reporting analyst to join our expanding IRRBB team within the Treasury area of the Bank. This is a critical, hands-on role. You will be instrumental in building an accurate view of all the risks that guides our strategic decisions and keeps Starling safe and thriving.
Key Responsibilities
- Producing internal and regulatory IRRBB reporting from the bank’s ALM system
- Ensuring all reporting output is complete, accurate, and timely
- Designing and running the processes for production of the bank’s risk reporting
- Supporting development of ETL code and processes upstream of the ALM system
- Building controls and checks on upstream data feeds and on ALM system outputs
- Investigating and resolving any errors within the reported figures
- Creating tools to perform calculations where reporting takes place outside of the system
- Developing tools to process system output prior to presentation to stakeholders
Requirements
Behaviours & Competencies:
- You are a problem solver with the ability and motivation to investigate issues independently
- You are outcome-focused with an ability to see the problems through to resolution
- You’re able to anticipate risks and issues early and act decisively to address them
- You’re able to manage competing priorities, whilst keeping sight of the big picture and driving towards an end goal.
- You have good communication and documentation skills for both technical and non-technical audiences.
- You have good attention to detail.
Skills & Experience:
- Graduate level education preferable, ideally in a numerical degree
- Experience using an ALM system to generate IRRBB risk metrics highly desirable
- Intuitive understanding of IRRBB and how these risks are generated within a retail bank
- Intuitive understanding of credit ratings, asset-backed structures and how underlying collateral performance (e.g., prepayment, default, and recovery dynamics) drives risk.
- Experience of data handling and manipulation within Excel, SQL, and ideally Python
- Experience in identifying and improving controls
- Experience in developing, and improving regular processes and tools.
- Familiarity with GitHub and databases is also desirable
Benefits
- 25 days holiday (plus take your public holiday allowance whenever works best for you)
- An extra day’s holiday for your birthday
- Annual leave is increased with length of service, and you can choose to buy or sell up to five extra days off
- 16 hours paid volunteering time a year
- Salary sacrifice, company enhanced pension scheme
- Life insurance at 4x your salary
- Private Medical Insurance with VitalityHealth including mental health support and cancer care. Partner benefits include discounts with Waitrose, Mr&Mrs Smith and Peloton
- Generous family-friendly policies
- Perkbox membership giving access to retail discounts, a wellness platform for physical and mental health, and weekly free and boosted perks
- Access to initiatives like Cycle to Work and Salary Sacrificed Gym partnerships
About Us
You may be put off applying for a role because you don't tick every box. Forget that! While we can’t accommodate every flexible working request, we're always open to discussion. So, if you're excited about working with us, but aren’t sure if you're 100% there yet, get in touch anyway.
We’re on a mission to radically reshape banking – and that starts with our brilliant team. Whatever came before, we’re proud to bring together people of all backgrounds and experiences who love working together to solve problems.
Starling Bank is an equal opportunity employer, and we’re proud of our ongoing efforts to foster diversity & inclusion in the workplace. Individuals seeking employment at Starling Bank are considered without regard to race, religion, national origin, age, sex, gender, gender identity, gender expression, sexual orientation, marital status, medical condition, ancestry, physical or mental disability, military or veteran status, or any other characteristic protected by applicable law.
By submitting your application, you agree that Starling Bank may collect your personal data for recruiting and related purposes. Our Privacy Notice explains what personal information we may process, where we may process your personal information, its purposes for processing your personal information, and the rights you can exercise over our use of your personal information.
Skills Required
- Graduate level education preferably in a numerical degree
- Experience using an ALM system to generate IRRBB risk metrics
- Intuitive understanding of IRRBB and retail bank risks
- Experience in data handling and manipulation within Excel, SQL, and Python
- Experience in identifying and improving controls
- Familiarity with GitHub and databases
What We Do
Hello, we’re Starling. Banking was broken – so we decided to fix it. The vision? Fast technology, fair service and honest values. All at the tap of a phone, all the time. We built Britain’s first digital bank. One hard-won banking licence later, we set about giving people a new way to spend, save and manage their money (and take better care of the planet, too). We’re changing banking for good. Back then, we were obsessed with unravelling the knotty world of finance and solving people’s problems rather than selling them stuff. We still are. Since then, we’ve grown. A lot. Over three million accounts (and four account types!). A team of thousands. Headquartered in London with offices in Cardiff, Dublin, Manchester and Southampton. Five years voted Which? Recommended Provider and Britain's Best Banking Brand. Still zero branches. Our culture is open, inclusive and focused on solving real customer problems, with an emphasis on doing the right thing, even when it’s not always the easy thing. From our approach to working together and sustainability to how we build our products, our decisions need to make the world – and Starling – a better place to be. Everyone at Starling is essential to our mission, which is really quite simple: to solve our customer’s problems – and build the best bank in the world! And now we're providing Starling to other banks, via a Software-as-a-Service (SaaS) proposition through our subsidiary Engine, using the proprietary technology platform that it uses to power our own bank.
