Amartha is a technology company focused on creating shared prosperity by developing digital financial solutions for the grassroots economy. Founded in 2010 as a microfinance institution, Amartha connects rural, women-led micro-enterprises with affordable capital. Amartha is expanding as a tech company, building a microfinance ecosystem that connects to the growing digital economy through capital, investment, and payment services. By boosting the competitiveness of micro and small entrepreneurs, Amartha empowers women-led MSMEs, creates jobs, and fosters inclusive economic growth.
About The Role
This role will manage the company’s cash and investment portfolio, ensuring liquidity and optimal allocation of funds. This includes monitoring daily cash positions, handling payments, and supporting funding activities with banks and foreign lenders. You will also help manage risks, including FX exposure, and provide insights on investment performance to finance stakeholders. The role is suited for someone with analytical skills, adaptability, and experience in banking or corporate treasury.
Responsibilities
- Monitor daily liquidity, asset positions, and daily disbursement approvals.
- Collaborate with the funding team to optimize asset and cash balances.
- Work with corporate finance and legal teams to onboard new foreign lenders.
- Assess potential hedging partners (banks and other financial institutions) and monitor the onboarding process.
- Oversee invoices and other payments to ensure timely execution on behalf of foreign lenders.
- Develop and implement FX hedging strategies.
- Manage operations related to principal and interest repayments to foreign lenders.
- Monitor and control foreign lenders’ portfolio performance and NPLs.
- Analyze the lending portfolio and present findings to finance stakeholders.
- Establish and maintain strong communication with internal and external stakeholders, including banks and foreign lenders.
Requirements
- Treasury experience: 3–5 years in banking or corporate treasury roles, with exposure to treasury investment operations.
- Financial analysis skills: Proficient in MS Office, especially Excel, for investment tracking, portfolio analysis, and reporting.
- Adaptability: Able to respond effectively to changing market conditions and organizational needs.
- Stakeholder collaboration: Experience working with internal teams and external partners, including banks and investors.
- Risk and portfolio management awareness: Familiarity with treasury investment processes, liquidity monitoring, and basic risk assessment.
At Amartha, we are dedicated to creating a workplace that celebrates diversity, ensures equity, and fosters inclusion. We believe that diverse perspectives—shaped by factors such as gender, age, race, ethnicity, education, culture, and life experiences—drive innovation and growth.
We actively welcome individuals from all backgrounds to join us in building an environment where everyone feels respected, valued, and empowered. Our commitment is to provide equal opportunities and foster a sense of belonging that enables our employees to thrive and make meaningful contributions.
Top Skills
What We Do
We are a prosperity platform company to harmoniously build a strong economy from the grassroots in order to realize the grassroots communities of technology equity, inclusiveness and sustainability. We believe prosperity platform is the right solution to deliver high quality digital financial services and to bridge the gap that brings shared prosperity to the World. Amartha’s Team are highly compassionate people who are impatient to deliver their impacts to alleviate the sufferings of others. Working at Amartha means you are part of dynamic and compassionate team who make impact on daily basis. It means you sign up for a high-paced environment where everyone is taking part in achieving success and make other people happier. It also means you wake up every single day energized, and excited of what’s next to be done to help Indonesia and the world a more equitable and prosperous place to live for everyone. It means you feel special, as whatever you do with Amartha makes a dent in the universe, healing the world a day at a time. Working at Amartha means you are ready to help and alleviate each other, contribute your best with empathy and passion. As we go long miles, you need a team to achieve your success. Working at Amartha means you have made a conscious choice to embark on a journey to creating a less painful world. A journey that makes you feel good, that you have contributed to a meaningful work every single day. Join our impact mission! Check our career page now👉🏼 https://careers.amartha.com/
