Treasury Analyst

About Us

humm Group is a diversified financial services company that provides instalment plans which enable businesses and consumers to make large purchases. humm Group operates in Australia, New Zealand, Ireland, Canada, and the United Kingdom. Its principal activities include the provision of Commercial Lending in Australia and New Zealand; Point of Sale Payment Plans; Australia Cards (humm®90); and New Zealand Cards (including Farmers Finance Card, Farmers Mastercard®, Q Card, Q Mastercard® and Flight Centre Mastercard®). 

About the Team

The Group Treasury Team, which sits within Group Finance at humm Group, is responsible for managing the Group's liquidity, funding, capital and securitisation activities.

As a relatively flat and collaborative team, we take ownership of our work end-to-end and play a critical role in supporting humm Group's funding and growth objectives. Team members gain broad exposure across treasury operations, warehouse and term securitisation programs, trust management, funding transactions and capital management activities.

About the Role

We are looking for a proactive and analytically minded Treasury Analyst who thrives in a dynamic environment and is keen to develop expertise in securitisation, treasury and structured finance. The Treasury Analyst is responsible for supporting hummgroup's funding programs, treasury operations and securitisation activities.

This role provides exposure across warehouse and term securitisation facilities, trust management, funding operations, liquidity management and treasury reporting. Working closely with internal stakeholders and external counterparties, you will play a key role in ensuring the effective operation of our funding programs while contributing to strategic treasury initiatives.

What Your Day Looks Like…

Key aspects of the role include analysis, administration and reporting of securitisation transactions, monitoring trust performance, supporting funding activities and participating in treasury and funding-related projects.

Other responsibilities include:

Securitisation & Funding Operations

• Accurately analyse, prepare and distribute monthly securitisation reporting while adhering to strict reporting deadlines and transaction documentation requirements.
• Support the day-to-day operation of warehouse and term securitisation facilities.
• Monitor trust performance, transaction triggers, covenants and funding requirements.
• Coordinate trust funding activities and ensure timely execution of funding obligations.
• Assist with cashflow analysis, trust performance reporting and funding capacity monitoring.
• Coordinate with internal and external stakeholders to ensure reporting and operational deadlines are achieved.
• Liaise with trustees, banks, financiers, auditors and service providers as required.

Treasury & Reporting

• Support treasury reporting, liquidity monitoring and cashflow forecasting activities.
• Analyse and investigate data integrity issues and work with relevant business teams to resolve exceptions.
• Prepare regulatory and government reporting requirements, including ABS submissions.
• Prepare reports, analysis and management information on an ad hoc basis.
• Support internal and external audit activities.

Process Improvement & Projects

• Develop, document and maintain treasury and securitisation standard operating procedures.
• Identify opportunities to improve reporting accuracy, operational efficiency and automation.
• Contribute to funding, treasury and strategic business projects.
• Undertake project work and additional tasks as assigned.

About you…

You are someone who values relationships; takes ownership of outcomes and enjoys solving complex problems. You are highly organised, adaptable and motivated by working in a fast-paced environment where no two days are the same.

You bring a strong analytical mindset, excellent attention to detail and a desire to build expertise across treasury, securitisation and structured finance. You are equally comfortable working independently and collaborating with a broad range of stakeholders.

We're also looking for someone who has:

• Analytical, problem-solving and investigative skills.
• High attention to detail and commitment to accuracy.
• Ability to manage competing priorities and meet strict deadlines.
• A collaborative mindset with the ability to build strong stakeholder relationships.

Qualifications & Experience

Essential

• Bachelor's degree in Finance, Economics, Accounting, Commerce or a related discipline.
• 1+ years' experience in Treasury, Securitisation, Trust Management, Financial Services or a related finance function.
• Experience working with large datasets and performing detailed financial analysis.
• Advanced Excel capabilities and financial modelling skills.

Desirable

• Experience with securitisation structures, warehouse funding facilities, RMBS or ABS programs.
• Understanding of trust structures, cashflow waterfalls and funding operations.
• Treasury reporting, liquidity management or funding operations experience.
• Trust Management experience.
• Experience using ABS Suite or similar securitisation platforms.
• Exposure to Power BI, SQL or data analytics tools.
• Working towards or holding CA, CPA or CFA qualifications.