Transaction Processing Specialist

Posted 2 Days Ago
Be an Early Applicant
Bengaluru, Bengaluru Urban, Karnataka, IND
Hybrid
Mid level
Financial Services
We’re one of the world’s biggest technology-driven companies
The Role
Process and control trade finance transactions across import/export bills, collections, letters of credit, and open-account trading. Maintain procedures, ensure regulatory and policy compliance, meet transaction service-level agreements, perform reconciliations, validate payment activities, escalate risks, and support new deal migrations. The role requires expertise in Structured Solutions, accounts payable and receivable, payments processing, SWIFT MT103 and MT202 messages, and continuous process improvement.
Summary Generated by Built In

Make your mark by supporting trade finance solutions, strengthening controls, and enabling smooth deal migrations while building skills and long-term career mobility.

 

As a Trade and Working Capital Operations Specialist within the Trade and Working Capital Operations team, you support the development and delivery of trade finance solutions and transaction processing across products such as import and export bills, foreign bill collection, letters of credit, and open account trading. You provide transaction-based expertise to help ensure accurate, timely execution aligned to International Chamber of Commerce guidelines, bank procedures, and the trade finance policy manual. You apply a strong understanding of risk management, transaction processing, retail banking, wholesale banking, and trade settlements to support well-controlled operations.

 

Job Responsibilities:

 

  • Maintain and update standard operating procedures as changes occur
  • Implement best practices to improve efficiency and continuously identify opportunities for improvement
  • Participate in new deals by attending project management calls and supporting smooth migrations
  • Ensure adherence to internal policies and regulatory requirements in daily operations
  • Process transactions within the agreed service level agreement turnaround times
  • Escalate issues immediately to support timely resolution and risk mitigation

 

Required qualifications, skills, and capabilities:

 

  • Hold a bachelor’s degree (or equivalent)
  • Bring 3+ years of experience in Trade Finance Operations – Structured Solutions
  • Demonstrate thorough knowledge of Structured Solutions products, including Accounts Payables and Accounts Receivables
  • Apply working knowledge of payments processing
  • Interpret and process SWIFT MT103 and MT202 payment messages
  • Execute transaction processing for Accounts Payables and Accounts Receivables
  • Perform reconciliations to support accurate transaction and payment processing
  • Maintain a strong control mindset by evidencing and validating payment-related activities
  • Exhibit a positive attitude, learn quickly, and contribute to business outcomes
  • Manage multiple tasks effectively while meeting operational commitments

 

Preferred qualifications, skills, and capabilities:

 

  • Exposure to AI-enabled tools and willingness to adopt emerging technologies that support process improvement and operational excellence.
 
About Us

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

About the TeamJ.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world. 

Skills Required

  • Bachelor's degree or equivalent
  • 3+ years of experience in Trade Finance Operations - Structured Solutions
  • Thorough knowledge of Structured Solutions products, including Accounts Payable and Accounts Receivable
  • Working knowledge of payments processing
  • Ability to interpret and process SWIFT MT103 and MT202 payment messages
  • Experience executing transaction processing for Accounts Payable and Accounts Receivable
  • Experience performing reconciliations for transaction and payment processing
  • Ability to evidence and validate payment-related activities with a strong control mindset
  • Positive attitude, quick learning ability, and contribution to business outcomes
  • Ability to manage multiple tasks while meeting operational commitments
  • Exposure to AI-enabled tools and willingness to adopt emerging technologies for process improvement

JPMorganChase Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about JPMorganChase and has not been reviewed or approved by JPMorganChase.

  • Healthcare Strength — Medical, dental, vision, and mental-health coverage are broad, with wellness incentives, on-site or virtual care, and an EAP offering coaching and counseling. Plan materials emphasize accessible options, including multiple medical choices and tools to manage costs.
  • Parental & Family Support — Paid parental leave extends up to 16 weeks for all parents, supplemented by paid Critical Caregiver Leave. Family resources include backup childcare via Bright Horizons, lactation support and milk-shipping, family-building assistance, and even a free five-month SNOO rental for newborns.
  • Retirement Support — Retirement programs include a 401(k) with an annual company match and automatic pay credits for most employees, with a legacy pension available to earlier hires. An Employee Stock Purchase Plan at a 5% discount further supports long-term savings.

JPMorganChase Insights

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The Company
HQ: New York, NY
289,097 Employees
Year Founded: 1799

What We Do

JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $3.7 trillion and operations worldwide. The firm is a leader in investment banking, financial services for consumers and small businesses, commercial banking, financial transaction processing, and asset management. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of consumers in the United States and many of the world’s most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands. Technology fuels every aspect of our company and is at the heart of everything we do. With over 50,000 technologists globally and an annual tech spend of $12 billion, we are dedicated to improving the design, analytics, development, coding, testing and application programming that goes into creating high quality software and new products. Learn more about technology at our firm, explore resources from our Distinguished Engineers, AI & ML researchers, and other experts; access the latest episode of our TechTrends podcast, and more at www.jpmorgan.com/technology. Information about JPMorgan Chase & Co. is available at www.jpmorganchase.com. ©2023 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase is an Equal Opportunity Employer, including Disability/Veterans.

Why Work With Us

Our technologists work on a diverse range of solutions that include strategic technology initiatives, big data, mobile, electronic payments, machine learning, cybersecurity, enterprise cloud development, and other state-of-the-art technologies.

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