A hands-on leadership role at the intersection of compliance, data, and technology. You will own the LATAM Transaction Monitoring framework end-to-end, improving pre- and post-transaction controls, and acting as the key point of contact for stakeholders, partners, and regulators.
What will I be doing?
Lead the LATAM TM team and ensure performance
Liaise with local compliance officers, regional FCC leads, and the Global Head of TM
Be the main contact for partners, banks, and payment providers on TM matters
Coordinate responses to audits and regulatory inquiries across LATAM
Own configuration and tuning of pre- and post-transaction monitoring rules
Partner with Data Compliance to design and improve ML-based detection models
Oversee L1/L2 alert investigation, RFI management, and complex case decisioning
Manage SAR/STR filing strategies and timely submission to local FIUs
Lead the strategy and roadmap for agentic transaction monitoring and CDD controls, partnering closely with Data Compliance and Product to design, prioritise, and drive implementation — translating compliance requirements into clear specifications and ensuring delivered solutions meet regulatory and operational standards.
Own KPIs for the LATAM TM team, ensuring adherence to business targets and industry benchmarks. Hold accountability for team performance
Run a rigorous monthly QA programme on all agentic and human reviewed cases, with a strong focus on maintaining investigation quality and consistency standards across the team.
Leadership & Stakeholders
Controls & Platforms
Automation & Technology
Reporting & QA
What skills do I need?
5+ years in FCC / AML/CFT with a strong TM focus
4+ years leading compliance teams
End-to-end TM experience: rules, triage, case management, SAR/STR filing
Experience with TM platforms and pre-transaction rules engines
LATAM regulatory knowledge: AML/CFT laws, FIU requirements, sanctions
Cross-functional ability with data, engineering, and product teams
Fluent English; Spanish and/or Portuguese preferred
- Nice to have: compliance automation experience, SQL/dashboards, crypto AML/CFT, ACAMS/ICA certification
Skills Required
- 5+ years in FCC / AML/CFT with a strong transaction monitoring focus
- 4+ years leading compliance teams
- End-to-end transaction monitoring experience: rules, triage, case management, SAR/STR filing
- Experience with transaction monitoring platforms and pre-transaction rules engines
- LATAM regulatory knowledge: AML/CFT laws, FIU requirements, sanctions
- Cross-functional collaboration with data, engineering, and product teams
- Fluent English
- Spanish and/or Portuguese
- Compliance automation experience
- SQL and dashboards experience
- Crypto AML/CFT knowledge
- ACAMS or ICA certification
What We Do
dLocal started with one goal – to close the payments innovation gap between global enterprise companies, and customers in emerging economies. We have over 900 payment methods, in more than 40 countries. With the ability to accept local payment methods and facilitate cross-border fund settlement worldwide, our merchants reach billions of underserved consumers in the high-growth markets of Africa, Asia, and Latin America. dLocal offers the ideal payment solutions for global commerce: Payins: Accept local payment methods Payouts: Compliantly send funds cross-border Defense Suite: Manage fraud effectively dLocal for Platforms: Unify your platform’s payment solution Local Issuing: Localize payments for your gig-economy workers, suppliers, and partners
