The Role
Drive credit sales and portfolio growth by identifying potential debtors, providing financial consultation, managing credit proposals and loan administration, monitoring repayment and collectability, performing early watchlist identification, and ensuring credit processes comply with internal and external regulations.
Summary Generated by Built In
Key Responsibilities *
Min. Bachelor Degree Professional Qualification and/or Regulatory, Licensing requirements Relevant Work Experience
Strategy and Planning
- Design daily and monthly Sales Activity Plan as guidance for SPT achievement
Business Performance and Management
- Seek proactively potential debtor to achieve business target
- Provide financial consultant for potential & existing debtor by identify debtor needs and offer product according to their needs
- Responsible to EBB credit portfolio growth and optimalization credit usage
- Run all credit activities, from preparation, call report, credit proposal, credit proposal approval, loan administration related to Credit Signing, disbursment, roll over and credit maintenance
- Determine debtor’s ability to pay by establish depth information on debtor loan, such as business prospec, business management, owner / shareholder and business cash flow
- Ensure collectability of debtor remains healthy by monitoring the fulfillment of payment obligation
- Do early recogniation watchlist for each debtor and inform the management if needed
People Management
Regulatory Compliance
- Ensure all credit administration and process comply with internal and external regulation
Qualifications Job Specification *
Qualifications
(Basic Degree/Diploma etc)
Min. Bachelor Degree Professional Qualification and/or Regulatory, Licensing requirements Relevant Work Experience
Skills Required
- Bachelor Degree
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The Company
What We Do
PT Bank CIMB Niaga Tbk is one of Indonesia's largest private banks, providing a comprehensive portfolio of conventional and sharia banking services. Its operations span consumer, SME, commercial, and corporate banking, offering products such as loans, deposits, and treasury services. A subsidiary of CIMB Group Holdings Berhad, it serves as a universal banking platform focused on advancing customers and society.
