Trainee - EBB RM Development Program - Medan

Reposted 2 Months Ago
Be an Early Applicant
2 Locations
In-Office or Remote
Entry level
Insurance • Payments • Financial Services
The Role
Build and maintain relationships with potential and existing debtors, proactively source leads to meet targets, provide financial consultations, manage credit lifecycle (proposal, approval, disbursement, maintenance), assess debtor repayment ability, monitor collectability, and flag watchlist concerns.
Summary Generated by Built In

Seek and maintain business relationship with potensial & existing debtor by providing financial solution as business needs.

Strategy and Planning

  • Design daily and monthly Sales Activity Plan as guidance for SPT achievement

Business Performance and Management

  • Seek proactively potential debtor to achieve business target
  • Provide financial consultant for potential & existing debtor by identify debtor needs and offer product according to their needs
  • Responsible to EBB credit portfolio growth and optimalization credit usage
  • Run all credit activities, from preparation, call report, credit proposal, credit proposal approval, loan administration related to Credit Signing, disbursment, roll over and credit maintenance
  • Determine debtor’s ability to pay by establish depth information on debtor loan, such as business prospec, business management, owner / shareholder and business cash flow
  • Ensure collectability of debtor remains healthy by monitoring the fulfillment of payment obligation
  • Do early recogniation watchlist for each debtor and inform the management if needed
Qualifications
- Bachelor degree any major with GPA min. ≥ 3.0
- Age max. 27 years old
- Preferable fresh graduate (Max. 1 year working experience)
- High Motivation & driven /energetic
- Passionate about sales
- Good communication & interpersonal skills

Skills Required

  • Bachelor degree any major with GPA minimum 3.0
  • Age maximum 27 years old
  • Preferable fresh graduate (max 1 year working experience)
  • High motivation, driven, energetic
  • Passionate about sales
  • Good communication and interpersonal skills

PT Bank CIMB Niaga Tbk Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about PT Bank CIMB Niaga Tbk and has not been reviewed or approved by PT Bank CIMB Niaga Tbk.

  • Fair & Transparent Compensation — Pay is often viewed as above average, with salaries and benefits reported to exceed applicable regional and provincial minimum wages. Compensation is described as being determined by job objectives, scope, and risks rather than gender, suggesting structured fairness.
  • Healthcare Strength — Healthcare coverage is described as solid, spanning medical, dental, and optical care alongside standard insurance packages. Company reporting also notes BPJS coverage, complementing the broader protection employees receive.
  • Leave & Time Off Breadth — Annual leave policies are considered competitive and are complemented by family-related leaves. These time-off provisions sit alongside various role-based allowances that round out the standard benefits package.

PT Bank CIMB Niaga Tbk Insights

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The Company
Year Founded: 1955

What We Do

PT Bank CIMB Niaga Tbk is one of Indonesia's largest private banks, providing a comprehensive portfolio of conventional and sharia banking services. Its operations span consumer, SME, commercial, and corporate banking, offering products such as loans, deposits, and treasury services. A subsidiary of CIMB Group Holdings Berhad, it serves as a universal banking platform focused on advancing customers and society.

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