Territory Business Manager - WC-Working Capital-Sales

Posted Yesterday
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Ahmedabad, Gujarat, IND
In-Office
Mid level
Fintech • Payments • Financial Services
The Role
Manages a team of 3–5 business relationship managers focused on healthcare-sector sales and working-capital solutions. Builds relationships with CFOs, promoters, banking partners, DSAs, manufacturers, and vendors; identifies lending and cross-selling opportunities; grows portfolio size and profitability; monitors client cash flows and business models; strengthens Kotak’s market presence; and drives process improvements.
Summary Generated by Built In
  • Job Role –
  • This is an Team role and candidate will manage a team of 3-5 BRM
  • Should be able to bring out the best from the team and create value for all stakeholders
  • Needs to have good knowledge of Local market with a special focus on the Healthcare Segment
  • To understand clients business & provide appropriate products like Machinery/Equipments loans, Infra Funding etc
  • Has to work closely with DSA’s/Branch Banking teams/equipment Manufacturers/Vendors for new customer addition.
  • To cross sell various products like Current Account/Term Deposits/Transaction Banking/Trade Finance to the primary Relationship & Group companies.
  • To build relationships with key persons (CFOs/ promoters) in the target segments & build client trust & confidence.  
  • Focus to continually increase the Book size and profitability of the assigned portfolio.
  • To understand client business models, trade related activities, cash flows etc. and identify opportunities and grow client relationships.  
  • Augment the presence and penetration of the Kotak brand in the target market   
  • Improve efficiency by monitoring & overseeing continuous improvement of processes

  • Grade – M4/M5
  • Role Reports into (Designation) – RSM
  • Job Requirements:
    • Graduate / Post Graduate
    • Experience: 3-5 years’ experience in the segment preferably some background in Credit & Sales Knowledge is required - ability to get the customer to buy into the asset proposition
    • Proficient with verbal and written Communication
    • Excellent Interpersonal & Presentation skills
    • Excellent Team Leader
    • The candidate would need to handle sales for the healthcare segment.


Skills Required

  • Graduate or postgraduate degree
  • 3–5 years of experience in the relevant segment
  • Credit and sales knowledge
  • Ability to sell asset-based financial propositions
  • Proficient verbal and written communication
  • Excellent interpersonal and presentation skills
  • Team leadership experience
  • Healthcare segment sales experience
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The Company
HQ: Mumbai
74,097 Employees
Year Founded: 1985

What We Do

About Kotak Mahindra Group: Established in 1985, the Kotak Mahindra Group is one of India’s leading financial services conglomerates. In February 2003, Kotak Mahindra Finance Ltd. (KMFL), the Group’s flagship company, received a banking license from the Reserve Bank of India (RBI). With this, KMFL became the first non-banking finance company in India to become a bank – Kotak Mahindra Bank Limited. The consolidated balance sheet of Kotak Mahindra Group is over 1 lakh crore and the consolidated net worth of the Group stands at 13,943 crore (approx US$ 2.6 billion) as on September 30, 2012. The Group offers a wide range of financial services that encompass every sphere of life. From commercial banking, to stock broking, mutual funds, life insurance and investment banking, the Group caters to the diverse financial needs of individuals and the corporate sector. The Group has a wide distribution network through branches and franchisees across India, and international offices in London, New York, California, Dubai, Abu Dhabi, Bahrain, Mauritius and Singapore. For more information, please visit the company’s website at http://www.kotak.com

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