Territory Business Manager-SBE-Small Business Enterprise-Sales

Reposted 6 Days Ago
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Amritsar, Punjab, IND
In-Office
Entry level
Fintech • Payments • Financial Services
The Role
Lead 3–5 Business Relationship Managers focused on healthcare loan sales. Drive productivity, portfolio growth, profitability, customer acquisition, and cross-selling of banking products. Build relationships with healthcare businesses, CFOs, promoters, vendors, DSAs, and branch teams. Analyze client cash flows and business models, provide equipment and infrastructure financing, strengthen market presence, and improve operational processes.
Summary Generated by Built In
We are seeking a dynamic and experienced Team Lead to manage a team of Business Relationship Managers (BRMs) focused on loan sales in the healthcare segment. The role involves leading a team of 3–5 BRMs, driving productivity, and delivering tailored financial solutions such as machinery/equipment loans and infrastructure funding. The ideal candidate will have strong knowledge of the local market, particularly in healthcare, and will work closely with DSAs, branch banking teams, equipment manufacturers, and vendors to acquire new customers. The role also includes cross-selling banking products, building relationships with key stakeholders, and ensuring continuous process improvement and portfolio growth. ResponsibilitiesLead and manage a team of 3–5 Business Relationship Managers (BRMs). Drive team productivity and create value for stakeholders. Leverage local market knowledge with a focus on the healthcare segment. Understand client businesses and offer suitable products like machinery/equipment loans and infrastructure funding. Collaborate with DSAs, branch banking teams, and vendors for customer acquisition. Cross-sell products such as Current Accounts, Term Deposits, Transaction Banking, and Trade Finance. Build and maintain relationships with key decision-makers (CFOs, promoters). Grow the assigned portfolio in terms of book size and profitability. Analyze client business models, trade activities, and cash flows to identify growth opportunities. Enhance Kotak’s brand presence and penetration in the target market. Monitor and improve operational processes for better efficiency.

Skills Required

  • Experience managing or leading a team of Business Relationship Managers
  • Strong knowledge of the local market
  • Knowledge of the healthcare segment
  • Ability to understand client business models, trade activities, and cash flows
  • Ability to sell machinery, equipment, and infrastructure loans
  • Ability to acquire customers through DSAs, branch banking teams, manufacturers, and vendors
  • Ability to cross-sell current accounts, term deposits, transaction banking, and trade finance products
  • Relationship-building skills with CFOs, promoters, and other key decision-makers
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The Company
HQ: Mumbai
74,097 Employees
Year Founded: 1985

What We Do

About Kotak Mahindra Group: Established in 1985, the Kotak Mahindra Group is one of India’s leading financial services conglomerates. In February 2003, Kotak Mahindra Finance Ltd. (KMFL), the Group’s flagship company, received a banking license from the Reserve Bank of India (RBI). With this, KMFL became the first non-banking finance company in India to become a bank – Kotak Mahindra Bank Limited. The consolidated balance sheet of Kotak Mahindra Group is over 1 lakh crore and the consolidated net worth of the Group stands at 13,943 crore (approx US$ 2.6 billion) as on September 30, 2012. The Group offers a wide range of financial services that encompass every sphere of life. From commercial banking, to stock broking, mutual funds, life insurance and investment banking, the Group caters to the diverse financial needs of individuals and the corporate sector. The Group has a wide distribution network through branches and franchisees across India, and international offices in London, New York, California, Dubai, Abu Dhabi, Bahrain, Mauritius and Singapore. For more information, please visit the company’s website at http://www.kotak.com

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