We are seeking a strategic and experienced Technology Product Owner to lead the vision, strategy, and execution for our portfolio of internal risk management platforms within the Retail and Wealth Risk Management sector to drive incorporation of Agentic AI into the systems, driving efficiency and quality improvement. This hands-on leadership role is pivotal in driving the adoption of emerging technologies to enhance risk oversight, streamline operations, and ensure regulatory compliance, particularly in Stress Testing space. You will own the product definition and quality from concept to delivery, fostering a culture of shared understanding and accountability across business and technology teams.
Key Responsibilities
- Product Strategy & Vision: Define and communicate a clear product vision and long-term (3-5 year) strategy for our internal risk technology portfolio, ensuring alignment with business objectives, market trends, and the competitive landscape.
- Regulatory Forecasting Oversight: Direct the product strategy and development for technology solutions that manage and execute regulatory and internal loss forecasting processes, including CCAR (Comprehensive Capital Analysis and Review) and CECL (Current Expected Credit Losses) for consumer loan portfolios.
- Stakeholder Partnership: Act as the primary liaison between business stakeholders, technology teams, and executive leadership to ensure alignment on product goals, drive investment decisions, and manage expectations.
- End-to-End Product Ownership: Drive the entire product lifecycle, from discovery to delivery. Champion a collaborative requirements process that ensures a shared understanding between business and technology. Author clear, concise, and testable user stories and acceptance criteria to prevent ambiguity and empower development teams. Actively demo the applications to users.
- Application Resiliency: Drive the architectural and operational enhancements required to ensure high resiliency and availability of the risk management platforms, meeting stringent business and regulatory uptime requirements.
- Quality & Testing Advocacy: Champion a "shift-left" approach to quality by integrating testing as a continuous activity throughout the development lifecycle. Partner with business and development teams to define comprehensive testing strategies and take ultimate ownership of quality to ensure the final product is fit for purpose and meets the highest quality standards.
- Innovation and Emerging Technology: Champion and leverage the exploration and adoption of emerging technologies (e.g., AI/ML, advanced analytics) to create next-generation risk management capabilities. Foster a culture of "test and learn" experimentation to solve core business challenges.
- Risk & Compliance Oversight: Ensure all products rigorously adhere to the firm's risk management frameworks, regulatory requirements, and internal policies. Apply sound ethical judgment and drive a transparent approach to escalating and managing control issues.
- Team Leadership: Lead, mentor, and develop a high-performing team of product professionals. Manage team resources, planning, and performance to build a culture of excellence and accountability.
Qualifications
- 10+ years of experience in technology product ownership or a related strategic role, with a proven track record of delivering high-quality technology products in a dynamic environment.
- Significant experience with internal, enterprise-level applications, preferably within the financial services industry.
- Deep understanding of risk management principles and practices, particularly within retail banking or wealth management.
- Demonstrable experience with technology products supporting consumer loan portfolio management and regulatory reporting processes such as CCAR and CECL.
- Demonstrated success in identifying and applying emerging technologies to solve complex business problems.
- Exceptional leadership, communication, and influencing skills, with the ability to manage senior stakeholder relationships and develop product talent.
- Strong analytical skills, with experience using data to inform decisions, define clear acceptance criteria, and measure product success against testable outcomes.
- Experience with modern agile development practices, including Product Development Life Cycle (PDLC) and Agile, is highly desirable.
Education
- Bachelor's/University degree required or equivalent work experience
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Job Family Group: Technology------------------------------------------------------
Job Family:Technology Product Management------------------------------------------------------
Time Type:Full time------------------------------------------------------
Primary Location:Irving Texas United States------------------------------------------------------
Primary Location Full Time Salary Range:$169,600.00 - $254,400.00
In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
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Most Relevant Skills Please see the requirements listed above.------------------------------------------------------
Other Relevant Skills For complementary skills, please see above and/or contact the recruiter.------------------------------------------------------
Anticipated Posting Close Date:Sep 30, 2026------------------------------------------------------
Automated Processing and AIWe use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi.
Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details.
Illinois residents – AI Notice and Right
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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi’s EEO Policy Statement and the Know Your Rights poster.
Skills Required
- 10+ years of experience in technology product ownership or related strategic roles
- Experience with internal, enterprise-level applications
- Deep understanding of risk management principles and practices in retail banking or wealth management
- Demonstrable experience with technology products supporting consumer loan portfolio management and regulatory reporting processes such as CCAR and CECL
- Demonstrated success identifying and applying emerging technologies (AI/ML, advanced analytics) to solve business problems
- Exceptional leadership, communication, and stakeholder management skills, including managing senior stakeholders
- Strong analytical skills; use data to define acceptance criteria and measure product success
- Experience with modern agile development practices, including PDLC and Agile
- Bachelor's/University degree or equivalent work experience
Citi Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Citi and has not been reviewed or approved by Citi.
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Healthcare Strength — Benefits coverage is positioned as comprehensive, including health, dental, and vision insurance plus on-site clinics, prescription drug support, and disability coverage. Family-building support such as fertility assistance is described as a notable differentiator within the overall package.
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Retirement Support — Retirement benefits are framed as strong, highlighted by a 401(k) with matching and additional plan options like a Roth 401(k). Financial support is reinforced through discounts and broader financial guidance resources tied to the benefits ecosystem.
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Wellbeing & Lifestyle Benefits — Wellbeing support extends beyond insurance through programs like an Employee Assistance Program, counseling/legal resources, and gym or wellness reimbursement. These offerings increase the perceived total rewards value even when cash compensation sentiment varies by role.
Citi Insights
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