Technical SIPP lead

Posted 3 Days Ago
Be an Early Applicant
3 Locations
Hybrid
80K-90K Annually
Senior level
Fintech • Software • Financial Services
The Role
Lead technical SIPP specialist ensuring Seccl Personal Pension compliance with HMRC, FCA and Pensions Regulator rules. Provide expert guidance, monitor regulatory changes, draft processes and customer communications, manage regulatory collateral and reporting, support automation and new product launches, and provide oversight on high-risk operations and regulatory submissions.
Summary Generated by Built In

Flexible hybrid role to be based in our Bath, Edinburgh or London office.

About us

Seccl is the Octopus-owned embedded investment platform that’s on a mission to helping more people to invest – and invest well.

We’re B-Corp certified with an amazing product-market fit, impressive early traction and the potential to transform an outdated industry, for the better. We've been growing fast and will scale even faster over the next few years.

We’re also proud to be part of Octopus, the £multi billion group that's on a mission to breathe new life into broken industries, through companies like Octopus Energy, Octopus Investments and Octopus Money.

Check out the Seccl website for the latest on our products and our mission to shape the future of investments.

The role

We're looking for a Technical SIPP Lead to join our technical services team. Reporting to the Head of technical services, you'll work closely with Product, Operations, Commercial, Launch and Engineering to make sure the Seccl Personal Pension remains compliant, scalable and partner focused.

The team plays a key role in the development of our market leading SIPP and making sure that it, as well as our ISA and platform products, meet HMRC, FCA and The Pensions Regulator requirements. You'll bring specialist SIPP expertise, support the development of a more automated pension proposition and help us deliver strong outcomes for our partners and their customers.

On a typical day you will be…

  • Providing specialist SIPP expertise and guidance to teams across Seccl and our partner firms

  • Monitoring legislative and regulatory developments and assessing their impact on our pension and savings products

  • Supporting the future ongoing development and automation of the market leading Seccl Personal Pension proposition

  • Drafting and maintaining process flows, procedures, policies and customer communications

  • Managing regulatory collateral including illustrations, declarations, key features documents and terms and conditions

  • Overseeing ISA and SIPP regulatory reporting to ensure submissions are accurate and completed on time

  • Supporting the design and launch of new pension propositions in line with regulatory requirements and industry best practice

  • Providing technical oversight on high-risk operational tasks, SIPP due diligence and regulatory submissions

This role’s for you if...

  • You have extensive knowledge of SIPP products and pension regulation

  • You have a strong understanding of HMRC rules, pensions legislation and regulatory guidance

  • You are confident interpreting complex regulatory requirements and turning them into practical business solutions

  • You understand the Pensions Tax Manual and how it applies in practice

  • You are skilled at influencing stakeholders and championing regulatory best practice

  • You take ownership, make informed decisions and are comfortable working independently

  • You have excellent attention to detail and a methodical approach to problem solving

  • You have a continuous improvement mindset and enjoy strengthening processes and controls

This role isn’t for you if...
  • You rely on a lot of top-down direction. Here, you’ll have a lot of freedom and ownership of your role, and you’ll be expected to shape your own progression

  • You’re not comfortable working in a fast-paced environment. Our speed and scalability are what set us apart; you need to be able to act quickly and think on your feet

  • You struggle to follow through on ideas. We value people who do what they say they will. If you care about something, you have the freedom here to make it happen

  • You don’t like change. You’ll get on great here if you relish the ambiguity of rapid growth and are willing to embrace uncertainty

What’s in it for you…

We offer a generous mix of benefits for the things that really matter to our people, including:

💰 A salary between £80,000 and £90,000 dependant on experience + reviewed annually

🌴 27 days holiday + bank holidays (some can be flexible) + day off on your birthday + three days (full time) per year for Dependant leave

💙 Two volunteering days per year

🌎 Option to work abroad for up to six weeks a year

🌟 Secclbrate - our recognition programme that offers a mix of flexible rewards including extra pay, additional holiday and increased learning budget

🏅 Length of service award – one month paid sabbatical at eight years

✅ 6% employer pension contribution, and life assurance

🏥 Private medical insurance with AXA Health

👪 Enhanced Parental leave

💻 MacBook and up to £500 home office set up budget

📖 £750 per person learning budget

🌻 Health and wellbeing initiatives including free therapy via Wellness Cloud, mental health support via Headspace

🌱 Strong financial wellbeing focus including access to Octopus Money, Octopus Share Incentive Plan and will writing offering via Octopus Legacy

🎁 Perkbox – Flexi-points giving you a range of discounts and perks including free weekly coffee, gym and retail discounts

🚲 Access to initiatives like Cycle to Work and Octopus Electric Vehicle Leasing

Our culture

We're proud to put people first, creating a culture where we truly listen to what matters most to them. Our transparent and inclusive environment encourages diversity of thought, challenge and experimentation.

Check out our Glassdoor page for the latest reviews or our LinkedIn for company updates and insights from the team.

Interview process

Interviewing is a two-way thing, and we want you to have the time and opportunity to get to know us, as much as we are getting to know you. Our interviews are conversational, so come with questions and be curious. In general, you can expect the interview process to look a bit like this, (following an initial chat with one of our Talent team):

  • First stage – 45 mins competencies-based interview with the hiring manager

  • Second stage – one-hour technical interview or assessment with a few members of the wider team

  • Final stage – 45 mins bar-raiser culture-based interview

⏳ We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out and you should expect to hear back from us within one to two weeks of applying.

🌈 Our aim is to build a diverse and inclusive company of awesome people, with unique skills, passions and experiences. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.

If this sounds like your kind of thing, we encourage you to apply even if you don’t tick every box. We’d love to hear from you!

 

Skills Required

  • Extensive knowledge of SIPP products and pension regulation
  • Strong understanding of HMRC rules, pensions legislation and regulatory guidance
  • Understanding of the Pensions Tax Manual and its application in practice
  • Ability to interpret complex regulatory requirements and translate them into practical business solutions
  • Experience drafting and maintaining process flows, procedures, policies and customer communications
  • Experience managing regulatory collateral (illustrations, declarations, key features documents, terms and conditions)
  • Experience overseeing ISA and SIPP regulatory reporting to ensure accurate and timely submissions
  • Experience supporting the design and launch of new pension propositions in line with regulatory requirements
  • Experience providing technical oversight on high-risk operational tasks, SIPP due diligence and regulatory submissions
  • Strong stakeholder influencing skills and the ability to champion regulatory best practice
  • Excellent attention to detail and a methodical approach to problem solving
  • Continuous improvement mindset and experience strengthening processes and controls
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The Company
HQ: Bath
141 Employees
Year Founded: 2016

What We Do

Seccl is the Octopus-owned embedded investment platform that’s helping more people to invest – and invest well. Our sector is being held back by old tech, dismal processes and misaligned interests. Together they create pointless complexity for financial planning and investment professionals, and provide outdated, overpriced experiences for customers. We started afresh, with a low-cost, hyper-efficient and (genuinely) API-first technology infrastructure, which supports firms at the forefront of our changing industry. Working around a principle of collaborative innovation, our technology and operations power the investment platforms of some of the UK’s most forward-thinking financial planning and wealth management firms, including P1 and Radiant. They also help ambitious, fast-growth technology businesses – such as GoHenry, Penfold and Crowdcube – to launch and maintain their investment propositions more quickly and affordably than ever before. A regulated custodian and ISA/SIPP provider, we have the disruptive mindset and ambitious mission to shake things up, along with the commitment and substance to not screw them up. We’re proud to be part of Octopus, the £12.5 billion group that's on a mission to breathe new life into broken industries, through companies like Octopus Energy, Octopus Investments and Octopus Ventures.

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