Team Tech Lead – Payments Fraud Technology

Posted Yesterday
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Buffalo, NY, USA
In-Office
116K-194K Annually
Expert/Leader
Fintech
The Role
Leads technical direction and engineering quality for payments fraud technology solutions. Designs and optimizes Actimize IFM modules, custom developments, plugins, Oracle SQL and database objects. Guides architecture, integrations, code reviews, testing, CI/CD, security, resiliency, modernization, and technical-debt reduction. Resolves complex production issues, performs root-cause analysis and performance optimization, mentors engineers, and applies AI-assisted development tools across the software lifecycle.
Summary Generated by Built In
This role is four days onsite at our Seneca One Buffalo, NY location, with the flexibility to work from home one day per weekPosition Summary

The Team Tech Lead is the senior technical leader and engineering quality steward for an Agile delivery team supporting Fraud (Payments) technology solutions.

The Lead provides technical direction across application development, data engineering, system integration, and platform modernization. The role guides architecture and design decisions, establishes engineering standards, mentor engineers, helps resolve complex technical challenges, and ensures solutions are secure, scalable, supportable, and aligned with M&T technology standards.


Key Responsibilities

Technical Leadership & Solution Design

  • Provide technical leadership for Fraud (Payments), Actimize IFM solution and Actimize Platform.
  • Apply technical expertise in Actimize-based Fraud Detection for different payment channels.
  • Provide technical leadership for Actimize custom development, Banking Fraud and Payments Fraud.
  • Lead the design, development, and optimization of Actimize IFM Modules, Actimize Custom Development (IDE) and Actimize Plugin Development.
  • Lead the design, development, and optimization of SQL Queries and objects in Oracle databases for custom implementation.
  • Translate business, regulatory, and operational requirements into scalable technical solutions.
  • Guide solution design and implementation, evaluate technical approaches and clearly communicate trade-offs involving performance, scalability, maintainability, security, resiliency, and complexity.
  • Partner with enterprise Architecture, infrastructure/platform teams, Product Owners, and other Leads on solutions and dependencies that span multiple teams.
  • Conduct and guide architecture, design, and code reviews for complex changes.
  • Mentor developers in modern development practices and service-oriented architecture.
  • Establish and enforce appropriate code-review, branching, testing, and deployment practices.
  • Drive improvements in automated testing, code quality, technical documentation, and engineering controls.
  • Proactively identify and manage technical debt.
  • Demonstrate proficiency with AI-assisted development tools and promote their responsible use across the software-development lifecycle.
  • Identify opportunities and apply AI tools where appropriate to accelerate software development, unit-test development, troubleshooting, code analysis, and technical documentation.
  • Lead investigation and resolution of complex issues across application components in production and other environments including root-cause analysis and performance optimization.
  • Identify opportunities and provide technical leadership to simplify legacy implementations, reduce operational risk, and improve maintainability.
  • Work with engineering and support teams to strengthen application resiliency, monitoring, recoverability, and operational readiness.

Education and Experience Required:
  • A combined minimum of 9 years’ higher education and/or work experience, including a minimum of 4 years’ engineering and/or architecture experience and 3 years leadership experience
  • Actimize IFM 10.X/11.X
  • Actimize Platform components (ActOne, AIS, UDM, QAS)
  • Actimize custom development (Modeler, Designer)
  • Oracle Database, SQL query, PL/SQL, SQL Tuning, database design
  • Actimize custom-plugin development
  • Proficiency with AI tools for development, testing & documentation
  • Experience in migration projects
  • Banking fraud & payments fraud
  • Application and system integration
  • GitLab
  • CI/CD pipelines
  • SAST/DAST vulnerability remediation
  • Automated testing and engineering-quality practices
  • AI-assisted software development, testing, troubleshooting, and technical documentation
  • Production troubleshooting and root-cause analysis
  • Application and database performance optimization
  • Experience implementing & supporting payments Fraud Detection technologies

Preferred Qualifications

  • Bachelor's degree in Computer Science, Information Technology, Engineering, or a related technical discipline, or equivalent relevant experience.
  • Financial-services technology experience, with Actimize Fraud solutions, and Payments Fraud experience is a must.
  • Strong software engineering and solution-design experience.
  • Demonstrated technical leadership of engineering teams or complex technical initiatives.
  • Strong experience in mentoring and developing engineers/teams.
  • Experience designing and integrating applications using established architecture principles and patterns.
  • Strong experience and proficiency in custom development, customization in Actimize IFM solutions & platform.
  • Strong experience in fraud detection on payment channels like Wire, ACH, RTP, deposits and cards.
  • Ability to research complex technical issues, evaluate multiple approaches, and clearly articulate recommendations and trade-offs.
  • Strong communication skills with the ability to work across engineering, architecture, product, business, risk, and management stakeholders.
  • Experience working in an Agile engineering environment.

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $116,400.00 - $194,000.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.

LocationBuffalo, New York, United States of America

Skills Required

  • Minimum 9 years of combined higher education and/or work experience
  • Minimum 4 years of engineering and/or architecture experience
  • Minimum 3 years of leadership experience
  • Actimize IFM 10.x/11.x experience
  • Experience with Actimize Platform components including ActOne, AIS, UDM, and QAS
  • Actimize custom development using Modeler and Designer
  • Oracle Database, SQL queries, PL/SQL, SQL tuning, and database design
  • Actimize custom-plugin development
  • Proficiency with AI tools for development, testing, and documentation
  • Experience with migration projects
  • Banking fraud and payments fraud experience
  • Application and system integration experience
  • GitLab experience
  • CI/CD pipeline experience
  • SAST/DAST vulnerability remediation experience
  • Automated testing and engineering-quality practices
  • AI-assisted software development, testing, troubleshooting, and technical documentation experience
  • Production troubleshooting and root-cause analysis experience
  • Application and database performance optimization experience
  • Experience implementing and supporting payments fraud detection technologies
  • Bachelor's degree in Computer Science, Information Technology, Engineering, or a related technical discipline, or equivalent relevant experience
  • Financial-services technology experience with Actimize fraud solutions and payments fraud experience
  • Strong software engineering and solution-design experience
  • Technical leadership of engineering teams or complex technical initiatives
  • Experience mentoring and developing engineers or teams
  • Experience designing and integrating applications using established architecture principles and patterns
  • Strong custom development and Actimize IFM customization experience
  • Fraud detection experience across Wire, ACH, RTP, deposits, and card payment channels
  • Ability to research complex technical issues, evaluate approaches, and articulate recommendations and trade-offs
  • Strong communication skills across engineering, architecture, product, business, risk, and management stakeholders
  • Experience in an Agile engineering environment

M&T Bank Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about M&T Bank and has not been reviewed or approved by M&T Bank.

  • Retirement Support — Retirement benefits are positioned as a strong pillar, including a 401(k) match and the possibility of an additional employer contribution, plus access to an employee stock purchase plan.
  • Leave & Time Off Breadth — Time-off offerings are framed as competitive, with a flexible PTO approach and paid volunteer time called out as a meaningful add-on to standard leave.
  • Wellbeing & Lifestyle Benefits — Wellbeing support appears comparatively robust, highlighted by mental-health therapy/coaching sessions and broader wellness programming alongside community-oriented perks.

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The Company
HQ: Buffalo, NY
21,590 Employees
Year Founded: 1856

What We Do

M&T Bank is a multi-state community-focused bank serving New York, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia and Washington, D.C. Founded in 1856, the company provides banking, investment, insurance and mortgage financial services to more than 3.6 million consumer, business and government clients.

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