Strategy Director / Senior Director, Innovation & Partnerships (SVP)
Treasury & Wholesale Payments
Role Overview
The Strategy Director / Senior Director, Innovation & Partnerships will play a critical enterprise-level role in defining where the business plays and how it wins across Treasury and Wholesale Payments. This leader will bring rigorous, data-driven insight to high-impact strategic decisions, identify and advance growth opportunities, and support executive leadership through clear storytelling, business cases, and execution of select initiatives.
This role sits at the intersection of strategy, innovation, partnerships, and product-led growth, partnering closely with senior leaders across Treasury, Commercial Banking, Consumer, and Capital Markets to drive revenue, fee growth, deposit capture, and differentiated client value. The position requires strong strategic judgment, commercial acumen, and the ability to translate complex analysis into actionable outcomes.
Key Responsibilities
Strategy, Market Insight & Growth
Lead market, peer, and competitive analysis to develop a clear, objective view of industry dynamics, competitive gaps, and growth opportunities across Treasury and Wholesale Payments. Deliver actionable insights to answer high-leverage strategic questions and inform leadership decisions with rigor and clarity. Define and support strategic growth opportunities including partnerships, embedded capabilities, new business models, and potential investments. Develop and evaluate business cases tied to revenue, deposits, client impact, and long-term strategic value, supporting diligence and prioritization activities.
Innovation, Partnerships & Execution
Identify, structure, and help execute partnerships and strategic initiatives that advance product capabilities and accelerate growth. Drive coordination across lines of business, including Business Banking, Consumer, Commercial, and Capital Markets, to ensure alignment and successful execution. Serve as a connector across Product, Technology, Sales, Marketing, and Operations to ensure initiatives move from concept to execution.
Product & Commercial Leadership
Act as a senior strategic partner to Product Management teams, helping shape vision, roadmap priorities, and investment decisions tied to Treasury and Payments capabilities. Support product leaders in articulating customer and business value, evaluating P&L impact, and identifying opportunities to drive profitability, fee income, and deposits. Bring a customer-centric lens to innovation, ensuring solutions are grounded in real client needs and enterprise scalability.
Executive Communication & Governance
Support executive storytelling through the development of leadership presentations, board materials, and clear success metrics tied to strategy execution. Establish and track outcomes to measure progress against strategic priorities. Influence decision-making at the senior leadership and executive level through concise, well-structured insights and recommendations.
Impact of the Role
Without this role, the organization risks diminished ability to maintain a data-driven, forward-looking strategy; reduced capacity to respond quickly to high-impact strategic questions; and slower progress on initiatives critical to fee growth, deposit capture, and long-term competitiveness. Interim coverage is not sustainable given the scope, complexity, and importance of the work.
Required Qualifications
- Extensive experience in strategy, innovation, product strategy, management consulting, or corporate development within financial services, payments, or fintech.
- Deep understanding of Treasury Management, Wholesale Payments, or adjacent banking products and business models.
- Demonstrated ability to lead market and competitive analysis and translate insights into actionable recommendations.
- Strong financial acumen with experience building business cases tied to revenue, deposits, P&L, and ROI.
- Proven ability to influence senior executives and work effectively across complex, matrixed organizations.
- Exceptional written and verbal communication skills, including executive presentations and board-level materials.
Preferred Qualifications
- Experience leading or executing strategic partnerships, embedded finance initiatives, or fintech collaborations.
- Background in digital payments, platforms, or large-scale product innovation.
- Experience working across multiple lines of business within a large financial institution.
- Advanced degree in business, economics, finance, or a related field.
Hours & Work Schedule
Hours per Week: 40+
Work Schedule: Standard business hours with flexibility based on business needs
Pay Transparency
The salary range for this position is $150,000 - $190,000 per year, plus an opportunity to earn an annual discretionary bonus. Actual pay is based on various factors including but not limited to the work location, and relevant skills and experience.
We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens’ paid time off policy exceeds the mandatory, paid sick or paid time-away policy of every local and state jurisdiction in the United States. For an overview of our benefits, visit https://jobs.citizensbank.com/benefits .
About Us
Equal Employment Opportunity
Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague’s or a dependent’s reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.
Equal Employment and Opportunity Employer
Job Applicant Data Privacy Policy
Background Check
Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information.
Citizens Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Citizens and has not been reviewed or approved by Citizens.
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Parental & Family Support — Parental leave is described as six weeks at 100% pay for all new parents, with up to 16 weeks for birthing parents. Family-building and caregiving supports include more than $25,000 in adoption assistance and up to 10 days of backup care.
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Leave & Time Off Breadth — Time off includes 11 paid holidays and up to 27 PTO days, with materials encouraging employees to use their time. This breadth is frequently positioned as a core strength of the total rewards package.
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Fair & Transparent Compensation — Pay practices are presented as equitable, with disclosures citing near-parity by gender and no gaps for people of color in similar roles. Transparency shows up in posted hourly ranges for retail roles, and some markets list banker pay at competitive levels.
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What We Do
As one of the oldest and largest financial services firms in the United States with a history dating back to 1828, we’re committed to providing solutions and expertise that support our customers, clients, colleagues, and communities in what’s next on their own unique journey. We invest in the humans who build the logic, ideas, and innovations that bring new technologies to life. Investments in AI, cloud computing, machine learning and automation provide our engineers the tools that enable us to remain competitive and win in today’s environment. At Citizens, we recognize that the journey to accomplishment is no longer linear and that individuals are made of all they have done and all they are going to do. Whether you’re considering banking with us or looking to work with us, you’ll find a customer-centric culture and a supportive, collaborative workforce at Citizens. You’re made ready and so are we. If you're ready to advance your career in technology and security, learn more about opportunity's Citizens offers here: https://jobs.citizensbank.com/digital-transformation
Why Work With Us
We empower the colleagues that power our tech. With growth & upskilling opportunities and sought-after benefits, plus a diverse culture of people and perspectives, we help our colleagues achieve career goals. Because innovation can’t happen without the minds and hearts of our people. Technology is constantly evolving, and we believe you can too.
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