This role owns key components of recurring monitoring, performs deep-dive analyses on emerging trends, and helps enhance core datasets and dashboards used by senior leadership. The Senior Associate balances speed and accuracy, applies strong data controls, and partners closely with Risk, Finance, Technology, and Business stakeholders to deliver actionable insights.
Key Responsibilities
- Own recurring portfolio monitoring (weekly/monthly) across Retail and Commercial Auto, including key trends (Dealer performance and financial health KRIs, Originations, attrition, and portfolio mix shifts, Inventory aging and utilization metrics, Concentration risks (dealer, geography, product, Audit/issue tracking and resolution themes, etc).
- Lead month-end reporting execution for leadership forums (e.g., EMR/ARC/DCS Risk Forum style readouts): produce exhibits, draft concise commentary, and highlight drivers, anomalies, and emerging risks.
- Investigate and explain anomalous trends using structured analytics (root cause, segmentation, thresholds), and provide clear recommendations/escalation points.
- Build and maintain analytical datasets / Data Marts: define requirements, partner on sourcing, document metric definitions, reconcile outputs, and support sustainable refresh processes.
- Support dashboards and technology migrations by validating logic, performing reconciliations between legacy and target environments, and monitoring results post-deployment.
- Drive consistency across Retail and Commercial reporting by aligning definitions, ensuring comparable metrics, and surfacing gaps/opportunities in coverage.
- Ensure strong data quality and controls: evidence retention, repeatable checks, documentation, and adherence to data governance and risk reporting standards.
- Support regulatory exams and audits under manager guidance by assembling data, exhibits, metric definitions, and control documentation in a timely manner.
- Mentor junior analysts informally (review outputs, share best practices, raise the bar on storytelling and quality) without direct people management responsibility.
Required Qualifications
- Bachelor’s degree in Finance, Business, Economics, Data Science, Statistics, or related field (or equivalent experience).
- Typically 4–7 years of experience in risk analytics, portfolio monitoring, reporting, or a quantitative role within financial services (auto finance experience is a plus).
- Strong working knowledge of credit/risk concepts (KRIs, concentration, trend monitoring, issue management, portfolio health indicators).
- Advanced proficiency in SQL and proficiency in Python or SAS for analysis/automation.
- Experience building and/or maintaining reporting in Tableau, Power BI, or similar visualization tools.
- Demonstrated ability to deliver under tight timelines with strong attention to detail, reconciliation discipline, and documentation habits.
- Clear communicator who can translate complex analysis into concise, executive-ready insights.
Preferred Qualifications
Experience supporting Retail and/or Commercial Auto portfolios
- Experience with data governance practices (definitions, lineage, controls) and dashboard migration/modernization work.
- Demonstrated process improvement (automation, standardization, reusable code, improved controls).
Core Skills & Competencies
- Analytical problem solving and hypothesis-driven investigation
- Strong data quality mindset (reconciliations, reasonability checks, control evidence)
- Executive-ready storytelling (drivers, implications, “so what”)
- Collaborative stakeholder management across Risk/Finance/Tech/Business
- Organized project execution and prioritization in a recurring reporting cadence
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
Skills Required
- Bachelor's degree in Finance, Business, Economics, Data Science, Statistics, or a related field, or equivalent experience
- Typically 4–7 years of experience in risk analytics, portfolio monitoring, reporting, or a quantitative role within financial services
- Strong working knowledge of credit and risk concepts, including KRIs, concentration, trend monitoring, issue management, and portfolio health indicators
- Advanced proficiency in SQL
- Proficiency in Python or SAS for analysis or automation
- Experience building or maintaining reporting in Tableau, Power BI, or similar visualization tools
- Strong attention to detail, reconciliation discipline, documentation habits, and ability to deliver under tight timelines
- Clear communication skills and ability to translate complex analysis into concise executive-ready insights
- Experience supporting Retail or Commercial Auto portfolios
- Experience with data governance practices, including definitions, lineage, and controls
- Experience with dashboard migration or modernization work
- Demonstrated process improvement through automation, standardization, reusable code, or improved controls
JPMorganChase Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about JPMorganChase and has not been reviewed or approved by JPMorganChase.
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Healthcare Strength — Medical, dental, vision, and mental-health coverage are broad, with wellness incentives, on-site or virtual care, and an EAP offering coaching and counseling. Plan materials emphasize accessible options, including multiple medical choices and tools to manage costs.
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Parental & Family Support — Paid parental leave extends up to 16 weeks for all parents, supplemented by paid Critical Caregiver Leave. Family resources include backup childcare via Bright Horizons, lactation support and milk-shipping, family-building assistance, and even a free five-month SNOO rental for newborns.
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Retirement Support — Retirement programs include a 401(k) with an annual company match and automatic pay credits for most employees, with a legacy pension available to earlier hires. An Employee Stock Purchase Plan at a 5% discount further supports long-term savings.
JPMorganChase Insights
What We Do
JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $3.7 trillion and operations worldwide. The firm is a leader in investment banking, financial services for consumers and small businesses, commercial banking, financial transaction processing, and asset management. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of consumers in the United States and many of the world’s most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands. Technology fuels every aspect of our company and is at the heart of everything we do. With over 50,000 technologists globally and an annual tech spend of $12 billion, we are dedicated to improving the design, analytics, development, coding, testing and application programming that goes into creating high quality software and new products. Learn more about technology at our firm, explore resources from our Distinguished Engineers, AI & ML researchers, and other experts; access the latest episode of our TechTrends podcast, and more at www.jpmorgan.com/technology. Information about JPMorgan Chase & Co. is available at www.jpmorganchase.com. ©2023 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase is an Equal Opportunity Employer, including Disability/Veterans.
Why Work With Us
Our technologists work on a diverse range of solutions that include strategic technology initiatives, big data, mobile, electronic payments, machine learning, cybersecurity, enterprise cloud development, and other state-of-the-art technologies.
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