At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.
Job DescriptionAre you a trade finance professional who thrives on solving complex challenges and influencing high-value client transactions?
At U.S. Bank Global Trade & Standby Services (GTSS), you'll have the opportunity to become a trusted advisor on some of the most sophisticated Standby Letter of Credit (SBLC) transactions in the industry. This is more than an operations role. It's a strategic position where your expertise helps clients achieve their business goals while guiding the bank through complex risk and documentation considerations.
As a Standby Letter of Credit Advisor, you'll collaborate with Relationship Managers, Credit, Legal, and Commercial Banking teams to structure solutions, navigate intricate agreements, and drive successful outcomes for clients across a wide range of industries.
Why Top Trade Finance Professionals Choose This Role
✅ Serve as a recognized subject matter expert on complex SBLC transactions
✅ Influence the structure and success of multimillion-dollar client deals
✅ Partner directly with senior Relationship Managers, Credit Officers, and Legal teams
✅ Work with sophisticated commercial and corporate clients nationwide
✅ Apply and deepen your expertise in ISP98, UCP600, trade finance regulations, and legal documentation
✅ Join a collaborative team where your knowledge, judgment, and ideas truly matter
✅ Build a rewarding career with a company committed to growth, innovation, and exceptional client service
What You'll Do
As a trusted advisor, you will:
Consult on complex standby letter of credit transactions, including issuances, amendments, and unique structuring scenarios.
Review and interpret credit agreements, reimbursement agreements, and legal documentation.
Partner with Relationship Managers, Credit, and Legal teams to evaluate risk and develop effective client solutions.
Provide expert guidance on non-standard, high-profile, and time-sensitive client requests.
Support new client onboarding and complex relationship implementations.
Help clients confidently navigate the SBLC process from structuring through execution.
Balance strong risk management practices with business growth objectives and client needs.
Who Will Thrive Here
You're a trade finance expert who enjoys serving as the go-to resource for complex situations. You bring strong technical knowledge, sound judgment, and the ability to influence partners across the organization.
You are energized by:
Solving challenging client problems
Navigating complex documentation and legal agreements
Building trusted relationships with internal and external partners
Advising rather than processing
Working on high-value, high-visibility transactions
Location & Schedule
📍 Charlotte, NC | St. Paul, MN | Portland, OR
🏢 Requiring three or more days onsite each week
🕘 Monday through Friday | 8:00 a.m. to 5:00 p.m. local time
Basic Qualifications
High school diploma or equivalent
Eight or more years of relevant work experience
Preferred Skills/Experience
Extensive experience with standby letters of credit and complex transaction structuring
Strong knowledge of ISP98, UCP600, and industry trade finance practices
Deep understanding of credit agreements, reimbursement agreements, and related legal documentation
Exceptional communication skills with the ability to simplify complex concepts for diverse audiences
Proven success delivering outstanding client service in a fast-paced environment
Strong risk assessment and problem-solving capabilities
Demonstrated ability to influence decisions and build consensus across multiple stakeholders
Location Expectations
This role requires working from a U.S. Bank location three (3) or more days per week.
If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.
Benefits:
Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:
Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Review our full benefits available by employment status here.
U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.
E-Verify
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $86,360.00 - $101,600.00U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.
Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.
Posting may be closed earlier due to high volume of applicants.
Skills Required
- High school diploma or equivalent
- Eight or more years of relevant work experience
- Extensive experience in standby letters of credit and complex deal structuring
- Strong knowledge of standby letter of credit rules including ISP98 and UCP600
- Deep understanding of credit agreements, reimbursement agreements, and related legal documentation
- Exceptional verbal and written communication skills
- Proven ability to deliver high level of customer service in a fast-paced environment
- Strong risk awareness and ability to provide sound recommendations in complex or time-sensitive situations
- Ability to influence and guide partners without direct authority
US Bank Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about US Bank and has not been reviewed or approved by US Bank.
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Retirement Support — The package pairs a pension with a matched 401(k), strengthening long‑term financial security. Retirement programs and other financial safeguards are presented as comprehensive.
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Leave & Time Off Breadth — Paid vacation, sick time, numerous holidays, and dedicated volunteer hours provide meaningful time away. Additional time off with tenure and options to expand PTO bolster flexibility.
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Healthcare Strength — Medical, dental, and vision coverage with HSA/FSA options and wellness resources are described as robust. Health insurance is characterized as top‑notch in multiple descriptions.
US Bank Insights
What We Do
We believe in putting people first, and our dedication to making ethical decisions and doing the right thing is at the heart of what we do. We're proud to be named by Ethisphere as a 2018 World's Most Ethical Company.
