Staff SW Engineer

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Visa’s Technology Organization is a community of problem solvers and innovators reshaping the future of commerce.   We operate the world’s most sophisticated processing networks capable of handling more than 65k secure transactions a second across 80M merchants, 15k Financial Institutions, and billions of everyday people.   While working with us you’ll get to work on complex distributed systems and solve massive scale problems centered on new payment flows, business and data solutions, cyber security, and B2C platforms.     

The Opportunity: 

We are looking for Versatile, curious, and energetic Software Engineers who embrace solving complex challenges on a global scale.  As a Visa Software Engineer, you will be an integral part of a multi-functional development team inventing, designing, building, and testing software products that reach a truly global customer base. While building components of powerful payment technology, you will get to see your efforts shaping the digital future of monetary transactions.   

The Work itself: 

• Design code and systems that touch 40% of the world population while influencing Visa’s internal standards for scalability, security, and reusability 

• Collaborates with stakeholders on project requirements, incorporates feedback, guides juniors, verifies assumptions, escalates design issues, clarifies timelines, understands team's solutions, and communicates potential risks.

• Designs product components following guidance, refines code plans, contributes to design documentation, and understands non-functional requirements using provided designs.

• Participates in project estimation, escalates potential delays, and collaborates with team members for solution delivery.

• Mentors others, develops maintainable code for a product, applies coding and security best practices, uses debugging tools for issue prevention, participates in code reviews, screens for coding patterns, and addresses pull requests requiring technical knowledge.

• Leads and mentors in creating reusable code, applies metrics for code quality, ensures code security, uses debugging tools, identifies automation opportunities, leads code reviews, applies best practices in code review, and handles complex pull requests requiring technical knowledge.

• Creates complex test plans to identify and resolve defects, prioritizes necessary tests, identifies test gaps and risks, proactively identifies and contains software defects, and summarizes findings from testing teams to share with stakeholders.

• Leverages software developer tools for code maintenance, identifies useful tools for product creation, stays aware of tools outside areas of expertise, and invests in staying current with training resources to improve product performance.

• Builds and enhances developer tools to support code creation and maintenance, identifies useful tools for product creation, seeks new knowledge on trends and technical solutions to improve product performance, and recommends resources to other engineers.

Essential Functions:

• Demonstrates relevant technical working knowledge to understand requirements.

• Identifies and contributes to the development and solution strategies to team members that improve the design and functionality of interface features across one or more project features, under minimal guidance.

• Applies standard processes on the use of programming languages (e.g. HTML, C++, Java) to write code that fulfills website modification requests and technical requirements. 

• Collaborates with others to support the piloting of new technology capabilities and features that enhance the user website experience across e-commerce products.

• Analyzes bugs for simple issues and applies debugging tools to verify assumptions.

The Skills You Bring:

• Energy and Experience: A growth mindset that is curious and passionate about technologies and enjoys challenging projects on a global scale

• Challenge the Status Quo: Comfort in pushing the boundaries, ‘hacking’ beyond traditional solutions

• Language Expertise: Expertise in one or more general development languages (e.g., Java, C#, C++)

• Builder: Experience building and deploying modern services and web applications with quality and scalability

• Learner: Constant drive to learn new technologies such as Angular, React, Kubernetes, Docker, etc.

• Partnership: Experience collaborating with Product, Test, Dev-ops, and Agile/Scrum teams

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Basic Qualifications

• •5+ years of relevant work experience with a Bachelor’s Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD, OR 8+ years of relevant work experience.

Preferred Qualifications

• •6 or more years of work experience with a Bachelors Degree or 4 or more years of relevant experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or up to 3 years of relevant experience with a PhD
• Track records of delivering scalable applications.
• In-depth knowledge in web services standards and related technologies, REST API, Microservices, Containers.
• Solid understanding of database technologies including SQL, JPA.
• Front-End: Knowledge of and ability to develop front-end code (e.g., HTML, CSS, JavaScript/TypeScript) in support of product development. This includes the extension of capabilities of solutions or products.
• User Interface Design: Knowledge of user interface design, which is the interaction where users and computers interact. This includes an understanding of how to provide an optimal industrial design experience through User Interface (UI) and User Experience (UX) Design. 
• Back-end: Knowledge of and ability to develop back-end (e.g., Javascript for NodeJS, Python, Java) code in support of solution and product development. This includes the extension of capabilities of solutions and products. 
• API (Application Program Interfaces) Generation: The ability to develop and utilize Application Program Interfaces (APIs), a set of routines, protocols, and tools for building software applications that specify how software components should interact and are used when programming graphical user interface (GUI) components. An API may be for a web-based system, operating system, database system, computer hardware, or software library. 
• AI/ML Experience: Knowledge and working experience with building applications or solutions using AI/ML e.g. use of Supervised/Unsupervised Learning, Deep Learning, Large Language Models (LLMs) to solve hard problems, using GenAI (like OpenAI based APIs) to build Chatbots and AI Agents. 
• Experience on application development on Linux is required.
• Experience in applying modern Agile Software Development practices is required. 
• Experience with database technologies like MySQL, SQL Server, MongoDB. 
• Knowledge and working experience on Git/Stash, Ant, Maven, Jenkins, CI/CD and Jira. 
• Be equally passionate about technology and solving large-scale complex business problems. 
• Be an established self-starter who possesses a relentless drive to initiate change, raise the technical bar and deliver results. 
• Have expert knowledge of professional software engineering practices and best practices for the full software development life cycle. 
• Be equally content prototyping and tinkering with new applications as well operating within the rigor of making solutions production-ready. 
• Have excellent interpersonal skills and enjoy working in a highly iterative, agile and collaborative team environment

Work Hours: Varies upon the needs of the department.

Travel Requirements: This position requires travel 5-10% of the time.

Mental/Physical Requirements: This position will be performed in an office setting.  The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer.  Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status.  Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 124,700.00 to 180,650.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.