Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.
Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.
As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.
More about our mission and what we offer.
Job DescriptionWe're looking for an experienced Senior Product Engineer to join the Servicing Platform Squad / Risk Assessment Group. You'll be instrumental in building the core Risk Triggering API and its underlying platform, which is critical for real-time transaction and user behavior risk assessment.
This role sits at the intersection of Product and Financial Crime (FinCrime) teams, offering a unique opportunity to gain deep expertise in both fast-paced product development and the stringent requirements of financial security and compliance.
You will be the driving force behind the platform's reliability and integrity, focusing on:
API Excellence: Defining and owning the API contracts in close collaboration with Product and FinCrime teams.
Data Integrity: Establishing best practices for Data Quality, Data Lineage, and Data Governance within the risk assessment pipeline.
Scalable Solutions: Designing and implementing robust solutions that can be quickly understood and scaled across multiple distinct risk domains and products.
Problem-Solving: Diving into complex domain problems, identifying the root causes, and proposing elegant, scalable engineering solutions.
What will you be working on?
You will join the team at a pivotal moment, with your contributions being immediately visible and critical to the success of the entire Risk Assessment platform.
The core challenge for the team—and your immediate focus—is to fundamentally re-engineer the current integration between our Product and Financial Crime (FinCrime) domains.
Your immediate impact will be to:
Define the Future Architecture: Lead the design and implementation of robust, scalable abstractions that satisfy the needs of both fast-moving Product teams and compliance-critical FinCrime teams.
Establish Integrity: Set the engineering standard for data quality, lineage, and API contracts from day one, building a foundation of reliability.
Solve the Abstraction Problem: Build the Risk Triggering API that cleanly separates the business logic of risk assessment from underlying systems, moving the organization away from tight, brittle coupling.
Accelerate Delivery: Directly enable faster, safer feature development for Product while significantly strengthening the defensive posture of the FinCrime Group.
In short, you will be designing the core contract that governs how the company assesses and manages financial risk for years to come.
QualificationsWhat do you need?
We are fully aware that it is uncommon for a candidate to have all skills required and we fully support everyone in learning new skills with us. So if you have some of those listed below and are eager to learn more we do want to hear from you!
A strong product mindset and passion for user experience, you prioritise work with the customers in mind and make data-driven decisions to fix customer pain-points
Great communication skills and the ability to articulate complex, technical concepts to non-technical audience
You enjoy writing testable code and believe in Test Driven Development
You believe in and follow best coding practices, code reviews and open feedback
Experience with Distributed and Concurrent Systems
Hands on knowledge of system integration patterns
A proven track record as a senior software engineer.
Strong experience building and maintaining production APIs (preferably high-throughput, low-latency systems).
A solid understanding of data management concepts, including lineage, quality, and governance.
Interested? Find out more:
How we work – a practical guide
DEI @ Wise
Wise Tech Stack (2025 update)
Our Engineering career map
Scaling our Infrastructure; how we make it work
Wise Engineering – https://medium.com/wise-engineering
For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.
We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.
If you want to find out more about what it's like to work at Wise visit Wise.Jobs.
Keep up to date with life at Wise by following us on LinkedIn and Instagram.
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What the Team is Saying
What We Do
We’re making a positive, irreversible change in the world of finance. Together.
People on every continent around the world are choosing Wise to help them live, travel and work internationally. We’re the fairest, easiest way to send money overseas.
Built by and for people who live global lives, we make sending money abroad up to 8 times cheaper than the bank. This is money without borders - instant, convenient, transparent and eventually free.
For our customers, using Wise is as simple as sending money from A to B, but behind our app and website is a complex engine of currencies and routes, that’s being designed, built and powered by our talented teams in cities around the world.
We’re just at the beginning of our story and we’re growing at an incredible pace. We won’t stop until anyone, anywhere can send, spend and receive money wherever they are, whatever they’re doing. There’s still heaps to do and we can’t do it alone.
Why Work With Us
We are a mission-driven company, looking to change banking for the better. Current banking systems don’t let us send, spend or receive money across borders easily. Or quickly. Or cheaply. So, we’re building a new one. If you're looking for an autonomous work environment, where you'll face cool challenges, learn and grow, you'll like working at Wise
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Employees engage in a combination of remote and on-site work.
Here at Wise we have a hybrid working model – a mix of working from home and from the office. Wisers can also work remotely for 90 days a year. By ‘remote’ we don’t just mean from home, but from wherever in the world you choose to!
