Staff Software Engineer, Payment Systems

Posted 2 Days Ago
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San Francisco, CA, USA
In-Office
Expert/Leader
Payments • Software
The Role
Lead technical strategy and quality practices across Stripe’s Payment Intelligence portfolio. Build scalable, high-performance software spanning infrastructure, APIs, frontend, and ML-adjacent systems. Partner with product, design, ML teams, and major merchants to deliver payment intelligence products involving fraud detection, optimization, disputes, authentication, and analytics. The role requires hands-on technical leadership across distributed systems, user-facing products, and cross-functional initiatives.
Summary Generated by Built In
Who we areAbout Stripe

Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world’s largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone’s reach while doing the most important work of your career.

About the team

Payment Intelligence is comprised of multiple product teams building AI-first solutions to some of our customers’ biggest challenges, including fraud/abuse (Radar), payment optimizations (AuthBoost), Disputes, Authentication, and merchant analytics. We’re a mix of machine engineering engineers and full-stack software engineers impacting ~every Stripe transaction, creating revenue opportunities for Stripe and our customers, and helping protect the broader ecosystem.

We have the benefit and privilege of working on cutting edge technologies with incredible scale and reach while also working directly with our merchants every day to build the right products for their needs.

What you'll do

As a Staff Engineer on Payment Intelligence, you’ll work across our product portfolio to ensure we’re building in a consistent, efficient, and effective manner. Experience with large, distributed systems on the critical path will help candidates succeed, as will comfort working across the stack and interacting with ML teams and models. 

Responsibilities
  • Define technical strategy for multiple experiences across the Payment Intelligence portfolio, with a focus on quality and performance
  • Champion a quality-first engineering culture - establish standards, tooling, and processes that make it easy to ship high-quality code at scale
  • Partner with some of Stripe’s largest merchants to co-build the future of payment-centric intelligence
  • Partner cross-functionally with product, design, and ML colleagues to ship the very best software possible
  • Work across the stack - contributing to infrastructure and foundational systems, but also FE, API, and ML-adjacent work.
Minimum requirements
  • 10+ years of software engineering experience, including 5+ years of experience in a strategic technical leadership role
  • Experience leading engineering team(s) working on Distributed systems, API design, and user facing products
  • Proven track record of delivering pragmatic solutions that accelerate business growth
  • Ability to drive projects at a high-level while also being hands on and contributing directly to technical solutions as necessary
  • Effective communication skills and a proven ability to work cross-team, cross-org, and cross-functionally.
Preferred qualifications
  • Experience with payments systems and/or fraud detection
  • Familiarity with ML systems in production: model serving, training pipelines, observability, and evaluation
  • Prior experience with 0-1 product builds: you've started with a blank page and ended with a production system, and you have clear opinions about what makes that process go well or poorly
  • Experience across a range of software languages and frameworks; our stack includes Java, Ruby, Python, TypeScript, Kafka, Flyte, Airflow, and Mongo.
  • Experience navigating ambiguity in a fast-moving organization - you can make confident technical decisions with incomplete information and update gracefully when new constraints emerge


Skills Required

  • 10+ years of software engineering experience
  • 5+ years of experience in a strategic technical leadership role
  • Experience leading engineering teams working on distributed systems, API design, and user-facing products
  • Proven track record of delivering pragmatic solutions that accelerate business growth
  • Ability to drive projects at a high level while contributing directly to technical solutions
  • Effective communication skills and ability to work cross-team, cross-organization, and cross-functionally
  • Experience with payments systems and/or fraud detection
  • Familiarity with machine learning systems in production, including model serving, training pipelines, observability, and evaluation
  • Prior experience building products from 0 to 1
  • Experience across software languages and frameworks including Java, Ruby, Python, TypeScript, Kafka, Flyte, Airflow, and Mongo
  • Experience navigating ambiguity in a fast-moving organization

Stripe Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Stripe and has not been reviewed or approved by Stripe.

  • Healthcare Strength Healthcare is described as comprehensive, including medical, dental, vision, EAP, and mental‑health support such as therapy sessions; wellness resources are consistently highlighted across materials. Coverage breadth and depth are repeatedly positioned as a core strength.
  • Parental & Family Support Paid parental leave for birthing and non‑birthing parents, fertility benefits, and adoption assistance are emphasized, making family support a standout element. Feedback suggests these programs compare favorably to common tech benchmarks.
  • Wellbeing & Lifestyle Benefits Wellness stipends, gym reimbursement, and onsite meals/snacks (where available) are commonly offered, with flexible lifestyle funds supporting varied needs globally. Education stipends and similar perks further bolster day‑to‑day wellbeing.

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The Company
HQ: San Francisco, CA
5,360 Employees
Year Founded: 2010

What We Do

Stripe is a technology company that builds economic infrastructure for the internet. Businesses of every size—from new startups to public companies like Salesforce and Facebook—use the company’s software to accept online payments and run technically sophisticated financial operations in more than 100 countries. Stripe helps new companies get started and grow their revenues, and established businesses accelerate into new markets and launch new business models. Over the long term, Stripe aims to increase the GDP of the internet.

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