Staff Software Engineer, Digital Identity

Sorry, this job was removed at 06:11 p.m. (CST) on Tuesday, Sep 23, 2025
Easy Apply
Seattle, WA
Hybrid
Fintech • Mobile • Software • Financial Services
SoFi’s mission is to help people reach financial independence to realize their ambitions.
The Role

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Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

What You'll Need: 6+ years of experience of working on highly scalable and available systems Proficiency with Java / Kotlin Proficiency in Spring, Kubernetes & SQL Proven track record of working on scaling highly available, mission-critical systems with a SOA architecture Experience leading and mentoring teams, and working on multi-quarter projects Knowledge of REST API, design patterns, and scalable containerized systems and microservices. Growth mindset and a deep passion to improve customer experience*Hybrid role - in Seattle office 1x per week 

The Role:

Do you dream of building the intelligent identity backbone of a modern financial platform? Are you passionate about creating systems that truly understand who customers are and deliver personalized experiences at scale? If so, we want you on our team!

We are seeking a passionate and experienced Staff Software Engineer to join our Digital Identity team. As a key member, you'll help architect and build the systems that answer two fundamental questions for every customer interaction: "Who is this person?" and "What are they entitled to?"You'll work on building our true person identification systems, expanding our customer data model to support complex relationships, and developing intelligent personalization capabilities that power trusted financial experiences across SoFi's ecosystem. The ideal candidate is forward-thinking and hands-on, demonstrates exceptional ownership, is intellectually curious, dives below the surface to identify root causes, and is an outstanding mentor and leader. 

The Team You Will Join

The Digital Identity group was formed last year to be the single threaded owner of all customer identity data. We focus on collecting, protecting, and distributing the critical data that enables SoFi to recognize and support customers as they move through digital product experiences. We work with some of our customer's most sensitive data, and we take privacy and security very seriously, moving towards a zero-trust architecture.

What You’ll Do:

  • Architect & Build: Drive and contribute to the design and implementation of scalable, secure and efficient entitlement, permission and authorization management systems
  • Own your systems: Operate with a high degree of independence and autonomy to solve ambiguous problems, as well as take ownership of your work, from design to deployment, and be a champion for operational excellence
  • Collaborate Effectively: Partner with project leads, product managers as well as other software developers to translate business requirements into technical solutions
  • Mentor & Lead: Participate in shaping the long-term architecture and vision for the team. Support the professional development of other team members.
  • Wear Multiple Hats: Participate in the entire product lifecycle, implement new functionality, architect new systems, squash bugs, maintain the health and documentation of the code; and continuously grow as an engineer

What You’ll Need:

  • 6+ years of experience of working on highly scalable and available systems
  • Proficiency with Java / Kotlin
  • Proficiency in Spring, Kubernetes & SQL 
  • Proven track record of working on scaling highly available, mission-critical systems with a SOA architecture 
  • Experience leading and mentoring teams, and working on multi-quarter projects
  • Knowledge of REST API, design patterns, and scalable containerized systems and microservices
  • Growth mindset and a deep passion to improve customer experience!

Nice to Have:

  • Experience with designing, implementing, and maintaining identity technologies such as FGA, OPA, Zanzibar etc.
  • Experience with Snowflake, Datadog as well as infrastructure as code tools (e.g., Terraform, Ansible)

What we offer:

  • Work in the heart of the FinTech revolution, making a real difference in the financial lives of millions.
  • The opportunity to be a founding member of a new squad working on multiple challenging and impactful projects that will shape the future of SoFi.
  • A collaborative and supportive work environment where you can learn and grow from talented engineers.
  • Competitive salary and benefits package.
  • Be part of a company that values innovation and empowers its employees.

If you are excited about building tier-0 foundational services from scratch, we encourage you to apply!

Compensation and Benefits
The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location. 
 
To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!
SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.The Company hires the best qualified candidate for the job, without regard to protected characteristics.Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.New York applicants: Notice of Employee RightsSoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.
Internal Employees
If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

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The Company
HQ: San Francisco, CA
4,500 Employees
Year Founded: 2011

What We Do

SoFi wasn’t built to be a bank. Or a technology company. We were built for one mission: help people achieve financial independence so they can realize their ambitions.

Redefining an entire industry isn’t easy work—and it’s not for the faint of heart. It takes a certain kind of team. People with diverse perspectives and expertise, united by a common sense of purpose. People willing to challenge assumptions but always do the right thing. People proving that innovation and responsibility don’t have to compete, but can come together to create something truly unconventional in the world.

For the last eight years, we’ve been charting this new path forward. We call it The SoFi Way.
At SoFi, we don’t just talk about culture: we live it. The SoFi Way is how we show up every day, how we make decisions, and how we build for our members, clients, and each other.

Why Work With Us

Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation Fintech company using innovative, mobile-first technology to help our members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront.

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Employees engage in a combination of remote and on-site work.

For the majority of our workforce who work on a hybrid schedule, the in-office requirement is a handful of days per month!

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