Staff Software Engineer, Backend - Platform (Payment Rails)

Reposted 2 Hours Ago
Easy Apply
Hiring Remotely in USA
Remote
218K-257K Annually
Senior level
Artificial Intelligence • Blockchain • Fintech • Financial Services • Cryptocurrency • NFT • Web3
Coinbase is on a mission to increase economic freedom for more than 1 billion people.
The Role
The role involves owning the architecture and technical direction of Payment Rails infrastructure, designing high-reliability systems for global payment processing, and leading cross-functional collaborations to create efficient, compliant solutions. Responsibilities also include mentoring team members and enhancing operational excellence through AI-driven improvements.
Summary Generated by Built In

Ready to do the most impactful work of your career? At Coinbase, we are uncompromising on our mission to increase economic freedom. The bar is high, the environment is intense, and we like it that way. This isn't a place for complacency, it’s a place to be pushed past your perceived limits. If you're ready to build the future of finance alongside people who refuse to settle for "good enough," you belong here. Coinbase is a remote-first, but not remote-only company. Expect to get together quarterly for intense in-person working sessions called “surges.” learn more about working at Coinbase.

We're hiring a Staff Software Engineer to join the Payment Rails team within the Platform organization. Payment Rails is Coinbase's gateway between the fiat and crypto economy, operating a network of payment integrations and routing that power fiat on- and off-ramps for individual and institutional customers, moving hundreds of billions of dollars in transaction volume each year. You'll shape the architecture and technical direction of this network, designing and scaling systems that ensure every payment is reliable, efficient, and correct across an expanding set of markets, partners, and payment methods.

What you'll do:

  • Own the technical strategy, architecture, and roadmap for scaling Payment Rails' network of partner integrations and routing, enabling more customers to participate in the crypto economy across more markets and payment options.
  • Build complex distributed systems that process high-volume, high-reliability payment traffic, designing for fault isolation, graceful degradation, strong observability, and clear SLOs for Tier-0/Tier-1 services.
  • Drive an AI-first approach to engineering workflows by identifying where AI-powered tools can accelerate development, improve code quality, and enhance operational efficiency across the team and broader engineering org.
  • Partner cross-functionally with Product, Risk, Compliance, and Operations to translate ambiguous business requirements into well-scoped technical solutions that balance speed, safety, and regulatory requirements.
  • Lead high-stakes scaling initiatives, anticipating bottlenecks before they occur and driving proactive, systematic improvements to how Coinbase moves money.
  • Strengthen the engineering bar across Payment Rails and adjacent orgs by establishing paved roads, design patterns, and best practices, and by mentoring engineers through design reviews and coding standards.

Required Skills and Experience:

  • 8+ years of experience in software engineering, including experience building payment systems, financial infrastructure, or high-volume transactional systems.
  • Demonstrated track record of architecting fault-tolerant, highly reliable distributed systems at scale that handle billions of dollars in transaction volume.
  • Led efforts to turn fragmented services and bespoke integrations into coherent, reusable platforms (e.g., shared frameworks, unified APIs, multi-tenant architectures).
  • Proven ownership of production reliability, including leading high-severity incident response and driving systemic improvements from postmortems across multiple teams or domains.
  • History of influencing across teams and organizations without direct authority, driving consensus on high-impact technical decisions, and representing your area in org-level forums.
  • Utilizes generative AI responsibly, maintaining human oversight to deliver business-ready outputs and drive measurable improvements in workflow efficiency, cost, and quality.

Job #: P76350

Pay Transparency Notice: Base salary varies by location (see range below). Total compensation may also include equity and bonus eligibility, and benefits (medical, dental, vision, 401(k)). 


Annual base salary range (excluding equity and bonus):
$218,025$256,500 USD

Please be advised that each candidate may submit a maximum of four applications within any 30-day period. We encourage you to carefully evaluate how your skills and interests align with Coinbase's roles before applying.

Commitment to Equal Opportunity

Coinbase is proud to be an Equal Opportunity Employer.  All qualified applicants will receive consideration for employment without regard to race, color, religion, creed, gender, national origin, age, disability, veteran status, sex, gender expression or identity, sexual orientation or any other basis protected by applicable law. Coinbase will also consider for employment qualified applicants with criminal histories in a manner consistent with applicable federal, state and local law.  For US applicants, you may view the Employee Rights and the Know Your Rights notices by clicking on their corresponding links. Additionally, Coinbase participates in the E-Verify program in certain locations, as required by law. 

Coinbase is also committed to providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please contact us at accommodations[at]coinbase.com to let us know the nature of your request and your contact information.   For quick access to screen reading technology compatible with this site click here to download a free compatible screen reader (free step by step tutorial can be found here).

Global Data Privacy Notice for Job Candidates and Applicants

Depending on your location, the General Data Protection Regulation (GDPR) and California Consumer Privacy Act (CCPA) may regulate the way we manage the data of job applicants. Our full notice outlining how data will be processed as part of the application procedure for applicable locations is available here. By submitting your application, you are agreeing to our use and processing of your data as required. For US applicants only, by submitting your application you are agreeing to arbitration of disputes as outlined here.    

AI Disclosure

For select roles, Coinbase is piloting an AI tool based on machine learning technologies to conduct initial screening interviews to qualified applicants. The tool simulates realistic interview scenarios and engages in dynamic conversation. A human recruiter will review your interview responses, provided in the form of a voice recording and/or transcript, to assess them against the qualifications and characteristics outlined in the job description.  

For select roles, Coinbase is also piloting an AI interview intelligence platform to transcribe and summarize interview notes, allowing our interviewers to fully focus on you as the candidate. 

The above pilots are for testing purposes and Coinbase will not use AI to make decisions impacting employment. To request a reasonable accommodation due to disability, please contact accommodations[at]coinbase.com

Skills Required

  • 8+ years of experience in software engineering
  • Experience building payment systems or high-volume transactional systems
  • Track record of architecting highly reliable distributed systems
  • Experience owning production reliability
  • History of influencing across teams
  • Ability to use generative AI tools in workflows

What the Team is Saying

Jona Frank
Wes Janisen
Sofia Sieminski
Philip Temitayo
Varsha Mahadevan

Coinbase Compensation & Benefits Highlights

How does Coinbase ensure its pay and bonus plans are competitive?

Coinbase uses a market-driven, pay-for-performance approach to keep pay and bonus plans competitive. Coinbase regularly benchmarks roles against leading technology and fintech companies using external market data and reviews its compensation programs on a recurring basis to ensure salary, bonus, and equity remain aligned with the broader market and business goals. Annual bonus and equity programs are tied to both company results and individual impact, so when Coinbase and its people perform, total rewards reflect that performance.

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The Company
4,700 Employees
Year Founded: 2012

What We Do

Crypto creates economic freedom by ensuring that people can participate fairly in the economy, and Coinbase (NASDAQ: COIN) is on a mission to increase economic freedom for more than 1 billion people. We’re updating the century-old financial system by providing a trusted platform that makes it easy for people and institutions to engage with crypto assets, including trading, staking, safekeeping, spending, and fast, free global transfers. We also provide critical infrastructure for onchain activity and support builders who share our vision that onchain is the new online. And together with the crypto community, we advocate for responsible rules to make the benefits of crypto available around the world.

Why Work With Us

We have the opportunity to accelerate the pace of innovation in the world by building an open financial system. Our vision is to create more economic freedom in the world, to help people control their own wealth, start companies, have financial privacy, and participate in the global economy. And to get us there, we focus, build and move as a team.

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Coinbase Teams

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What It’s Like to Work on Coinbase’s Consumer Engineering Team Building the “Everything Exchange”
About our Teams

Coinbase Offices

Remote Workspace

Employees work remotely.

Coinbase is remote-first, which enables us to innovate, build and move quickly. Our teams are able to work effectively from around the globe with time for in-person offsites and team meetups to enhance collaboration and connection.

Typical time on-site: None
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