Nium is looking for a Product Lead, Payments to build and scale our global payments products. This is a senior role for someone who understands how money moves and has experience solving complex payment challenges for businesses, financial institutions, fintechs, and enterprise platforms.
You’ll own payment products and capabilities end-to-end — from identifying customer and market opportunities through strategy, delivery, launch, and commercial performance. Your work spans payment rails, pay-ins and payouts, bank and network integrations, processing, reconciliation, settlement, and the developer-facing layer that sits on top.
With Nium’s US license, you’ll also have the opportunity to build products and payment capabilities in the US domestic market — ACH, RTP, FedNow — layered on top of our global cross-border network. Most payments PMs never get to build a market from scratch. This role does.
The customers driving the most demanding payment requirements today are AI-native companies, autonomous platforms, and developer-first businesses — where payments are triggered by agents, executed at machine speed, and need to work without a human in the loop. You’ll build for that future alongside the enterprise clients we already serve globally.
Based in San Francisco, you’ll work closely with Nium’s commercial and executive leadership while partnering with product and engineering teams across the globe.
What You'll Own
- Own the strategy, roadmap, development, launch, and commercial performance of B2B payment products and capabilities.
- Identify customer, market, and infrastructure opportunities and translate them into scalable payment solutions — spanning global corridors and US domestic rails.
- Define how Nium builds products for AI-native and agentic customers: programmable disbursements, API-native payment flows, and capabilities designed to operate without a human in the loop.
- Partner with commercial teams and customers to identify where Nium should invest and why.
- Build business cases across pricing, payment economics, network reach, operational complexity, and regulatory requirements.
- Drive launches, adoption, growth, and commercial outcomes — not just delivery.
- Partner across Engineering, Sales, Partnerships, Operations, Treasury, Compliance, and Risk.
- Communicate strategy, trade-offs, and performance clearly to executive stakeholders.
What We're Looking For
- 7+ Years of product management experience, including meaningful experience building B2B or enterprise payment products.
- Experience across cross-border payments, pay-ins/payouts, ACH/A2A, real-time payments, payment APIs, bank integrations, reconciliation, or settlement.
- Strong commercial mindset: pricing, product economics, market opportunity, and revenue.
- Technical fluency with APIs, payment flows, integrations, and complex systems.
- Demonstrated ability to operate autonomously and drive outcomes in ambiguous, fast-moving environments.
- Experience working with globally distributed product and engineering teams.
- Strong communication and stakeholder-management skills, including executive-level comfort.
How You'll Work
High agency. You develop a point of view, make decisions, and drive work forward without waiting for perfect information.
Commercially minded. You think beyond building the product to demand, pricing, adoption, economics, and growth.
Technically curious. You go beneath the surface — APIs, transaction flows, integrations, and the constraints that make payments hard.
Built for the agentic economy. The most important payment problems ahead involve AI agents and autonomous systems moving money programmatically at scale. You understand what products and APIs need to look like to support that — and you use AI tools yourself to think faster and close the gap between insight and execution.
Globally collaborative. Based in San Francisco, working across product and engineering teams worldwide.
What Will Make You Stand Out
- Experience building payment products for AI companies, developer-first platforms, or technology businesses where payments are embedded in the product.
- Experience launching payment products in new markets or establishing new banking and rail partnerships.
- Direct ownership of commercial outcomes: adoption, revenue, or unit economics.
- Experience working with banks, payment networks, processors, or payment infrastructure partners.
Why Nium
This is an opportunity to work at the intersection of global payments, product strategy, technology, and commercial growth — with the added dimension of building US-domestic payment products at a moment when Nium’s licensing gives us the ability to do it directly.
The companies shaping what payments look like next — AI platforms, autonomous agents, global enterprises — need payment capabilities that move at their speed. You’ll build them. Significant autonomy, direct exposure to senior leadership, and problems that are genuinely hard to solve.
Skills Required
- 8+ years experience in Product Management, Technical Product Management, Payments Infrastructure, Fintech Infrastructure, Banking Infrastructure, or related fields
- Deep understanding of money movement, account-to-account payments, settlement, returns, reconciliation, risk, compliance, and payment partner ecosystems
- Experience building API-first products, platform products, or technically complex B2B financial infrastructure products
- Proven ability to work with technical artifacts: APIs, orchestration services, partner integrations, transaction states, logs, code, tickets, and documentation
- Experience partnering with enterprise customers, Sales, Solutions/SE, Engineering, Risk, Compliance, Operations, and Support teams
- Experience developing GTM strategy, ICP, positioning, pricing inputs, and go-to-market execution for payments products
- Strong ownership mentality, excellent written communication skills, and comfort operating in fast-moving, ambiguous environments
- Experience improving support and exception management workflows (failed payments, returns, reconciliation gaps, mandate issues) and identifying automation opportunities
Nium Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Nium and has not been reviewed or approved by Nium.
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Fair & Transparent Compensation — Pay is considered market-competitive in certain tech and sales roles and higher‑paying geographies, with upside evident for specific functions and seniority. Signals of strong totals in U.S. engineering/product and top‑end sales support a generally favorable footing.
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Healthcare Strength — Company materials and external listings describe comprehensive health coverage and 24×7 assistance support aligned with a modern fintech package. These elements are positioned as core parts of the global offering.
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Leave & Time Off Breadth — Generous parental leave, standard PTO, and a company‑wide year‑end shutdown expand time‑off support beyond basics. Public career materials and job ads consistently reference these components.
Nium Insights
What We Do
Nium is an advanced payments platform redefining the way consumers and businesses send, spend, and receive funds across borders. Nium’s goal is to make the movement of money seamless through being a universal plug for financial services. The company uses agile, elegant, and modular solutions for complex business problems. Be it an Individual, new-age digital bank, or a traditional industry behemoth, Nium prides itself on creating financial infrastructure for every level of sophistication. Nium’s key solutions: • Pay-ins • Pay-outs • Card issuance • Banking-as-a-service • Crypto-as-a-service We are a global leader in B2B modern money movement • Launched the world’s first global platform for crypto-as-a-service • $280M Funding • Series D • $2B Valuation o 130+M End customers o 190+ Payout markets o 100+ Supported currencies • Named on CB Insight’s Fintech 250 List • Financial Times’ List of Asia-Pacific High-Growth Companies 2021 • Fintech Employer of the Year’ at the 2021 Singapore Fintech Festival • Best B2B Payment Platform’ at the 2021 Future Digital Awards
Why Work With Us
We, at Nium, are on a mission to transform modern money movement. We are driven by our co-created values of "seek the simple", "make it better" and "win it together". These aren't just buzzwords; they're how we do business every day and owned by each and every employee at Nium. We create new rules and new possibilities for a world of open money.
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