Nium Jobs

Staff Product Manager - Card Issuance

Nium

Staff Product Manager - Card Issuance

Posted Yesterday

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San Francisco, CA, USA

Hybrid

164K-205K Annually

Senior level

Blockchain • Fintech • Payments • Cryptocurrency

The Role

Lead end-to-end product for Nium's B2B card issuance segment: define strategy and roadmap, write API specs, drive integrations with schemes and processors, design stablecoin-to-card settlement and AI-enabled workflows, engage stakeholders and clients, and monitor card KPIs to scale international card programs.

Summary Generated by Built In

Nium, Global Leader in Payments

Nium, the global leader in real-time, cross-border payments, was founded on the mission to deliver the global payments infrastructure of tomorrow, today. With the onset of the global economy, its payments infrastructure is shaping how banks, fintechs, and businesses everywhere collect, convert, and disburse funds instantly across borders.

Its payout network supports 100 currencies and spans 220+ markets, 100 of which in real-time. Funds can be disbursed to accounts, wallets, and cards and collected locally in 35 markets. Nium's growing card issuance business is already available in 34 countries. Nium holds regulatory licenses and authorizations in more than 40 countries, enabling seamless onboarding, rapid integration, and compliance – independent of geography. The company is co-headquartered in San Francisco and Singapore.

The role

You will be a senior individual contributor and de-facto product leader within Nium's Card Issuance team, owning a key segment of our B2B card product across the geographies we serve. You will drive the end-to-end product lifecycle—from discovery and roadmap through to launch and iteration—while shaping how emerging technologies such as AI tooling and stablecoins integrate with Nium's card platform.

This is a hands-on, high-ownership role. You will partner closely with engineering, scheme relations, compliance, sales, and external programme clients to deliver world-class card experiences at scale.

Product Strategy & Roadmap

• Own and evolve the Card Issuance product roadmap, balancing near-term client demands with long-term platform vision.
• Identify market opportunities in card-linked stablecoin settlement, AI-powered card controls, and embedded finance, and translate them into a prioritised backlog.
• Conduct competitive analysis and customer research to stay ahead of trends in card issuing, tokenisation, and digital money.

Technical Execution

• Write precise product requirements, API specs, and user stories for engineering teams building card authorisation, clearing, settlement, and lifecycle management flows.
• Drive integrations with card schemes (Visa, Mastercard, Discover), issuer processors, and digital wallet providers, ensuring compliance with scheme certification requirements.
• Partner with engineering to evaluate and integrate AI-powered tooling into card operations workflows—such as real-time fraud scoring, spend analytics, and automated dispute management.
• Lead the definition of stablecoin-to-card settlement flows, working with treasury, compliance, and engineering to design compliant, scalable infrastructure.

Stakeholder & Client Engagement

• Act as the primary product interface for strategic B2B clients, translating their card programme needs into platform requirements.
• Collaborate with Regulatory, Compliance, and Risk teams to understand market-specific requirements and embed them into the product.
• Partner with the Programme Manager, Solution Engineering, and Sales to ensure new card programmes are onboarded smoothly and leverage existing platform capabilities.

Data & Performance

• Define and monitor key card product KPIs (approval rates, dispute rates, time-to-card, revenue per card) and drive data-informed improvements.
• Champion data instrumentation across card features to enable self-serve analytics for internal and client-facing stakeholders.
• Leverage AI tools to accelerate insight generation, reduce manual overhead in PM workflows, and improve the quality and speed of product decision-making

What You Bring

Essential

• 6+ years of product management experience, with at least 3 years in card issuance, card processing, or a closely adjacent payments domain.
• Hands-on experience with card scheme protocols (Visa and/or Mastercard), transaction lifecycles (authorisation, clearing, settlement, chargebacks), and ISO 8583 messaging.
• Demonstrated ability to write detailed technical specifications and work shoulder-to- shoulder with engineering and architecture teams.
• Proven track record of launching and scaling card products internationally across multiple markets and regulatory environments.
• Strong command of AI productivity tools integrated into daily PM practice — including tools for requirements drafting, data analysis, user research synthesis, and workflow automation.
• Understanding of stablecoins: mechanics of fiat-backed stablecoins, mint/burn flows, on-chain settlement, and their applicability to card-based payment rails.
• Analytical rigour—comfortable forming and testing hypotheses with data, running A/B experiments, and defining success metrics before building.
• Excellent communication and influencing skills; able to present complex technical and regulatory trade-offs to senior leadership and external clients.

Highly Desirable

• Experience at a card issuer processor or a card network.
• Exposure to tokenisation (network tokenisation, digital wallets such as Apple Pay / Google Pay).
• Hands-on experience designing or launching a stablecoin-funded card or settlement product.
• Familiarity with regulatory frameworks governing e-money, prepaid cards, and digital assets across APAC, EU, or US markets.
• Experience working in a global, multi-timezone product team serving diverse B2B clients.

What we offer at Nium

We Value Performance: Through competitive salaries, performance bonuses, sales commissions, equity for specific roles and recognition programs, we ensure that all our employees are well rewarded and incentivized for their hard work.

We Care: The wellness of Nium’ers is our #1 priority. We offer medical coverage along with 24/7 employee assistance program, generous vacation programs including our year-end shut down. We also provide a flexible hybrid working environment (3 days per week in the office).

We Upskill Ourselves: We are curious, and always want to learn more with a focus on upskilling ourselves. We provide role-specific training, internal workshops, and a learning stipend.

We Constantly Innovate: Since our inception, Nium has received constant recognition and awards for how we approach both our business and talent opportunities. Check out CNBC World’s Top Fintech Companies 2024.

We Celebrate Together: We recognize that work is also about creating great relationships with each other. We celebrate together with company-wide social events, team bonding activities, happy hours, team offsites, and much more!

We Thrive With Diversity: Nium is truly a global company, with more than 33 nationalities, based in 18+ countries and more than 10 office locations. As an equal opportunity employer, we are committed to providing a safe and welcoming environment for everyone.

For more detailed region-specific benefits: https://www.nium.com/careers#careers-perks

For more information, visit www.nium.com.

Depending on your location, certain laws may regulate the way Nium manages the data of candidates. By submitting your job application, you are agreeing and acknowledging that you have read and understand our Candidate Privacy Notice located at www.nium.com/privacy/candidate-privacy-notice.

Nium provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, gender, sexual orientation, national origin, age, disability, or veteran status. In addition to federal law requirements, Nium complies with applicable state and local laws governing non-discrimination in employment in every location in which the company operates. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training. Nium expressly prohibits any form of workplace harassment based on race, color, religion, gender, sexual orientation, national origin, age, disability, or veteran status.

Skills Required

6+ years product management experience, with at least 3 years in card issuance, card processing, or adjacent payments domain.
Hands-on experience with card scheme protocols (Visa and/or Mastercard), transaction lifecycles (authorisation, clearing, settlement, chargebacks), and ISO 8583 messaging.
Proven ability to write detailed technical specifications, API specs, and user stories and work closely with engineering and architecture teams.
Proven track record of launching and scaling card products internationally across multiple markets and regulatory environments.
Strong command of AI productivity tools for requirements drafting, data analysis, user research synthesis, and workflow automation.
Understanding of stablecoins: fiat-backed stablecoins, mint/burn flows, on-chain settlement, and applicability to card rails.
Analytical rigour: hypothesis-driven testing, A/B experiments, and defining success metrics.
Excellent communication and influencing skills for senior leadership and external client engagement.
Experience at a card issuer processor or a card network.
Exposure to tokenisation (network tokenisation) and digital wallets (Apple Pay / Google Pay).
Hands-on experience designing or launching a stablecoin-funded card or settlement product.
Familiarity with regulatory frameworks for e-money, prepaid cards, and digital assets across APAC, EU, or US.
Experience working in a global, multi-timezone product team serving diverse B2B clients.

Nium Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Nium and has not been reviewed or approved by Nium.

Fair & Transparent Compensation — Pay is considered market-competitive in certain tech and sales roles and higher‑paying geographies, with upside evident for specific functions and seniority. Signals of strong totals in U.S. engineering/product and top‑end sales support a generally favorable footing.
Healthcare Strength — Company materials and external listings describe comprehensive health coverage and 24×7 assistance support aligned with a modern fintech package. These elements are positioned as core parts of the global offering.
Leave & Time Off Breadth — Generous parental leave, standard PTO, and a company‑wide year‑end shutdown expand time‑off support beyond basics. Public career materials and job ads consistently reference these components.

Learn more about Nium's Compensation & Benefits →

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The Company

713 Employees

Year Founded: 2015

What We Do

Nium is an advanced payments platform redefining the way consumers and businesses send, spend, and receive funds across borders. Nium’s goal is to make the movement of money seamless through being a universal plug for financial services. The company uses agile, elegant, and modular solutions for complex business problems. Be it an Individual, new-age digital bank, or a traditional industry behemoth, Nium prides itself on creating financial infrastructure for every level of sophistication. Nium’s key solutions: • Pay-ins • Pay-outs • Card issuance • Banking-as-a-service • Crypto-as-a-service We are a global leader in B2B modern money movement • Launched the world’s first global platform for crypto-as-a-service • $280M Funding • Series D • $2B Valuation o 130+M End customers o 190+ Payout markets o 100+ Supported currencies • Named on CB Insight’s Fintech 250 List • Financial Times’ List of Asia-Pacific High-Growth Companies 2021 • Fintech Employer of the Year’ at the 2021 Singapore Fintech Festival • Best B2B Payment Platform’ at the 2021 Future Digital Awards

Why Work With Us

We, at Nium, are on a mission to transform modern money movement. We are driven by our co-created values of "seek the simple", "make it better" and "win it together". These aren't just buzzwords; they're how we do business every day and owned by each and every employee at Nium. We create new rules and new possibilities for a world of open money.