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As a Staff ML Risk Analyst on the Growth & Risk team within the Consumer & Business group, you'll sit at the intersection of fraud intelligence and machine learning infrastructure, defining how we identify, model, and respond to sophisticated fraud at scale. Fraud at Coinbase is fast-evolving, with professional, adaptive counterparties that outpace any human response team. You'll build and shape the ML-powered, automated solutions that detect and prevent account takeover (ATO) and scam activity before it reaches our users, setting the technical direction for the ML Analytics function within Growth & Risk.
What you'll do:
- Define the ML data and feature strategy for fraud detection, determining what data needs to enter our systems so models can take intelligent, high-accuracy action on the small fraction of traffic where intervention matters most.
- Own the end-to-end feature engineering pipeline, identifying, building, validating, and promoting features that drive measurable improvements in ATO and scam ML performance.
- Diagnose gaps between current tooling infrastructure and the solutions needed, driving the roadmap to close them by applying deep knowledge of how the ML industry has evolved architecturally.
- Partner with Machine Learning Engineers to translate analytical insights into production-ready ML systems, ensuring models are instrumented, monitored, and continuously improved.
- Mentor junior team members across the ML Analytics function, defining the technical approach and translating direction into execution.
- Partner cross-functionally with Product Managers and Risk Analysts to surface fraud signals and translate ML findings into business-impacting decisions.
Required Skills and Experience:
- 8+ years of hands-on experience in machine learning analytics, data science, or a related technical field, with meaningful experience applied to risk, fraud, or payments problems.
- Practitioner-level proficiency in Spark, Python, and big data ML as a core working stack, with demonstrated ability to operate beyond SQL and rule-based approaches.
- Proven experience in feature engineering for ML models, including identifying signals, building pipelines, and validating feature quality at scale.
- Working knowledge of the ML infrastructure landscape evolution, from Hadoop-era big data through modern feature stores (e.g., Tecton, Feast), with the ability to apply that context to close infrastructure gaps.
- Demonstrated ability to optimize ML systems for sensitivity and accuracy on high-stakes, low-volume fraud traffic rather than broad-coverage, high-volume use cases.
- Utilizes generative AI responsibly, maintaining human oversight to deliver business-ready outputs and drive measurable improvements in workflow efficiency, cost, and quality.
Pay Transparency Notice: Base salary varies by location (see range below). Total compensation may also include equity and bonus eligibility, and benefits (medical, dental, vision, 401(k)).
- Application Limit: Candidates may submit a maximum of 3 applications within a 6-month period.
- Equal Opportunity Employer: Coinbase is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, protected veteran status, or genetic information. Applicants with criminal histories will be considered consistent with applicable federal, state, and local laws.
- US Applicants: View Employee Rights, Know Your Rights, and E-Verify Notice of Participation.
- Accommodations: If you are an individual with a disability who needs a reasonable accommodation, email us your request and contact info at accommodations[at]coinbase.com. Need screen reading technology? Click here to download a free compatible screen reader and view the tutorial.
- Data Privacy & Arbitration: By submitting your application, you agree to our Candidate Privacy Notice. US applicants: By submitting your application, you agree to Arbitration of Disputes.
- AI Disclosure: Coinbase is piloting an AI tool based on machine learning technologies to conduct initial screening interviews to qualified applicants. The tool simulates realistic interview scenarios and engages in dynamic conversation. Coinbase is also piloting an AI interview intelligence platform to transcribe and summarize interview notes, allowing our interviewers to fully focus on you as the candidate. Coinbase will not use AI to make decisions impacting employment.
Skills Required
- 8+ years experience in machine learning analytics, data science, or related technical field with applied risk, fraud, or payments experience
- Deep practitioner-level expertise in Spark
- Deep practitioner-level expertise in Python
- Hands-on experience with big-data ML and feature engineering at scale
- Experience owning end-to-end feature engineering pipelines and validating feature quality
- Holistic understanding of ML industry evolution and feature store concepts
- Ability to set technical direction, mentor junior team members, and translate strategy into execution
- Proven ability to partner with ML engineers to productionize and monitor models
- Demonstrated, responsible use of generative AI tools and copilots in workflows
- SQL and rule-writing experience
- Experience with modern feature stores (Tecton, Feast, or equivalent)
- Prior work at FinTech companies, payments platforms, or risk solution vendors
- Familiarity with crypto-specific fraud vectors (ATO, scam flows, onchain patterns)
Coinbase Compensation & Benefits Highlights
How does Coinbase ensure its pay and bonus plans are competitive?
Coinbase uses a market-driven, pay-for-performance approach to keep pay and bonus plans competitive. Coinbase regularly benchmarks roles against leading technology and fintech companies using external market data and reviews its compensation programs on a recurring basis to ensure salary, bonus, and equity remain aligned with the broader market and business goals. Annual bonus and equity programs are tied to both company results and individual impact, so when Coinbase and its people perform, total rewards reflect that performance.
Coinbase Insights
What We Do
Crypto creates economic freedom by ensuring that people can participate fairly in the economy, and Coinbase (NASDAQ: COIN) is on a mission to increase economic freedom for more than 1 billion people. We’re updating the century-old financial system by providing a trusted platform that makes it easy for people and institutions to engage with crypto assets, including trading, staking, safekeeping, spending, and fast, free global transfers. We also provide critical infrastructure for onchain activity and support builders who share our vision that onchain is the new online. And together with the crypto community, we advocate for responsible rules to make the benefits of crypto available around the world.
Why Work With Us
We have the opportunity to accelerate the pace of innovation in the world by building an open financial system. Our vision is to create more economic freedom in the world, to help people control their own wealth, start companies, have financial privacy, and participate in the global economy. And to get us there, we focus, build and move as a team.
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