Staff Software Engineer, Money

Sorry, this job was removed at 12:10 a.m. (CST) on Tuesday, Nov 11, 2025
Easy Apply
New York, NY
Hybrid
Fintech • Mobile • Software • Financial Services
SoFi’s mission is to help people reach financial independence to realize their ambitions.
The Role

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Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The Role

We’re excited to invite a Staff Software Engineer to join our SoFi Money team! In this role, you’ll play a vital part in supporting the growth of our Money product. We’re dedicated to building a platform that allows our teams to scale our customer base while providing exceptional service to our existing members. Our mission is to continuously create tools for our SoFi Money team members, ensuring the trust and safety of our members while prioritizing efficiency and operational excellence.

As a SoFi Staff Software Engineer, you’ll be at the heart of everything, acting as a leader and a force multiplier. You’ll collaborate with stakeholders to implement functionality, architect our systems, troubleshoot bugs, and grow as an engineer. We’re looking for someone who is both forward-thinking and hands-on, with a strong sense of ownership and a passion for delivering results. Being a good mentor and a supportive co-worker is also key! At SoFi, we take pride in the collaboration between Product, Design, and Engineering, so you’ll be involved in the entire product lifecycle—from ideation to building, deploying, and continuously improving. Plus, you’ll be working alongside an all-star team of talented engineers!

What You’ll Do:

  • Lead the development and testing of our internal money servicing tools and services.

  • Oversee the full development life-cycle design, from project requirements to deployment.

  • Help define project scope, deliverables, and goals.

  • Guide cross-functional delivery teams to ensure we meet our deliverables.

  • Monitor project performance against defined milestones and goals.

  • Drive process improvement projects to enhance performance in key program metrics.

  • Keep key stakeholders and business leadership informed about ongoing project health.

  • Ensure strict compliance with established project management policies and guidelines.

  • Take initiative and deliver timely results in a fast-paced and sometimes ambiguous environment.

  • Make meaningful contributions to our code base.

  • Define best practices and uphold coding standards.

  • Consistently demonstrate high levels of technical knowledge, creativity, and ingenuity. You’ll develop and apply advanced technologies, engineering principles, theories, and concepts, with a broad understanding of the design and operation of systems beyond your specialty.

  • Collaborate with the Engineering team to develop features that specifically benefit our users.

  • Deliver high-quality code on schedule and communicate effectively with teams both inside and outside the development group.

What You’ll Need:

  • A Bachelor’s Degree in Computer Science or a related field from a fully-accredited college or university.

  • 8+ years of experience in full-stack software development 

  • Full-stack experience, with backend in Java/Kotlin & front-end (JavaScript/TypeScript, React).
  • Experience leading projects for backend and frontend teams

  • Experience working on a SOA or microservice-based application.

  • A willingness to roll up your sleeves, collaborate with others, and get things done!

  • A strong sense of responsibility, driving projects from inception to completion.

  • A knack for solving problems and shipping impactful features, rather than just polishing perfect code or architecture.

  • Experience in a collaborative coding environment, refining designs together, navigating code reviews, and managing pull requests.

  • Knowledge in analytics, metrics, and monitoring integrations.

  • Experience scaling highly available, mission-critical systems.

Compensation and Benefits
The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location. 
 
To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!
SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.The Company hires the best qualified candidate for the job, without regard to protected characteristics.Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.New York applicants: Notice of Employee RightsSoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.
Internal Employees
If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

What the Team is Saying

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The Company
HQ: San Francisco, CA
4,500 Employees
Year Founded: 2011

What We Do

SoFi wasn’t built to be a bank. Or a technology company. We were built for one mission: help people achieve financial independence so they can realize their ambitions.

Redefining an entire industry isn’t easy work—and it’s not for the faint of heart. It takes a certain kind of team. People with diverse perspectives and expertise, united by a common sense of purpose. People willing to challenge assumptions but always do the right thing. People proving that innovation and responsibility don’t have to compete, but can come together to create something truly unconventional in the world.

For the last eight years, we’ve been charting this new path forward. We call it The SoFi Way.
At SoFi, we don’t just talk about culture: we live it. The SoFi Way is how we show up every day, how we make decisions, and how we build for our members, clients, and each other.

Why Work With Us

Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation Fintech company using innovative, mobile-first technology to help our members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront.

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Hybrid Workspace

Employees engage in a combination of remote and on-site work.

For the majority of our workforce who work on a hybrid schedule, the in-office requirement is a handful of days per month!

Typical time on-site: Flexible
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