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Kikoff: The Fintech Powering Financial Security at Scale
Kikoff is a profitable, pre-IPO fintech company on a mission to empower everyone to achieve financial security. With record revenue growth in 2025 and a unicorn valuation, we've built a suite of products that help millions of people build credit, access liquidity, and save money.
We're scaling fast. Join us if you want to build something meaningful and help millions of people move forward financially.
Why Kikoff:
This is a consumer fintech startup, and you will be working with serial entrepreneurs who have built strong consumer brands and innovative products. We value extreme ownership, clear communication, a strong sense of craftsmanship, and the desire to create lasting work and work relationships. Yes, you can build an exciting business AND have real-life real-customer impact.
We're looking for a Staff Frontend Engineer to raise the technical bar for our company-wide web product surfaces, spanning Kikoff, Grant, and the products we build next, all in service of our mission to help millions of Americans.
This role goes beyond shipping features. You'll own the health, performance, and architecture of the frontend systems that serve our traffic at scale every day. You'll set technical direction, drive the frontend infrastructure roadmap, and treat performance as a product feature. Like everyone here, you'll work hand-in-hand with PMs, designers, data scientists, and other engineers to make sure what we ship is fast, reliable, and moves the needle in a meaningful, measurable way.
What you'll be doing:
- Own the technical strategy and architecture of Kikoff's company-wide web frontend across Kikoff, Grant, and future products, including component systems, state management, rendering strategy, routing, and build/deploy pipelines
- Own performance tuning for our highest-traffic surfaces: instrumentation, performance budgets, profiling, and optimization of Core Web Vitals, load times, and runtime responsiveness
- Lead frontend infrastructure work (tooling, CI/CD, observability, monitoring, testing, developer experience) so that every engineer can ship high quality, performant UI by default
- Build and evolve the shared UI components and libraries that product teams build on, and set frontend standards and code review practices across the org
- Lead complex, cross-team projects that measurably improve the reliability, responsiveness, and polish of our product
- Mentor engineers across the team and raise the technical bar
Requirements:
- B.A. / B.S. / M.S. or strong self-taught fundamentals in computer science
- 8+ years of industry experience, with a track record of leading large consumer facing web applications across multiple teams
- Experience building and operating consumer websites at scale, serving hundreds of thousands to millions of users, where performance and reliability directly affect the business
- Deep hands-on experience with frontend performance tuning: profiling, instrumentation, bundle optimization, rendering performance, caching/CDN strategy, and performance budgets
- Experience owning frontend infrastructure: build systems, design systems, observability, testing frameworks, and developer tooling that make other engineers more productive
- Hands-on and Deep experience with React in production
- A record of driving measurable improvements in quality and performance (load times, error rates, test coverage, reliability)
- Ability to influence technical direction and get alignment across teams without direct authority
- Ability to analyze data and distill information for business purposes
- Desire to form strong professional bonds with startup-forward coworkers
Equal Employment Opportunity Statement
Kikoff Inc. is an equal opportunity employer. We are committed to complying with all federal, state, and local laws providing equal employment opportunities and considers qualified applicants without regard to race, color, religion, creed, gender, national origin, age, disability, veteran status, marital status, pregnancy, sex, gender expression or identity, sexual orientation, citizenship, or any other legally protected class.
Please reference the following for more information.
Skills Required
- B.A., B.S., M.S. in computer science, or strong self-taught computer science fundamentals
- 8+ years of industry experience
- Experience leading large consumer-facing web applications across multiple teams
- Experience building and operating consumer websites serving hundreds of thousands to millions of users
- Deep experience with frontend performance tuning, including profiling, instrumentation, bundle optimization, rendering performance, caching/CDN strategy, and performance budgets
- Experience owning frontend infrastructure, including build systems, design systems, observability, testing frameworks, and developer tooling
- Deep hands-on experience with React in production
- Record of driving measurable improvements in quality and performance
- Ability to influence technical direction and align teams without direct authority
- Ability to analyze data and distill information for business purposes
- Desire to form strong professional bonds with startup-oriented coworkers
Kikoff Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Kikoff and has not been reviewed or approved by Kikoff.
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Healthcare Strength — Employer-paid employee medical, dental, and vision premiums are highlighted across postings and benefits pages. This materially lowers out-of-pocket costs and signals strong core coverage.
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Wellbeing & Lifestyle Benefits — Daily meals, snacks, fitness benefits, and substantial commuter support are prominently offered. These perks can meaningfully enhance day-to-day experience, especially for in-office or hybrid roles.
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Retirement Support — A 401(k) with company matching is included in the package. The presence of matching adds long-term financial value even as specific formulas are not publicly detailed.
Kikoff Insights
What We Do
Kikoff is a personal finance platform that offers the simplest credit-building solution out there: $0 fees, 0% interest, and no credit pull. Your credit score is the foundation of your financial health – yet most people don’t have the credit score they deserve. That’s why Kikoff built the most accessible and affordable credit-building solution – it’s also the fastest growing and the top-rated credit building mobile app. Kikoff works whether you’re new to credit or looking for an extra boost. Building credit is just the start; Kikoff is building a personal finance platform designed to help consumers achieve financial wellness. Driven by the co-founders’ and team’s personal experiences, Kikoff’s mission is to provide refreshingly fair, effective, and simple pathways to meet your financial goals. Kikoff is a Series B company and has raised over $42 million in total funding. Investors include Portage Ventures, Lightspeed Venture Partners, GGV, Coatue, Core Innovation Capital, and basketball star Stephen Curry. Kikoff was founded in 2019 and is headquartered in San Francisco, California.
Why Work With Us
We are building an organization that maximizes growth and learning; we are invested in helping you grow and achieve what you want in your career. Our principles include a bias towards action, work in public, first principles thinking, intellectual honesty and extreme ownership.
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