UnitedHealth Group is a health care and well-being company that's dedicated to improving the health outcomes of millions around the world. We are comprised of two distinct and complementary businesses, UnitedHealthcare and Optum, working to build a better health system for all. Here, your contributions matter as they will help transform health care for years to come. Make an impact with a team that shares your passion for helping others. Join us to start Caring. Connecting. Growing together.
This position supports the legal-entity simplification project, with primary responsibility for the complex, multi-basis accounting and investment tracking associated with asset transfers executed as part of the project's reinsurance transactions.
The Senior Treasury Consultant provides senior-level execution and technical leadership within Corporate Treasury's Investment, Debt, and Derivative Accounting team. The role owns complex investment accounting, NAIC compliance, period-end close activities, and the integration of investments and financial information from acquired or reorganized entities. The consultant ensures accurate reporting across legal entity & consolidate GAAP, statutory, and tax bases while strengthening controls, resolving complex issues, and improving operational efficiency.
You'll enjoy the flexibility to work remotely * from anywhere within the U.S. as you take on some tough challenges. For all hires in the Minneapolis or Washington, D.C. area, you will be required to work in the office a minimum of four days per week.
Primary Responsibilities:
- Own accounting and compliance for assigned portions of the investment portfolio across U.S. GAAP, statutory, and tax bases
- Lead key period-end close activities, including account analysis, reconciliations, reasonableness reviews, journal entries, and issue resolution
- Lead the accounting and integration of complex investments, including multi-basis asset transfers, asset-based financing, private credit, mortgages, and equity-backed instruments
- Support legal-entity simplification and reinsurance transactions by maintaining accurate investment tracking, accounting conclusions, and financial reporting through each asset-transfer stage
- Ensure compliance with NAIC requirements, including support for Schedules B, BA, D, and DA and analysis of risk-based capital and related regulatory considerations
- Partner with Capital Markets, Cash Management, Investment Management, Tax, and other Finance teams to support transaction setup, reporting, reconciliation, and accounting conclusions
- Process and review investment transactions, gains and losses, intercompany loans, eliminations, debt, derivatives, and potential foreign-exchange hedging activities
- Serve as a subject-matter expert for accounting systems and complex investment products, providing technical guidance and supporting timely issue resolution
- Strengthen controls and improve reporting accuracy by standardizing processes, reducing manual work, and using data and automation tools effectively
Measures of Success
- Accurate and timely close and financial reporting across all required accounting bases
- Successful accounting and integration of asset transfers and acquired or reorganized investment portfolios
- Complete supportable statutory schedules, regulatory analyses, and audit documentation
- Measurable reduction in manual processing, reconciliation exceptions, and recurring control issues
You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.
Required Qualifications:
- Bachelor's degree in accounting or finance
- 5+ years of experience in Treasury, Finance, or a related accounting field
- Demonstrated experience with 1 or more of the following: investment products, accounting systems, period-end close, reconciliations, and financial analysis
- Solid knowledge of GAAP and/or experience with statutory accounting
- Advanced Microsoft Excel skills, including complex formulas, data analysis, and process automation
- Demonstrated ability to independently resolve complex issues, manage competing priorities, and meet demanding reporting deadlines
- Demonstrated solid written and verbal communication skills and the ability to collaborate effectively across functions
Preferred Qualifications:
- CPA, CFA, or CTP certification
- Big 4 experience
- NAIC requirements, tax-basis accounting, or insurance regulations
- Experience with complex investments, debt, derivatives, mortgages, private credit, or multi-basis asset transfers
- Experience preparing or supporting NAIC investment schedules and risk-based capital analysis
- Experience integrating investments or financial information from acquired, reorganized, or reinsured entities
- Experience with State Street's PAM for Investments or PAM for Mortgages and FIS Quantum
- Experience with PeopleSoft Financials, Bloomberg, Power BI, Python, macros, or comparable reporting and automation tools
- Experience coaching less-experienced team members or serving as a technical resource in a matrixed environment
*All employees working remotely will be required to adhere to UnitedHealth Group's Telecommuter Policy
Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The salary for this role will range from $91,700 - $163,700 annually based on full-time employment. We comply with all minimum wage laws as applicable.
Application Deadline: This will be posted for a minimum of 2 business days or until a sufficient candidate pool has been collected. Job posting may come down early due to volume of applicants.
At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission.
UnitedHealth Group is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations.
UnitedHealth Group is a drug-free workplace. Candidates are required to pass a drug test before beginning employment.
Skills Required
- Bachelor's degree in accounting or finance
- 5+ years of experience in Treasury, Finance, or a related accounting field
- Experience with investment products, accounting systems, period-end close, reconciliations, or financial analysis
- Knowledge of GAAP and/or experience with statutory accounting
- Advanced Microsoft Excel skills, including complex formulas, data analysis, and process automation
- Ability to independently resolve complex issues, manage competing priorities, and meet demanding reporting deadlines
- Strong written and verbal communication skills and ability to collaborate across functions
- CPA, CFA, or CTP certification
- Big Four experience
- Knowledge of NAIC requirements, tax-basis accounting, or insurance regulations
- Experience with complex investments, debt, derivatives, mortgages, private credit, or multi-basis asset transfers
- Experience preparing or supporting NAIC investment schedules and risk-based capital analysis
- Experience integrating investments or financial information from acquired, reorganized, or reinsured entities
- Experience with State Street PAM for Investments, PAM for Mortgages, or FIS Quantum
- Experience with PeopleSoft Financials, Bloomberg, Power BI, Python, macros, or comparable reporting and automation tools
- Experience coaching less-experienced team members or serving as a technical resource in a matrixed environment
What We Do
Optum, part of the UnitedHealth Group family of businesses, is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health optimization on a global scale. Join us to start Caring. Connecting. Growing together. At Optum, we support your well-being with an understanding team, extensive benefits and rewarding opportunities. By joining us, you’ll have the resources to drive system transformation while we help you take care of your future. We recognize the power of connection to drive change, improve efficiency and make a difference in health care. Join a team where your skills and ideas can make an impact and where collaboration is key to creating technology that produces healthier outcomes.
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Optum Offices
Hybrid Workspace
Employees engage in a combination of remote and on-site work.
Optum has three workplace models that balance the needs of the business and the responsibilities of each role. These models, core on‑site (5 days/week), hybrid (4 days/week) and telecommute or fully remote, vary by country, role and location.