As a Senior Transaction Risk Operations Analyst at Bluevine, you will be scaling our transaction monitoring operations and ensuring that our company is prepared to successfully navigate the unexpected.
- Investigate, review, and analyze system generated transaction monitoring alerts across all transaction types (wire, ACH, check, etc.)
- Identify fraud trends by analyzing data and system generated alerts for any anomalies, outliers, etc.
- Manage and document cases of suspicious activities, ensuring all relevant details and findings are accurately recorded and maintained
- Ensure compliance with all relevant laws, regulations, and internal policies. Stay updated on changes in regulations (i.e. NACHA rules) and industry best practices
- Limit Risk exposure by assisting with transaction monitoring controls ideas and strategies
- Participate in risk assessments and contribute to the development of risk mitigation strategies
- Identify suspicious activity and work with appropriate teams to investigate and thwart the activity
- Investigate and reply to external fraud requests and inquiries received from financial partners
- Maintain SLAs and deadlines to meet team and company goals
- Cross-functional collaboration with Product, Account Risk, and Customer Service to ensure the customer experience is being optimized while also mitigating risk
- Bachelor’s degree in Business, Finance, Economics, or related fields
- 4+ year of experience analyzing fraud trends in a financial institution or fintech is preferred
- Previous transaction monitoring experience around credit, debit, checks, online, wire, and/or ACH is preferred
- Detail-oriented and puts a high value on accuracy
- Ability to effectively gather and analyze information in the course of investigations and reviews
- A team player who is able to work on a variety of projects simultaneously
- Proficiently uses Excel to create spreadsheets, models, and reports
- Able to clearly and effectively communicate verbally and in writing
- Motivated to work on a cross-functional team in an entrepreneurial environment
Top Skills
What We Do
We are on a mission to enable a better financial future for small business owners through innovative banking solutions designed just for them.
Bluevine is on a mission to enable a better financial future for small business owners through innovative banking solutions designed for them. Small businesses deserve accessible and modern financial services, and traditional banks have underserved them for too long.
By combining industry-leading technology and security with our team's expertise and care, we help small businesses spend their time on what matters most—the next chapter of their business.
Since 2013, we've provided small businesses with access to more than $13billion in financing. As a top small business banking provider trusted by thousands of small business owners, we're proud to offer a full suite of tailored banking services, including a business checking account, line of credit, and bill pay services that serve the always-on entrepreneur.
With a global presence of more than 500 employees, we're hiring problem solvers and collaborators to help build a better financial future for small business owners.
* BlueVine is a financial technology company, not a bank.
Why Work With Us
Grow your career alongside problem solvers and innovators who thrive on collaboration, a fun environment, and meaningful work. We’re a diverse and humble team who love a good challenge and spend our days building a better financial future for small businesses. Join us!
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