- Review ACH transactions and reports to detect and prevent fraudulent, suspicious, or erroneous activity.
- Conduct ACH risk assessments and audits to evaluate the bank's compliance with the ACH rules and regulations, as well as internal policies and procedures.
- Apply ACH risk management and mitigation strategies, policies, and procedures to minimize the bank's exposure to ACH losses and conduct ACH investigations and recovery.
- Provide ACH risk advisory and training to the bank's staff and clients and maintain effective communication with internal and external stakeholders.
- Investigate and resolve ACH disputes, claims, and exceptions, and coordinate with the ACH network, other financial institutions, and law enforcement agencies as needed.
- Keep abreast of the latest trends, developments, and best practices in the ACH industry, and participate in relevant forums and committees.
- Strong knowledge of the ACH rules and regulations, as well as the applicable laws and regulations related to ACH transactions.
- Proficient in ACH systems, tools, and software, within EPN, Federal Reserve Bank or core system.
- Excellent analytical, problem-solving, and decision-making skills, with attention to detail and accuracy.
- Effective communication, presentation, and interpersonal skills, with the ability to work independently and collaboratively.
- High School Diploma or GED. Minimum of five years of experience of banking or financial operations.
- Bachelor's degree in finance, accounting, business, or related field.
- Minimum of five years of experience in ACH risk management, operations, or compliance.
- Knowledge of NACHA Rules and Guidelines, Regulation E.
- AAP Certification.
Top Skills
What We Do
At Valley, we aren’t just your average financial institution; we're your trusted partner in building a brighter future. With a widespread presence across the U.S., we've been serving communities since 1927.
For over 95 years, our team of dedicated professionals has been committed to creating better banking opportunities for our customers and fostering growth and prosperity in the communities we serve. From personalized financial solutions to comprehensive banking services, home mortgages, commercial lending, and wealth management, we're here to help you achieve your financial goals, no matter how big or small.
We understand that each individual and business has unique challenges and opportunities, and we're here to listen, understand, and provide tailored solutions to help you succeed.
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