Sr. Software Engineer

About Lendio:

Lendio is on a mission to fuel the American Dream by making small business loans simple. As the nation’s leading marketplace for small business financing, we combine innovative technology, trusted partnerships, and top-tier talent to help small business owners get access to capital quickly and easily. Join us and help shape the future of small business success.

Role Overview:

We’re looking for a Senior Software Engineer with at least 6 years of experience (8+ preferred) to join our fast-paced, high-impact engineering team. In this role, you’ll contribute to major product initiatives, write clean and scalable code, and collaborate with cross-functional teams to bring new features to life. You’ll have the opportunity to influence architecture, mentor other engineers, and help drive technical excellence across the organization.

What You'll Do:

Technical Leadership:

• Write high-quality, well architected, readable, maintainable, and well tested code across the stack (Lendio stack for reference - direct experience preferred but not required: PHP/Laravel, Node.js, NestJs, Express, MySQL, Angular, Vue).

• Participate in system design and architecture discussions to shape new and improve upon existing platforms.

• Collaborate with leadership to promote and enforce world-class coding standards and best practices.

• Continuously evaluate, discuss, propose, and adopt new tools and technologies that improve engineering and product efficiency, throughput, and overall performance.

Collaboration:

• Work closely with product managers, designers, and other engineers to deliver features that provide real value to Lendio and our customers.

Mentorship & Growth:

• Provide technical mentorship to junior and mid-level engineers through code reviews, pairing, and design discussions.

• Be a positive influence on team culture and exemplify engineering excellence by sharing knowledge and experience as well as challenging and encouraging peers.

Ownership:

• Take end-to-end ownership of services and components—design, build, deploy, test, and maintain them in production.

• Monitor, debug, and support critical systems in a shared on-call rotation (reasonable and team-focused).

What We’re Looking For:

• 6+ years of professional software engineering experience (8+ preferred).

• Strong understanding of software design patterns, data modeling, architecture, and development methodologies.

• Full-stack proficiency.

• Experience with CI/CD, deploy pipelines, containerization (Docker/Kubernetes), and cloud environments (AWS preferred).

• Strong background with implementing 3rd party APIs and integrations.

• Excellent communication and collaboration skills.

• Strong problem-solving abilities and a proactive, ownership-driven mindset.

Nice to Have:

• Experience working in fintech or on high-volume transactional systems.

• Exposure to the microservice architecture, message queues, and event-driven architecture.

• Up to date experience with secure software development standards (e.g. OWASP).

• Experience implementing identity provider/management software according to standards and specifications (IdP/SP, SSO/SAML/OIDC, etc.).

• Bachelor’s degree in Computer Science, Engineering, or equivalent experience.

Why Lendio:

• Hybrid work model (3 days in-office: Mon, Wed, Thurs)

• Comprehensive health benefits & 401(k) matching

• Generous PTO and paid parental leave

• A mission-driven culture focused on impact, innovation, and inclusion

Ready to help small businesses thrive? Apply now and be part of something meaningful.

Pay Range:

Benefits

• Be part of a high-performing, collaborative team, and have fun at work each day

• Competitive pay

• A full suite of traditional benefits

• Untracked PTO (Paid Time-off)

• 401(k) with company match 

• Company-contributed HSA

• Onsite gym and standing desks

• Wellness program

• Discounted cellular plans

Get to know Lendio:

Lendio is the nation’s leading small business financial solutions provider, with a mission to help small businesses survive and thrive. With its diverse network of lenders, Lendio enables small business owners to apply for multiple business financing options with a single application. In addition to creating access to small business capital, Lendio offers time-saving financial SaaS products that are designed to streamline business operations.

Lendio is a mission-driven organization striving to provide equal access to capital to underserved communities and America’s smallest businesses. For every new marketplace loan Lendio facilitates, Lendio Gives—an employee-contribution and employer-matching fund, in partnership with KIVA–provides a microloan to low-income entrepreneurs around the world, continuously re-investing the fund.

Lendio is an equal opportunity employer committed to diversity and inclusion. We welcome anyone who wants to help small businesses survive and thrive and aligns with our core values, regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity, veteran status, or other applicable legally protected characteristics. If you have a disability or special need that requires accommodation, please let us know.

Lendio participates in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S.