Powering the world’s payments ecosystem
ACI powers the payments ecosystem – globally, and you power ACI. You’ll innovate, collaborate, and grow – in an energetic technology culture with decades of proven success. ACIers – in all roles and levels – are truly your colleagues and many are your friends. Our size and reach allow you to see the global impact of your work. You are visible, your talents are valued, and you are empowered to shape the future of payments.
As a Sr Software Engineer in Pune, you will join a diverse, passionate team, dedicated to powering the world’s payments ecosystem!
- Independently designs, develops, tests and delivers high quality software/solutions. Provides direct estimates, such as time, percentage of project completion, etc. to lead and/or manager.
- Researches and resolves reported systems software problems efficiently and accurately while adhering to internal software management standards and procedures.
- Coordinates the technical work of a small project team. Plans and schedules tasks for projects and individuals.
- Maintains detail knowledge of software, underlying network and system software, and dependencies.
- Provides guidance and subject matter expertise to the development organization.
- Perform other duties as assigned
- Understand and adhere to all corporate policies to include but not limited to the ACI Code of Business Conduct and Ethics.
- Bachelor's degree in computer science or related field or equivalent software development experience.
- 8+ years software development experience.
- Strong expertise in Java languages and programming.
- Deep understanding of microservices architecture, RESTful APIs, and event-driven systems.
- Extensive hands-on experience in building responsive and dynamic user interfaces using Angular or equivalent front-end frameworks.
- Experience with at least one of the cloud platforms (AWS, Azure, Tanzu, etc)
- Solid knowledge of containerization technologies (Docker, Kubernetes)
- Familiarity with DevOps practices, CI/CD pipelines, and Observability tools. (e.g. Prometheus, Grafana, ELK)
- Ability to collaborate with a global team and work with attention to detail & multitask under tight deadlines.
- Excellent communication and leadership skills.
AI Skills Requirements
Must Have:
- Prompt Engineering
- AI Models & Providers
- AI Safety and Data Security
- Agentic Development
- Evaluation & Operations (Evals & Ops)
Good to Have:
- RAG (Retrieval-Augmented Generation)
- MCP (Model Context Protocol)
- Multi-Agent Systems
- Fine-Tuning
- LLM Architecture
- Experience working with Indian and global engineering teams.
- Exposure to fintech, e-commerce, SaaS, or enterprise platforms.
- Standard Work Environment
- Majority time spent on PC (Phys. Req.)
- Travel required, may be domestic or international
Core Capabilities:
We seek colleagues who embody our core capabilities — these shape our culture and enable us to make a meaningful impact together:
Ensure Accountability: holding self and others accountable to meet commitments.
Drives Results: consistently achieving results, even under tough circumstances.
Customer Focus: building strong customer relationships and delivering customer-centric solutions.
Cultivate Innovation: creating new and better ways for the organization to be successful.
Collaborates: building partnerships and working collaboratively with others.
Courage: stepping up to address difficult issues, saying what needs to be said.
Applicants must be currently authorized to work in the India on a full-time basis. This position does not offer sponsorship for employment visa status or work permit now or in the future.
In return for your expertise, we offer opportunities for growth, career development, and a competitive compensation and benefits package—all within an innovative and collaborative work environment.
Are you ready to help us transform the payments ecosystem? To learn more about ACI Worldwide, visit our web site at www.aciworldwide.com
ACI Worldwide is an AA/EEO employer in the United States, which includes providing equal opportunity for protected veterans and individuals with disabilities, and an EEO employer globally.
Important Notice About Recruitment Scams
Job seekers should be aware of ongoing recruitment scams where individuals or organizations impersonate legitimate companies to offer fake job opportunities. These scams often involve requests for personal information, payments, or interviews through unofficial channels. Please be cautious and verify any communications claiming to be from our company (www.aciworldwide.com / @aciworldwide.com). The ACI Worldwide recruitment team will always follow official channels and will never request payment.
Skills Required
- Bachelor's degree in computer science or a related field, or equivalent software development experience
- 8+ years of software development experience
- Strong expertise in Java programming
- Deep understanding of microservices architecture, RESTful APIs, and event-driven systems
- Hands-on experience building responsive user interfaces using Angular or equivalent front-end frameworks
- Experience with at least one cloud platform, such as AWS, Azure, or Tanzu
- Knowledge of containerization technologies, including Docker and Kubernetes
- Familiarity with DevOps practices, CI/CD pipelines, and observability tools such as Prometheus, Grafana, or ELK
- Prompt Engineering
- Experience with AI Models and Providers
- Knowledge of AI Safety and Data Security
- Agentic Development experience
- Evaluation and Operations experience, including Evals and Ops
- Ability to collaborate with global teams and multitask under tight deadlines
- Excellent communication and leadership skills
- Experience working with Indian and global engineering teams
- Exposure to fintech, e-commerce, SaaS, or enterprise platforms
- Experience with RAG, MCP, multi-agent systems, fine-tuning, or LLM architecture
ACI Worldwide Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about ACI Worldwide and has not been reviewed or approved by ACI Worldwide.
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Healthcare Strength — Health, dental, and vision coverage are complemented by HSA options, disability insurance, AD&D, and wellbeing programs. Offerings span core medical protection with added wellness support.
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Retirement Support — A 401(k) with company match and pension/retirement options support long‑term savings. Additional programs such as an employee stock purchase plan contribute to financial security over time.
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Flexible Benefits — A flexible, hybrid office culture with work‑from‑home options and adaptable schedules supports work‑life balance. Paid time off and country‑tailored packages allow alignment of benefits to local needs.
ACI Worldwide Insights
What We Do
ACI Worldwide is a global software company that provides mission-critical real-time payment solutions to corporations. Customers use our proven, scalable and secure solutions to process and manage digital payments, enable omni-commerce payments, present and process bill payments, and manage fraud and risk. We combine our global footprint with local presence to drive the real-time digital transformation of payments and commerce.







