Sr. Reconciliation and Payments Analyst
About Bluevine
Bluevine is on a mission to enable a better financial future for small business owners through innovative banking solutions designed just for them. By combining best-in-class technology with advanced security and a deep understanding of the small business community, we deliver end-to-end banking and lending products that empower always-on entrepreneurs to grow their businesses with confidence.
As a dynamic company with massive potential, we’re backed by leading investors such as Lightspeed Venture Partners, Menlo Ventures, 83North, Citi Ventures, and nearly 9 years of proven success. Since launching in 2013, we have grown exponentially, amassing over 400,000 customers across all 50 states and a global team of more than 500 people. Our passion is driven by purpose: to give small businesses the tools they need to succeed and we’re just getting started.
All of this begins with our team who are driven by collaboration, problem-solving, and learning and growing together. With a commitment to innovation and community impact, our mission is to help every small business—and every team member—thrive. Join us! #LI-Hybrid
WHAT YOU'LL DO:
● Support the payment operations and back office risk teams in their daily functions by providing access to critical data or developing dashboards.
● Developing reporting specific to reconciliation of non-balance sheet accounts. Partnering with the back office risk team to operationalize this reporting to mitigate operational risks and negative client impact.
● Identity breaks, create break sheets, and work with operational teams on resolution
● Work to develop a strong understanding of daily operations across payments and back office.
● Partner with internal stakeholders, including Product/Finance, to identify process gaps, inefficiencies, and opportunities to improve the client experience.
● Work with Finance, Product, and Back Office teams to establish new reconciliations and controls for new activities
● Share learnings, opportunities, and ongoing exposures with senior risk leaders.
● Develop a strong working relationship with core partners ranging from our partner banks, processors, and other external stakeholders.
● Utilizing your analytical skills, develop trend analysis for critical processes.
WHAT WE LOOK FOR:
● 5+ years of relevant experience
● Bachelor’s degree (Accounting / Business / STEM preferred) or relevant work experience in a financial institution
● Proficient level SQL abilities required. Demonstrable experience using SQL in prior roles.
● Strong understanding of money movement including, but not limited to ACH, RDC, Wire, Debit Card, and Credit Card
● Demonstrated experience building and maintaining reports using BI tooling such as Tableau, Looker, or otherwise. Experience creating ad-hoc reports is required.
● Highly experienced in working with cross functional teams including product, R&D, finance, client support, and fraud operations.
● Knowledge of bank operations, specifically a strong understanding of reconciling various forms of money movement.
● Ability to work independently and identify solutions in an ever changing environment.
● Analytical and detail oriented
● Quick-thinker, fast learner, problem solver
● Strong work ethic—gets things done within a strict time frame
● Collaborative nature
BENEFITS AND PERKS - for employees located in the US
- Excellent health coverage and life insurance benefits
- 401K with an immediate 3% company match
- PTO, Company Holidays, and Flexible Holidays
- Company-sponsored Mental Health Benefits, including 1:1 therapy
- Over $1,000 annually for a wellness benefit of your choice
- Monthly WFH stipend
- Generous, paid parental leave covering up to 12 weeks
- Access to financial coaches and education sessions
- Free commuter benefits - Caltrain passes for San Francisco employees and a monthly parking allowance
- Weekly catered lunches and fully stocked kitchen pantries
- Community-based volunteering opportunities