Sr Product Manager

Posted 9 Days Ago
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Bellandur, Bengaluru Urban, Karnataka, IND
In-Office
Senior level
Fintech • Payments • Software • Financial Services
The Role
Lead product strategy and execution for merchant onboarding, driving regulatory-first, scalable payment onboarding capabilities. Own backlog, collaborate cross-functionally with engineering, UX, data science, and operations, and use analytics and AI to reduce onboarding time and enable a superior first-transaction experience.
Summary Generated by Built In
What You Will Need:
  • 6+ years of product management experience with a strong foundational background, typically including a B. Tech and MBA or equivalent professional experience.

  • Direct experience with payment technologies or a profound understanding of how complex payment systems and APIs work.

  • A proven track record of working closely with engineering teams to define and deliver technology-first and scalable product solutions.

  • Exceptional influencing skills required to compel and persuade individuals and teams across the organization (e.g., Sales, Legal, Engineering) without direct authority.

  • Demonstrated experience operating effectively in a cross-functional, agile product team environment.

  • Experience collaborating with UX/UI teams to envision, scope, and build customer-first products that deliver superior user experiences.

  • Proven ability to weigh complex product trade-offs and make clear, decisive calls, especially in ambiguous and fast-changing regulatory environments.

  • Deep analytical skills to use both structured and unstructured data to define key metrics, validate product hypotheses, and inform critical business decisions.

  • Ability to simplify highly complex technical and regulatory concepts and communicate them with clear, logical thinking to diverse audiences.

  • Proficiency in writing code in Python, SQL, or a willingness to rapidly learn any other structured programming language to facilitate data analysis and prototyping.

🎯 What You Will Do (Focus: Merchant Onboarding POD)

As a Senior Product Manager in the Merchant Onboarding POD, you will be instrumental in evolving Cashfree Payments' Merchant Onboarding capabilities, ensuring a world class onboarding experience, leading to a seamless First Transaction!

Core Merchant Onboarding Product Strategy & Execution:
  • Regulatory Leadership: Deeply understand and proactively monitor the rapidly changing regulatory landscape for Merchant acquiring. Ensure Cashfree Payments not only remains compliant but innovates at a higher velocity than the market, leveraging new regulations as a competitive advantage.

  • Onboarding Capabilities Development: Develop and strategically scale our in-house onboarding capabilities to handle Merchant identification, MCC detection, Authorised representatives validation workflows etc. with maximum efficiency, reliability, and security.

  • Merchant Journeys: Work with the core Payment and UI/UX teams to develop a seamless Day 0 Journey for newly onboarded merchants to ensure a world class First Transaction experience.

  • Artificial intelligence: Leverage various AI integrations and tools to automate various Merchant Onboarding workflows, leading to significant reduction in onboarding time.

Cross-Functional Collaboration & Product Ownership:
  • Be an active listener to deeply understand and synthesize comments and concerns expressed by internal and external stakeholders.

  • Effectively work with stakeholders across the organization to prioritize the highest-impact problems to solve.

  • Own and manage the product backlog, meticulously prioritizing product stories and managing execution in engineering sprints.

  • Clearly identify and articulate the impact of product decisions on upstream and downstream systems, detailing trade-offs, and calculating the anticipated benefits.

  • You will work extremely closely with all cross-functional stakeholders, including and not limited to the Sales Team, Marketing Team, Operations Team, Software Developers, Data Scientists, Service Designers, and Business Analysts to deliver unified solutions.

Skills Required

  • 6+ years of product management experience (B.Tech and MBA or equivalent experience)
  • Direct experience with payment technologies and understanding of payment systems and APIs
  • Proven track record working closely with engineering to define and deliver scalable product solutions
  • Exceptional influencing skills to persuade cross-functional stakeholders without direct authority
  • Experience operating in cross-functional, agile product team environments
  • Experience collaborating with UX/UI teams to scope and build customer-first products
  • Ability to evaluate complex product trade-offs and make decisive calls in ambiguous regulatory contexts
  • Deep analytical skills to use structured and unstructured data to define metrics and validate hypotheses
  • Ability to simplify complex technical and regulatory concepts for diverse audiences
  • Proficiency in writing code in Python or SQL, or willingness to rapidly learn another structured programming language
Am I A Good Fit?
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The Company
HQ: Bengaluru
939 Employees
Year Founded: 2015

What We Do

Cashfree Payments is a leading fintech company providing a full-stack payments platform for businesses in India, enabling them to collect payments, make payouts, and manage international transactions.

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