Betterment is a leading, technology-driven financial services company that offers investing, savings and retirement solutions for retail investors and investment advisors as well as financial wellness solutions, including a 401(k) for small and medium-sized businesses. Our team is passionate about our mission, to empower people to build wealth with confidence and ease. We’re headquartered in NYC and offer hybrid NY-based positions (four days/ week in-office, with no required office days during the summer and winter holidays).
About the Role:The Product Engineering teams at Betterment build the applications our customers rely on — from their very first interaction with our platform to every experience once they're logged in. We're looking for a Senior Mobile Engineer to join us in furthering our mission to make people's lives better through the delightful, intuitive experiences that have defined Betterment since day one. In this role, you'll own the critical first impression new customers have of Betterment. You'll be responsible for building and maintaining the high-quality features our customers engage with every day — and for raising the bar on what great mobile experiences look like.
Our mobile application guides customers through the most important life events in their financial journey. Whether it’s saving to buy a house or planning for retirement, hundreds of thousands of people rely on us to invest and save their money. If you are passionate about financial wellness and are driven to solve complex problems that make saving and investing simple, this role is for you.
Mobile Engineers sit side-by-side with Full Stack Engineers, user experience designers, and product managers to craft our consumer-facing applications. Part of being a member of this team is a love for building products you're proud to share with your friends and family. Our goal is to delight our customers whenever possible with sleek design, simple user experience, and access to sophisticated advice. You’ll be a part of a team that’s tackling difficult questions of scale, architecture and interaction.
This role is based out of our NYC office. Below we've reflected the base salary range for this position. Actual salaries may vary depending on factors including but not limited to location, experience, and performance. The range listed is just one component of Betterment’s total compensation package for employees.
- New York City: $170,000 - $195,000
This job may also be eligible for variable compensation in the form of a company incentive bonus.
A Day in the Life:- Lead medium-to-large scale initiatives, partnering with teammates and adhering to software development best practices in order to ship high quality software continuously and iteratively
- Collaborate with our Product & Design teams to develop delightful experiences that guide our customers on their saving and investing journey
- You’ll work alongside Fullstack Engineers to help ensure our features and application grow with our business while remaining performant and secure
- Teach and Learn. As a Senior Engineer, we expect you to share your knowledge with new and junior engineers, help mentor and grow our team professionally, as well as learn from our leaders to level up your own talents
- Create efficiency. Our software helps customers save time and money. We maintain it through clean code, rigorous testing, and pragmatic programming
- Collaborate, with purpose. You’ll work in small groups with other talented thinkers and figure out how to make Betterment’s application even better
- Contribute to an environment of open communication, where engineers feel empowered to share ideas and take initiative to solve problems that contribute to achieving company objectives
- Work with people who care. Half of our team is made up of engineers, but we believe everyone at Betterment is an engineer with their own tools. We’re a group of talented professionals who pride ourselves in what we do. We’re smart, innovative, energetic, and lots of fun
- Experience building applications in JavaScript/TypeScript and React Native development and familiarity with the underlying iOS and Android platforms. Experience with Flutter is nice to have!
- Additional experience with GraphQL is a plus.
- Strong understanding of software architecture, scalability, and performance considerations in mobile apps.
- Ensure high standards for code quality, test coverage, accessibility, and performance.
- Strong track record leading projects, driving adoption of platform improvements, and making pragmatic tradeoffs while maintaining quality
- Collaborative mindset and excitement to partner with teammates across multiple teams within engineering, design, and product
- Passion for software engineering, developer experience, and creating what doesn’t yet exist
- Appreciation of agility and pragmatism in software development
- The ability to thrive in a startup-like environment, balancing autonomy with collaboration
We change lives
Be a part of a community of innovators working to transform financial outcomes for real people. Your work will make an impact, always laddering up to our mission; to empower people to build wealth with confidence and ease.
We set audacious goals
We set them for the company, our customers, and ourselves, and we won’t stop until we reach them. We don’t just show up; we give our all, then celebrate our wins.
We value all perspectives
When we collaborate, we're at our best. We believe diverse perspectives lead to better outcomes and strive to uphold our supportive and inclusive community.
We simplify financial services
We’re financial services pioneers, always finding new ways to improve, optimize, and enhance. Constant improvement is in our DNA.
Our Commitment to Your Total Well-being:
- We offer a competitive suite of benefits, including medical, dental, and vision coverage; life and AD&D insurance; short- and long-term disability; infertility support and WPATH-aligned transgender health benefits; an Employee Assistance Program (EAP); transit benefits and FSA and HSA options
- Ownership: Equity for all employees, including new hire and refresher grants.
- Time: Flexible paid time off, paid parental leave, and a fully paid four-week sabbatical in your sixth year.
- Growth: Company-paid professional coaching for all employees.
- Wealth: Day-one 401(k) match plus matching on qualified student loan payments.
We’ll take a few weeks to review all applications. If we’d like to spend more time with you, we’ll reach out to arrange next steps, which will include 3-4 sets of meetings with your future colleagues.
In the interview process, we’ll look to learn more about your skills, experiences, capabilities, and motivators. Many of our questions will be aimed at understanding how you might operate here at Betterment. Depending on the role, we may ask you to complete a case study exercise or technical assessments, as we want to collect a robust set of data points to better inform our decisions.
On average, it takes us around 3-5 weeks to make a hiring decision, depending on your availability and sense of urgency. As a best practice, we aim to interview at least 2-3 final round candidates before making a hiring decision. Please note that, as we usually receive an overwhelming number of applications for open positions, we’re unable to offer individual feedback during the interview process.
We recognize that interviewing for a new role is a big deal. We appreciate you considering Betterment as the next step in your career, and our Recruiting Team is here to support and advocate for you through the interview process!
Betterment is dedicated to providing accommodations to candidates upon request. If you need accommodations at any point throughout the interview process, please reach out to your recruiter.
Please note that in any materials you submit, you may redact or remove age-identifying information such as age, date of birth, or dates of school attendance or graduation. You will not be penalized for redacting or removing this information.
Come join us!
We’re an equal opportunity employer and comply with all applicable federal, state, and local fair employment practices laws. We strictly prohibit and do not tolerate discrimination against employees, applicants, or any other covered persons because of race, color, religion, creed, national origin or ancestry, ethnicity, sex, gender (including gender nonconformity and status as a transgender or transsexual individual), sexual orientation, marital status, age, physical or mental disability, citizenship, past, current or prospective service in the uniformed services, predisposing genetic characteristic, domestic violence victim status, arrest records, or any other characteristic protected under applicable federal, state or local law.
Skills Required
- Experience building applications in JavaScript/TypeScript
- Experience with React Native development
- Familiarity with underlying iOS and Android platforms
- Strong understanding of software architecture, scalability, and mobile performance
- High standards for code quality, test coverage, accessibility, and performance
- Track record leading medium-to-large scale projects and mentoring engineers
- Collaborative mindset partnering with product, design, and engineering teams
- Experience with GraphQL
- Experience with Flutter
- Ability to work hybrid from the NYC office
- Passion for software engineering and developer experience; appreciation for agility and pragmatism
Betterment Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Betterment and has not been reviewed or approved by Betterment.
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Retirement Support — Day-one 401(k) matching and student-loan matching are highlighted, with employees paying zero management fees on company accounts. Feedback suggests these financial-wellness features are unusually robust for a mid-size fintech.
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Leave & Time Off Breadth — Flexible PTO and a four-week sabbatical at year six are positioned as meaningful time-away benefits. Feedback suggests these provisions contribute to positive work-life balance perceptions.
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Equity Value & Accessibility — Equity grants for all employees (new-hire, performance, and refreshers) are emphasized as part of total compensation. Feedback suggests ownership opportunities add meaningful value alongside salary.
Betterment Insights
What We Do
Betterment is the largest independent digital investment advisor in the U.S., offering investing and retirement solutions alongside their everyday services for spending and saving. Using cutting-edge technology, expert advice, automated money management tools, and tax-smart strategies, they empower hundreds of thousands of customers to manage their money—for today, tomorrow, and someday.
Why Work With Us
At Betterment, we revolutionize the way people manage their money through innovative technology and personalized guidance. With a culture of empowerment, endless growth opportunities, and focus on a well-balanced life, working at Betterment means being part of our mission of making people’s lives better.
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