Sr. Marketing Financial Analyst

About the role

As a Marketing Financial Analyst at Chime, you will play a critical role in ensuring that Marketing’s financial operations are accurate, scalable, and trusted. You will sit at the intersection of Marketing, Finance, and Accounting, partnering closely with budget owners and leadership to manage, forecast, and analyze marketing spend across a complex and fast-moving organization.

This role goes beyond basic reporting. You will be responsible for developing and maintaining durable financial models, trackers, and reports that reduce manual work, eliminate ambiguity, and surface clear insight. Over time, your work should make Marketing’s financial processes more predictable, less reactive, and easier for partners to engage with—so conversations can focus on decisions and tradeoffs, not reconciling numbers.

You will bring strong financial judgment, technical rigor, and a systems-oriented mindset to improve existing workflows and ensure that marketing financial data is accurate, auditable, and consistently understood. Just as importantly, you will build trusted, collaborative relationships with Marketing stakeholders, helping them navigate budgeting and forecasting with clarity and confidence.

The base salary offered for this role and level of experience will begin at $116,000.00 and up to $160,000.00. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to

• Partner with Marketing teams to manage and reconcile monthly budgets, ensuring accurate tracking, allocation, and interpretation of spend.
• Act as a trusted thought partner to budget owners, enforcing clarity in their inputs and helping teams land on sound forecasts.
• Work directly with Finance and Accounting to ensure appropriate expense accruals and alignment between cash timing and expense recognition.
• Apply sound accounting judgment and help educate partners on accrual vs. payment dynamics where needed.
• Build and maintain forecasting models that incorporate historical trends, active initiatives, and known risks.
• Develop scenario analyses that help Marketing leadership understand tradeoffs and implications of different spending paths.
• Prepare and maintain financial reports and dashboards that clearly communicate budget performance, variance drivers, and emerging risks.
• Move beyond reporting to provide insight—highlighting what matters, where attention is needed, and why.
• Improve and harden existing financial trackers and workflows, reducing reliance on tribal knowledge and up-leveling transparency into the flow of raw data → key output figure.
• Design systems and templates that are structured, auditable, and resilient as the organization scales.
• Ensure accurate reconciliation of marketing spend across multiple systems and data sources.
• Proactively identify and flag structural risks in processes, assumptions, or data flows before they become larger issues.
• Build strong, trusted relationships across Marketing, Finance, and Accounting.
• Help make monthly financial conversations clear, constructive, and productive—so partners leave with confidence, not confusion.

To thrive in this role, you have

• 4–7 years of experience in financial analysis, budgeting, or a related field, ideally supporting Marketing, Growth, or other functions that have large budgets subject to big amounts of ongoing change.
• Demonstrated experience operating as a senior individual contributor with meaningful ownership and judgment.
  
• Bachelor’s degree in Finance, Accounting, Economics, or a related field.  Sufficient amount of professional experience in this area is enough to override not having one of these degrees.
• Advanced proficiency in Excel and/or Google Sheets, including complex formulas, structured models, and error-resistant design.
• Strong understanding of forecasting, variance analysis, and financial modeling best practices.
• Experience with ERP or financial planning systems (e.g., NetSuite, Adaptive) is a plus.
• Solid grasp of accrual accounting and the distinction between expense recognition and cash payment.
• Comfort partnering directly with Accounting on judgment calls and reconciliations.
• A demonstrated ability to take clunky, manual processes and make them cleaner, more efficient, and more reliable over time.
• An instinct for building tools and workflows that others can easily understand and trust.
• Strong analytical thinking paired with practical judgment—you know when precision matters most and how to communicate uncertainty clearly.
• Ability to identify patterns, risks, and root causes, not just surface-level variances.
• Clear, confident communicator who can explain financial concepts to non-financial audiences.
• Able to build warm, respectful relationships while still holding a high bar for rigor and accountability.

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